Salary to buy · Rouyn-Noranda · 2016 vs 2026
The gross income it takes to buy the median house in Rouyn-Noranda, computed for every year from 2016 to 2026 with the Centris price and the year's contracted rate: how much more than in 2016, and the price's and the rate's share of the increase. Labelled assumptions, nothing estimated on prices.
To buy the median house in Rouyn-Noranda, a household needed a gross income of about $39,075 in 2016 (price of $210,000, rate of 2.67%) and needs about $74,562 in 2026 (price of $370,000 over January to September 2026, rate of 4.14%): $35,487 more, +91%, for a price up 76%. The monthly housing cost (mortgage at 20% down over 25 years, taxes at 1% of the price, heating) went from $1,042 to $1,988; the mortgage is 79% of it. Of the $35,487 increase, the price explains $26,900 and the rate $8,587 (24%). It is one of the lowest required salaries among the 50 cities tracked (median $120,462 in 2026, $47,644 in 2016). Assumptions: 20% down payment, 25-year amortization, the year's average contracted rate (2.67% in 2016, 2.13% in 2021, 4.14% in 2026), municipal and school taxes estimated at 1% of the price per year, heating and electricity at $1,200 per year, 32% gross debt service ratio. Source: Centris (Matrix) for prices, compiled October 13, 2026.
The short answer
To buy the median house in Rouyn-Noranda, a household needed a gross income of about $39,075 in 2016 (price of $210,000, rate of 2.67%) and needs about $74,562 in 2026 (price of $370,000 over January to September 2026, rate of 4.14%): $35,487 more, +91%, for a price up 76%. The monthly housing cost (mortgage at 20% down over 25 years, taxes at 1% of the price, heating) went from $1,042 to $1,988; the mortgage is 79% of it. Of the $35,487 increase, the price explains $26,900 and the rate $8,587 (24%). It is one of the lowest required salaries among the 50 cities tracked (median $120,462 in 2026, $47,644 in 2016).
The salary required for the median house in Rouyn-Noranda, 2016 to 2026
| Year | Median house | 5-year contracted rate | Monthly mortgage payment | Monthly housing cost | Gross salary required |
|---|---|---|---|---|---|
| 2016 | $210,000 | 2.67% | $767 | $1,042 | $39,075 |
| 2017 | $203,000 | 2.87% | $758 | $1,027 | $38,519 |
| 2018 | $225,000 | 3.49% | $898 | $1,186 | $44,456 |
| 2019 | $240,000 | 3.17% | $925 | $1,225 | $45,938 |
| 2020 | $248,500 | 2.44% | $885 | $1,192 | $44,703 |
| 2021 | $260,000 | 2.13% | $894 | $1,211 | $45,400 |
| 2022 | $299,500 | 3.90% | $1,247 | $1,597 | $59,872 |
| 2023 | $290,000 | 5.26% | $1,384 | $1,726 | $64,712 |
| 2024 | $321,000 | 4.96% | $1,488 | $1,856 | $69,581 |
| 2025 | $336,500 | 4.20% | $1,445 | $1,825 | $68,453 |
| 2026 | $370,000 | 4.14% | $1,580 | $1,988 | $74,562 |
Median price of single-family houses sold on Centris (Matrix) by year (2026: January to September 2026); average 5-year contracted rate (Bank of Canada, Statistics Canada 10-10-0006); payment at 20% down over 25 years; housing cost = payment + taxes estimated at 1% of the price + heating $1,200 per year; required salary = annual cost ÷ 32%.
What the comparison says in Rouyn-Noranda
- The price rose 76% and the required salary 91% in Rouyn-Noranda: the rate did the rest, 2.67% in 2016 against 4.14% in 2026. At the 2016 rate, the 2026 house would require $65,975 of salary instead of $74,562.
- The decade's lowest rate, in 2021: $45,400 of salary required for a house at $260,000 at a 2.13% rate. From 2021 to 2026, the required salary rose 64% in Rouyn-Noranda, the price 42%.
- One more point of rate in 2026 would add $6,188 to the required salary in Rouyn-Noranda; one point less would remove about as much, 8% of the required salary, the equivalent of a price increase of the same order.
- The price ÷ required salary ratio went from 5.4 to 5.0 in Rouyn-Noranda: it takes $20,152 of income per $100,000 of price in 2026.
- Across the 50 cities tracked, the salary required for the median house went from $47,644 to $120,462 in median (+144%, price +124%); it doubled in 47 cities, exceeds $100,000 in 35 cities (against 1 in 2016) and $150,000 in 9. In 2016, 38 cities made do with $60,000; in 2026, 1.
What it changes for buying or selling in Rouyn-Noranda
In Rouyn-Noranda, the required salary rose +91% in ten years, less than in most of the 50 cities tracked (median +144%), because the price rose less. At $74,562 of gross income with 20% down, the median house stays within reach of an average household; with the minimum down payment and the lender's qualifying rate, the bar is higher: that is the calculation in what salary to buy a house in Rouyn-Noranda. For a seller, that is good news: the pool of qualified buyers at this price is wide. The payment alone, year by year, is in mortgage payment on the median house in Rouyn-Noranda; the down payment in down payment to buy in Rouyn-Noranda.
How to read these figures
One median price per year (single-family houses sold on Centris in Rouyn-Noranda), one rate per year (annual average of contracted rates on 5-year fixed mortgages, insured and uninsured, Bank of Canada and Statistics Canada), a payment computed at 20% down over 25 years with semi-annual compounding. Taxes at 1% of the price and heating at $1,200 per year are labelled assumptions, not measurements: Rouyn-Noranda's actual taxes may be higher or lower. The required income is the annual cost divided by 32%.
Frequently asked questions
What salary does it take to buy the median house in Rouyn-Noranda in 2026?
About $74,562 of gross household income for the median house at $370,000 (January to September 2026), with 20% down, 25-year amortization, the 4.14% contracted rate, taxes at 1% of the price and $1,200 of heating, at a 32% GDS ratio. With the minimum down payment and the qualifying rate, more is needed.
And in 2016, how much did it take in Rouyn-Noranda?
In 2016, the median house in Rouyn-Noranda cost $210,000 and the rate was 2.67%: $39,075 of income was enough. In 2026, $74,562: +91%. The price explains $26,900 of the increase and the rate $8,587.
Was it the price or the rate that pushed the required salary up in Rouyn-Noranda?
The price first: at the 2016 rate, the 2026 house would already require $65,975, +69% against 2016. The rate adds $8,587, 24% of the increase in Rouyn-Noranda. Across the 50 cities, the rate's share is 20% in median.
Sources: Centris (Matrix), Statistics module, September 16, 2026 query for the municipality of Rouyn-Noranda, median sale price of single-family houses by year; Bank of Canada and Statistics Canada (table 10-10-0006) for contracted rates; tax and heating assumptions labelled; compiled by the Loaa & Manseur team, aggregates only. The salary to buy the median house in 50 cities hub compares the 50 cities.
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Published September 7, 2026 by the Loaa & Manseur team, the number 1 team at RE/MAX Platine in 2024 and 2025, 6th RE/MAX team in Quebec, 15th in Canada and in the global top 50 according to the official RE/MAX ranking. Tell us about your project.