Buying · Lévis · house or duplex 2026
House or duplex in Lévis in 2026: the price, the cash and the real monthly cost, once the other unit's rent comes in, for the median house and duplex.
In Lévis, the median single-family house sells for $440,000 and the median duplex for $452,500 ($12,500 more than the median house). Cash needed goes from about $31,765 for the house to $32,621 for the duplex. Each month, the house costs about $3,042 (payment $2,308, taxes $367, maintenance and insurance $367). The duplex costs $3,128 before rent, but the other unit's rent ($1,663, the city's median rent) brings it down to $1,465: $1,577 a month less than the house. Assumptions: Centris median prices (January to September 2026) of single-family houses and duplexes; cash = minimum down payment (5% of the first $500,000 and 10% of the rest), QST on the CMHC premium, the city's welcome tax and fixed fees (mid-range); payment with the CMHC premium added to the loan, 25 years, 5-year fixed rate of 4.09% (scenario), compounded semi-annually; municipal and school taxes estimated at 1% of the price per year; maintenance and insurance estimated at 1% of the price per year for the house and the duplex alike; unit rented all year at the median rent of Centris leases signed over 12 months in the city. Source: Centris (Matrix) for prices and rents, compiled November 2, 2026.
The short answer
In Lévis, the median single-family house sells for $440,000 and the median duplex for $452,500 ($12,500 more than the median house). Cash needed goes from about $31,765 for the house to $32,621 for the duplex. Each month, the house costs about $3,042 (payment $2,308, taxes $367, maintenance and insurance $367). The duplex costs $3,128 before rent, but the other unit's rent ($1,663, the city's median rent) brings it down to $1,465: $1,577 a month less than the house.
House or duplex in Lévis: the numbers side by side
| 2026 in Lévis | Median house | Owner-occupied median duplex |
|---|---|---|
| Median price | $440,000 | $452,500 |
| Cash needed | $31,765 | $32,621 |
| Mortgage payment | $2,308 | $2,374 |
| Taxes (estimate) | $367 | $377 |
| Maintenance and insurance (estimate) | $367 | $377 |
| Rent collected | $0 | −$1,663 |
| Real monthly cost | $3,042 | $1,465 |
Centris (Matrix) median prices, January to September 2026; median rent of Centris leases; 4.09% over 25 years.
What these numbers say in Lévis
- The other unit's rent pays about 70% of the duplex mortgage payment.
- The duplex matches the house as soon as it brings in $86 a month; the median rent in Lévis is $1,663 a month.
- The duplex needs about $856 more cash than the house.
- Over a year, the gap is about $18,924 in favour of the duplex.
- The duplex's real cost ($1,465) is even lower than the median rent ($1,663): the owner lives for less than the tenant.
- Across the 16 cities tracked, the owner-occupied duplex costs less each month than the house in 16 cities; the median gap is $1,471 a month.
What it changes for buying in Lévis
In Lévis, the owner-occupied duplex is among the most advantageous of the 16 cities tracked compared to the house. On a house budget, now is the time to look at duplexes too: the rent pays a large share of the payment and the building gains value like a house. Cash details: for a house in Lévis and for a plex in Lévis.
How to read these numbers
Assumptions: Centris median prices (January to September 2026) of single-family houses and duplexes; cash = minimum down payment (5% of the first $500,000 and 10% of the rest), QST on the CMHC premium, the city's welcome tax and fixed fees (mid-range); payment with the CMHC premium added to the loan, 25 years, 5-year fixed rate of 4.09% (scenario), compounded semi-annually; municipal and school taxes estimated at 1% of the price per year; maintenance and insurance estimated at 1% of the price per year for the house and the duplex alike; unit rented all year at the median rent of Centris leases signed over 12 months in the city. A duplex sold with a sitting tenant often has a lease below market rent, and rent increases are regulated by the Tribunal administratif du logement: check the lease before counting on the median rent. A duplex unit is often smaller than a single-family house, and a month without a tenant costs a month of rent. Prices are medians: they do not compare two specific properties.
Frequently asked questions
What does an owner-occupied duplex really cost in Lévis?
About $1,465 a month in Lévis for the owner-occupied median duplex, after the other unit's rent, versus $3,042 a month for the median house, maintenance included.
How much cash for a duplex or a house in Lévis?
About $32,621 for the median duplex in Lévis with the minimum down payment, versus $31,765 for the median house. An owner-occupied duplex follows the same down payment rules as a house.
Does the rent help you qualify?
Yes: lenders count part of the other unit's rent when they calculate how much you can borrow, according to their own rules. A mortgage broker can put a number on it for you. See also condo or duplex in Lévis and house or condo in Lévis.
Sources: Centris (Matrix), Statistics module, median sale price of single-family houses and duplexes (income properties) for the municipality of Lévis, January to September 2026; Centris (Matrix), broker-signed leases from September 16, 2025 to September 16, 2026; CMHC premium schedule; compiled by the Loaa & Manseur team, aggregates only. The hub house or duplex in 16 cities compares the 16 cities.
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Also available in French: version française de ce guide.
Published September 7, 2026 by the Loaa & Manseur team, the number 1 team at RE/MAX Platine in 2024 and 2025, 6th RE/MAX team in Quebec, 15th in Canada and in the global top 50 according to the official RE/MAX ranking. Tell us about your project.