Moving from Montreal in 2026: prices, mortgage payment and welcome tax in 49 Quebec cities

Moving · 49 cities · 2026

One page per city, same calculations: the price of a house and a condo, the monthly mortgage payment and the welcome tax, compared with Montreal.

The median house costs $755,000 in Montreal in 2026. It is cheaper in 39 of the 49 cities tracked, and the mortgage payment drops by $640 a month at the median (20% down, 2026 contracted rate). The welcome tax drops by $2,198 at the median. Source: Centris (Matrix), compiled on October 20, 2026.

The short answer

In Montreal, the median house sells for $755,000 in 2026 and costs $3,223 a month in mortgage payments (20% down, 25 years, 2026 contracted rate). In 39 of the 49 cities tracked it costs less; the median saving is $640 a month and $2,198 of welcome tax. The biggest savings: Sept-Îles (−$2,049 a month), Saguenay (−$1,661 a month), Victoriaville (−$1,661 a month). More expensive than Montreal: Beaconsfield (+$1,178 a month), Saint-Lambert (+$1,558 a month), Westmount (+$6,479 a month).

The 49 cities, from the biggest monthly saving to the smallest

CityMedian house 2026Gap with MontrealMonthly paymentMonthly gapWelcome tax gap
Sept-Îles$275,000−64%$1,174−$2,049−$8,014
Saguenay$366,000−52%$1,562−$1,661−$6,848
Victoriaville$366,000−52%$1,562−$1,661−$6,848
Rouyn-Noranda$370,000−51%$1,580−$1,643−$6,788
Sorel-Tracy$391,750−48%$1,672−$1,551−$6,462
Rimouski$395,000−48%$1,686−$1,537−$6,414
Val-d'Or$400,000−47%$1,708−$1,515−$6,338
Trois-Rivières$410,000−46%$1,750−$1,473−$6,188
Drummondville$429,900−43%$1,835−$1,388−$5,890
Lévis$440,000−42%$1,878−$1,345−$5,738
Sherbrooke$458,500−39%$1,957−$1,266−$5,461
Joliette$460,000−39%$1,964−$1,259−$5,438
Granby$462,543−39%$1,975−$1,248−$5,400
Quebec City$480,000−36%$2,049−$1,174−$5,138
Gatineau$490,000−35%$2,092−$1,131−$4,988
Saint-Hyacinthe$507,500−33%$2,167−$1,056−$4,614
Châteauguay$520,000−31%$2,220−$1,003−$4,538
Saint-Jérôme$547,500−27%$2,337−$886−$3,414
L'Île-Perrot$561,500−26%$2,397−$826−$2,994
Saint-Jean-sur-Richelieu$577,000−24%$2,463−$760−$2,528
Repentigny$588,000−22%$2,510−$713−$2,198
Terrebonne$599,000−21%$2,557−$666−$1,868
Magog$600,000−21%$2,561−$662−$3,338
Longueuil$602,000−20%$2,570−$653−$3,308
Vaudreuil-Dorion$605,000−20%$2,583−$640−$3,264
Mascouche$615,000−19%$2,625−$598−$1,388
Saint-Constant$620,000−18%$2,647−$576−$1,238
Beloeil$630,000−17%$2,690−$533−$2,238
Boisbriand$630,000−17%$2,690−$533−$1,588
Laval$630,000−17%$2,690−$533−$938
Varennes$631,000−16%$2,694−$529−$908
Mirabel$650,000−14%$2,775−$448−$338
Sainte-Thérèse$650,000−14%$2,775−$448−$338
Sainte-Julie$667,400−12%$2,849−$374−$654
Chambly$689,000−9%$2,941−$282+$832
Dorval$712,500−6%$3,042−$181−$588
Brossard$734,200−3%$3,134−$89+$2,188
La Prairie$740,000−2%$3,159−$64+$2,362
Pointe-Claire$745,500−1%$3,183−$40+$317
Blainville$760,000+1%$3,245+$22−$788
Dollard-des-Ormeaux$792,500+5%$3,383+$160+$2,686
Boucherville$810,000+7%$3,458+$235+$4,462
Saint-Bruno-de-Montarville$819,500+9%$3,499+$276+$4,746
Rosemère$845,000+12%$3,607+$384+$5,512
Candiac$866,000+15%$3,697+$474+$6,142
Kirkland$955,000+26%$4,077+$854+$4,262
Beaconsfield$1,031,000+37%$4,401+$1,178+$9,140
Saint-Lambert$1,120,000+48%$4,781+$1,558+$13,762
Westmount$2,272,500+201%$9,702+$6,479+$48,336

Method

Median sale prices of single-family homes and condominiums, Centris (Matrix), January to mid-September 2026. Monthly payment: 20% down, 25-year amortization, 2026 contracted 5-year mortgage rate from the Bank of Canada and Statistics Canada, semi-annual compounding. Welcome tax: each city's 2026 grid. Commuting, services and property taxes are not counted. Aggregates only.

Frequently asked questions

Where can I buy for less than in Montreal while staying close?

The table ranks cities by monthly saving. To compare two neighbouring cities with each other, see our city duels, and each city's property taxes.

My city is not on the list?

A broker from the team runs the same comparison for any city, with properties actually for sale.

Also available in French: version française de ce guide.

Published September 7, 2026 by the Loaa & Manseur team, the number 1 team at RE/MAX Platine in 2024 and 2025, 6th RE/MAX team in Quebec, 15th in Canada and in the global top 50 according to the official RE/MAX ranking. Tell us about your project.

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