Quebec Election 2026 · Access to ownership
The most generous measure announced in this campaign for a first-time buyer. It applies only to new construction.
The two costed measures
- A QST rebate of up to $45,000 for first-time buyers of a new or self-built home.
- The first-home tax credit doubled, from $1,400 to $3,000.
The party frames this plan as correcting an "intergenerational injustice" in access to home ownership.
The construction side
The plan also aims to cut red tape: harmonising the building code across Quebec, simplifying paperwork for contractors, a certification mechanism for prefabricated buildings, and a target of 30 days maximum for permit approval. The party also proposes reducing immigration thresholds to rebalance housing supply and demand.
What the measure does not specify
The party's release sets no property price cap, no income threshold, and no detailed definition of a first-time buyer. In a real tax measure, those parameters completely change who qualifies.
That is a factual observation, not a criticism: at this stage of a campaign most platforms stay at the level of principle. The mechanics land in a budget, after the election.
What already exists, and is not a promise
Do not confuse the two. A first-time buyer today can stack three tax measures, for a maximum of $8,444 according to the Department of Finance: $5,875 from the refundable credit for home ownership access, $1,400 from Quebec's non-refundable first-home credit, and $1,169 from the federal non-refundable credit.
The PQ measures would add to or replace that landscape depending on what is adopted. No party has published the detail of how they would fit together.
New or existing changes the question
A measure aimed only at new construction shifts demand toward new construction. For a buyer, that means comparing not just two properties but two tax regimes. A new condo at $450,000 and an existing condo at $430,000 no longer compare at the listed price if one qualifies for a rebate and the other does not.
Our rule on this page
We report what each party wrote, with the published figures and the source. We tell nobody how to vote, we do not predict the result, and we do not turn a promise into a certainty. An election platform is not a law: it becomes one only if a government tables it, passes it and sets its terms.
The most useful distinction for you is not who is right. It is knowing what applies today and what stays conditional.
Related
Frequently asked
How much does the PQ propose to refund?
Up to $45,000 of QST for first-time buyers of a new or self-built home.
Would the existing credit change?
The party proposes raising it from $1,400 to $3,000.
Does it cover existing homes?
No. As announced it covers new construction and self-building.
Primary sources, consulted 13 September 2026: Revenu Quebec (tax news of 21 April 2026), the Quebec Department of Finance explanatory document on the refundable tax credit for home ownership access (17 April 2026), Elections Quebec, Radio-Canada (Liberal financial framework, 13 September 2026), plq.org, pq.org, the Quebec solidaire release distributed by CNW (30 August 2026), the PCQ plan (11 September 2026), and APCIQ (4 September 2026). This page reports what each party published. It endorses no party and is neither tax nor legal advice.
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