Retirement · Pointe-Claire · Centris 2026
Thinking of selling the house and moving to a condo in Pointe-Claire? The calculation with real median prices: what the house brings in, what the condo costs, the welcome tax, condo fees and what is left. Centris figures, not estimates.
In Pointe-Claire, selling the median house ($745,500) to buy the median condo ($583,750) frees up $154,381 in 2026, after the $7,369 welcome tax on the condo and before selling costs. In 2016, the gap between the two was $55,000. Median condo fees are $444 a month: the capital freed covers about 29 years of them. Source: Centris (Matrix), compiled on October 20, 2026.
The short answer
In Pointe-Claire, selling the median house ($745,500) to buy the median condo ($583,750) frees up $154,381 in 2026, after the $7,369 welcome tax on the condo and before selling costs. In 2016, the gap between the two was $55,000. Median condo fees are $444 a month: the capital freed covers about 29 years of them.
The calculation, city by city
| The 2026 calculation in Pointe-Claire | Median condo | Median 2-bedroom condo |
|---|---|---|
| Sale of the median house | $745,500 | $745,500 |
| Purchase of the condo | − $583,750 | − $532,500 |
| Welcome tax on the condo (city grid) | − $7,369 | − $6,293 |
| Capital freed, before selling costs | $154,381 | $206,707 |
Centris median prices from January to mid-September 2026. Welcome tax calculated on the condo price under the city 2026 grid. Selling costs, notary and moving are not deducted.
House and condo in Pointe-Claire, ten years of prices
| Year | House, median price | Condo, median price | Gap | Condo as % of house |
|---|---|---|---|---|
| 2016 | $375,000 | $320,000 | $55,000 | 85% |
| 2017 | $415,000 | $338,878 | $76,122 | 82% |
| 2018 | $465,000 | $358,500 | $106,500 | 77% |
| 2019 | $490,000 | $358,500 | $131,500 | 73% |
| 2020 | $560,000 | $435,000 | $125,000 | 78% |
| 2021 | $684,000 | $495,000 | $189,000 | 72% |
| 2022 | $679,000 | $552,294 | $126,706 | 81% |
| 2023 | $683,750 | $567,019 | $116,731 | 83% |
| 2024 | $725,000 | $530,000 | $195,000 | 73% |
| 2025 | $758,000 | $555,000 | $203,000 | 73% |
| 2026 (Jan. to mid-Sept.) | $745,500 | $583,750 | $161,750 | 78% |
What it means in Pointe-Claire
- The gap between the median house and condo grew by $106,750 since 2016 in Pointe-Claire: houses rose faster than condos. That is what makes the move to a condo pay more than ten years ago.
- The median condo is worth 78% of the median house price in Pointe-Claire in 2026, versus 85% in 2016. Across the 50 cities tracked, the median is 64%.
- A 2-bedroom condo, often sought in retirement to host family, sells for $532,500 at the 2026 median (103 sales): the capital freed becomes $206,707.
- Median condo fees in Pointe-Claire: $444 a month, or $5,334 a year. They replace part of a house's upkeep (roof, yard, snow removal), but not property taxes or contents insurance.
What the calculation does not count
The calculation above leaves out three expenses that depend on your situation: the broker's fee and selling costs, the notary for the purchase, and the move. The gain on the sale of a principal residence is generally tax-exempt. Before selling, check the contingency fund and the condition of the building you are targeting: a cheap condo with a special assessment coming can wipe out the gap.
Frequently asked questions
How much do I keep if I sell my house for a condo in Pointe-Claire?
$154,381 in 2026 if you sell the median house ($745,500) for the median condo ($583,750), after the welcome tax on the condo and before selling costs.
What welcome tax is paid on a condo in Pointe-Claire?
$7,369 on a $583,750 condo under the city 2026 grid. The first-time buyer credit does not apply if you owned a home recently.
How much are condo fees in Pointe-Claire?
$444 a month at the median in Pointe-Claire ($5,334 a year).
Should I sell before buying?
Not necessarily: selling first avoids carrying two properties, buying first avoids having to rent in between. A condition on the sale of your house in the promise to purchase protects you in the second case.
All cities: from house to condo in retirement, 50 cities. The reverse path: from condo to house in Pointe-Claire.
Source: Centris (Matrix), median sale prices of single-family homes and condominiums, queries of September 16, 2026, and 2-bedroom condos; 2026 transfer duty grids; median condo fees from Centris listings; compiled by the Loaa & Manseur team on October 20, 2026, aggregates only. This page informs: it is neither tax advice nor an appraisal.
Also available in French: version française de ce guide.
Published September 7, 2026 by the Loaa & Manseur team, the number 1 team at RE/MAX Platine in 2024 and 2025, 6th RE/MAX team in Quebec, 15th in Canada and in the global top 50 according to the official RE/MAX ranking. Tell us about your project.