Rent or buy a condo in Blainville in 2026: median rent versus mortgage and condo fees, minimum or 20% down, interest and principal (Centris, Bank of Canada)

Rent or buy · Blainville · 2026

The median rent of the past twelve months in Blainville, against the monthly cost of the median 2026 condo: mortgage with the minimum or 20% down, condo fees, interest and principal shares, and what the same rent would buy. Centris leases and sales, the rate actually charged, nothing estimated.

In Blainville, the median rent of the 59 leases signed on Centris from September 16, 2025 to September 16, 2026 is $2,200 a month (half between $1,850 and $2,585). Buying the median 2026 condo ($429,000, 163 sales) costs $2,549 a month with the minimum down payment ($21,450, 5.0%), the 5-year rate charged in 2026 (4.14%) and the median condo fees in Blainville ($287): $349 more than the rent, 116% of it. But $812 of that payment is principal repaid in the first year; the owner's sunk cost, interest and fees, is $1,737 a month, $463 less than the rent. With 20% down ($85,800), the monthly cost drops to $2,118 a month, below the rent. It is one of the places where buying comes closest to renting among the 50 units tracked (median gap $728). Sources: Centris, Bank of Canada, compiled October 8, 2026.

The short answer

In Blainville, the median rent of the 59 leases signed on Centris from September 16, 2025 to September 16, 2026 is $2,200 a month (half between $1,850 and $2,585). Buying the median 2026 condo ($429,000, 163 sales) costs $2,549 a month with the minimum down payment ($21,450, 5.0%), the 5-year rate charged in 2026 (4.14%) and the median condo fees in Blainville ($287): $349 more than the rent, 116% of it. But $812 of that payment is principal repaid in the first year; the owner's sunk cost, interest and fees, is $1,737 a month, $463 less than the rent. With 20% down ($85,800), the monthly cost drops to $2,118 a month, below the rent. It is one of the places where buying comes closest to renting among the 50 units tracked (median gap $728).

Renting versus buying in Blainville, per month

Rent or buy a condo in Blainville in 2026: median rent versus the owner's monthly cost
Median rent in Blainville against the monthly cost of the median condo with the minimum down payment and with 20%: interest, principal repaid and condo fees. Taxes, insurance and maintenance not included. Source: Centris (Matrix), Bank of Canada. Compiled October 8, 2026.
Measure in Blainville, 2026Per monthDetail
Median rent (12 months, 59 leases)$2,200$1,850 to $2,585
Median condo 2026 (163 sales)$429,000minimum down payment $21,450 (5.0%), CMHC premium $16,302
Mortgage, minimum down, 4.14%, 25 years$2,262of which interest $1,450 and principal $812 in the first year
Median condo fees in Blainville$287past 12 months of sales
Owner's monthly cost (minimum down)$2,549+349 $ versus rent (116%)
Owner's monthly cost (20% down, $85,800)$2,118-82 $ versus rent (96%)
Owner's sunk cost (interest + fees, minimum down)$1,737-463 $ versus rent
Condo price ÷ annual rent16.2gross rental yield 6.2%
2 bedrooms: median rent versus median 2-bedroom condo ($425,000)$1,950 versus $2,528+578 $ a month

Rents: leases concluded on Centris in Blainville from September 16, 2025 to September 16, 2026, median. Prices: condos sold in Blainville, January to September 2026, median. Fees: median monthly condo fees of condos sold (Centris, 340). Mortgage: 2026 CMHC rules, 25 years, 5-year fixed rate charged 4.14% (Bank of Canada). Taxes, insurance, maintenance and opportunity cost excluded.

What the figures say in Blainville

Monthly gap between buying and renting in 50 cities and boroughs, Blainville highlighted
Owner's monthly cost (minimum down, fees included) minus the median rent, in the 50 cities and boroughs tracked; Blainville in red. Source: Centris (Matrix).

What it changes for you in Blainville

In Blainville, the gap between renting and buying is small, and it closes further if the buyer has more than the minimum down: at 20%, the owner already pays less than the tenant each month. For a tenant who has the down payment, it is the kind of market where waiting is expensive: rent leaves, principal stays. For a condo seller, it is a market where buyers come straight from the neighbourhood's tenants, an argument for the listing: "your rent pays for this condo". Rent by unit size is in average rent in Blainville; the detail of fees, in condo fees in Blainville.

How to read these figures

One rent and one price for all of Blainville, both medians: half the leases are signed above, half below, and the same for sales. The median condo and the median rental are not necessarily the same size: the "2 bedrooms" line compares comparable units. The rate used is the one banks actually charged in 2026 on 5-year fixed mortgages, on average; the posted rate, about two points higher, serves the stress test and appears in the bullets. Condo fees vary threefold from one building to the next (elevator, pool, age): the median is a benchmark, not a bill.

Frequently asked questions

What does a condo cost a month in Blainville compared with rent?

$2,549 a month for the median condo of $429,000 with the minimum down ($21,450) and condo fees, against a median rent of $2,200: $349 more a month, of which $812 is principal repaid.

Is renting cheaper than buying in Blainville in 2026?

In cash flow, yes, by $349 a month with the minimum down. In sunk cost, no: interest and fees come to $1,737, $463 less than the rent. The owner pays more each month but keeps part of it.

What down payment does a condo in Blainville take?

$21,450 at minimum (5.0% of the median condo), plus about 1.5% of the price in closing costs and the welcome tax. At 20% ($85,800), no CMHC premium and a payment of $1,831 a month. The detail by city is in down payment in Blainville.

Sources: Centris (Matrix), Rental module, leases concluded from September 16, 2025 to September 16, 2026 for Blainville, 59 leases, median and quartiles; Statistics module, median sale price of condos in 2026 and monthly condo fees of condos sold over twelve months; Bank of Canada and Statistics Canada (10-10-0006), 5-year fixed rate charged, January to July 2026 average; CMHC down payment rules and premiums in force in 2026; compiled by the Loaa & Manseur team, aggregates only. The rent or buy a condo in 50 cities and boroughs hub compares the 50 units.

Our other data series in Blainville, from the same Centris listings:

Each series is recalculated from actual leases and sales, aggregates only.

Our proof, not our promises

The Loaa & Manseur team, led by Lotfi Manseur and Loaa Al Daow, is the number 1 team at RE/MAX Platine in 2024 and 2025, 6th RE/MAX team in Quebec, 15th in Canada and in the global top 50 of large residential teams according to the official RE/MAX ranking, computed on actual transactions. Its Google profile counts more than 220 reviews with a 4.9 rating. Its offices are at 55 avenue de l'Équinoxe in Brossard, one bridge from the island, and every broker's licence can be checked in the OACIQ public register. Three things to verify yourself before calling us, and to demand of any other broker.

Also available in French: version française de ce guide.

Published September 7, 2026 by the Loaa & Manseur team, the number 1 team at RE/MAX Platine in 2024 and 2025, 6th RE/MAX team in Quebec, 15th in Canada and in the global top 50 according to the official RE/MAX ranking. Tell us about your project.

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