Moving · Montreal → Trois-Rivières · 2026
Leaving Montreal for Trois-Rivières? What it changes on housing, backed by real figures: house and condo prices, monthly mortgage payment, welcome tax, and the gap over ten years.
A house sells for $410,000 at the median in Trois-Rivières in 2026, versus $755,000 in Montreal: $345,000 less (−46%). At the 2026 contracted rate with a 20% down payment, the mortgage payment goes from $3,223 to $1,750 a month, or $1,473 less, and the welcome tax from $10,449 to $4,260. For condos: $310,000 versus $476,100 in Montreal (−35%). Source: Centris (Matrix), compiled on October 20, 2026.
The short answer
A house sells for $410,000 at the median in Trois-Rivières in 2026, versus $755,000 in Montreal: $345,000 less (−46%). At the 2026 contracted rate with a 20% down payment, the mortgage payment goes from $3,223 to $1,750 a month, or $1,473 less, and the welcome tax from $10,449 to $4,260. For condos: $310,000 versus $476,100 in Montreal (−35%).
Montreal versus Trois-Rivières, in figures
| 2026 | Montreal | Trois-Rivières | Difference |
|---|---|---|---|
| House, median price | $755,000 | $410,000 | −$345,000 (−46%) |
| Monthly payment on the median house | $3,223 | $1,750 | −$1,473 a month |
| Welcome tax on the median house | $10,449 | $4,260 | −$6,188 |
| Condo, median price | $476,100 | $310,000 | −$166,100 (−35%) |
| Monthly payment on the median condo | $2,033 | $1,323 | −$710 a month |
Centris median prices from January to mid-September 2026. Payment: 20% down, 25-year amortization, 2026 contracted 5-year mortgage rate (Bank of Canada and Statistics Canada), semi-annual compounding; property taxes and insurance not included. Welcome tax under each city's 2026 grid.
Ten years of price gap
- In 2016, the gap with Montreal on the median house was −$232,000; in 2026 it is −$345,000.
- Over 25 years, the $1,473 monthly payment gap adds up to $441,900 saved in payments, at the 2026 rate held constant (an assumption, not a forecast).
- The welcome tax follows the city's 2026 grid, with a municipal rate above $500,000; Montreal has seven brackets up to 4%.
- What the table does not say: commuting time and cost, the price of services and property taxes in Trois-Rivières, the size of houses and lots. At the same price, you often get more land off the island.
Trois-Rivières among the 49 cities
Frequently asked questions
How much is a house in Trois-Rivières compared with Montreal?
$410,000 at the 2026 median, versus $755,000 in Montreal (−46%).
What would my mortgage payment be in Trois-Rivières?
$1,750 a month on the median house, versus $3,223 in Montreal, with 20% down over 25 years at the 2026 contracted rate.
What welcome tax is paid in Trois-Rivières?
$4,260 on the median house in Trois-Rivières, versus $10,449 in Montreal.
Do you pay Montreal's welcome tax if you come from Montreal?
No: on purchase, the welcome tax follows the grid of the city where the property you buy is located, wherever you lived before.
All cities: moving from Montreal, 49 cities compared.
Source: Centris (Matrix), median sale prices of single-family homes and condominiums, queries of September 16, 2026; contracted rate from the Bank of Canada / Statistics Canada (table 10-10-0006); 2026 transfer duty grids; compiled by the Loaa & Manseur team on October 20, 2026, aggregates only. Past performance does not guarantee the future.
Also available in French: version française de ce guide.
Published September 7, 2026 by the Loaa & Manseur team, the number 1 team at RE/MAX Platine in 2024 and 2025, 6th RE/MAX team in Quebec, 15th in Canada and in the global top 50 according to the official RE/MAX ranking. Tell us about your project.