Retirement · 50 cities · Centris 2026
One page per city, same calculation, real prices: what the median house brings in, what the median condo costs, the welcome tax, condo fees and the capital left.
Across the 50 cities tracked, selling the median house for the median condo frees up $207,143 at the median in 2026, after the welcome tax and before selling costs. In 2016, the median gap between the two was only $75,044: houses rose faster than condos. In 2 cities, the median condo costs as much as or more than the house. Source: Centris (Matrix), compiled on October 20, 2026.
Selling the median house to buy the median condo frees up $207,143 at the median across the 50 cities tracked in 2026, after the welcome tax on the condo and before selling costs. The median condo is worth 64% of the median house. The gap nearly tripled in ten years: $75,044 in 2016, $211,250 in 2026.
| City | Median house 2026 | Median condo 2026 | Welcome tax (condo) | Capital freed | Gap in 2016 | Median condo fees / month |
|---|---|---|---|---|---|---|
| Westmount | $2,272,500 | $835,000 | $15,660 | $1,421,840 | $751,500 | $1,027 |
| Saint-Lambert | $1,120,000 | $445,000 | $4,786 | $670,214 | $321,250 | $429 |
| Kirkland | $955,000 | $486,000 | $5,400 | $463,600 | $243,000 | $537 |
| Beaconsfield | $1,031,000 | $625,000 | $7,486 | $398,514 | $282,250 | $400 |
| Candiac | $866,000 | $476,000 | $5,250 | $384,750 | $230,750 | $269 |
| Dollard-des-Ormeaux | $792,500 | $460,000 | $5,010 | $327,490 | $160,000 | $349 |
| Blainville | $760,000 | $429,000 | $4,546 | $326,454 | $97,950 | $287 |
| Brossard | $734,200 | $404,000 | $4,170 | $326,030 | $131,500 | $300 |
| La Prairie | $740,000 | $414,750 | $4,332 | $320,918 | $156,300 | $318 |
| Saint-Bruno-de-Montarville | $819,500 | $494,000 | $5,520 | $319,980 | $107,000 | $445 |
| Boucherville | $810,000 | $518,000 | $6,150 | $285,850 | $97,450 | $337 |
| Sainte-Thérèse | $650,000 | $372,500 | $3,698 | $273,802 | $81,225 | $270 |
| Montreal | $755,000 | $476,100 | $5,252 | $273,648 | $95,000 | $325 |
| Dorval | $712,500 | $435,000 | $4,636 | $272,864 | $89,000 | $388 |
| Rosemère | $845,000 | $565,000 | $7,560 | $272,440 | $140,950 | $424 |
| Chambly | $689,000 | $412,500 | $4,298 | $272,202 | $118,950 | $246 |
| Varennes | $631,000 | $358,000 | $3,480 | $269,520 | $112,000 | $214 |
| Magog | $600,000 | $335,000 | $3,136 | $261,864 | $60,492 | $274 |
| Repentigny | $588,000 | $331,000 | $3,076 | $253,924 | $93,400 | $257 |
| Mascouche | $615,000 | $370,000 | $3,660 | $241,340 | $75,000 | $242 |
| Sainte-Julie | $667,400 | $430,000 | $4,560 | $232,840 | $118,000 | $317 |
| Saint-Jérôme | $547,500 | $315,000 | $2,836 | $229,664 | $75,088 | $250 |
| Vaudreuil-Dorion | $605,000 | $385,000 | $3,886 | $216,114 | $105,000 | $265 |
| Terrebonne | $599,000 | $382,000 | $3,840 | $213,160 | $79,500 | $275 |
| Longueuil | $602,000 | $385,000 | $3,886 | $213,114 | $79,800 | $284 |
| Saint-Constant | $620,000 | $414,500 | $4,328 | $201,172 | $89,750 | $240 |
| Beloeil | $630,000 | $425,000 | $4,486 | $200,514 | $65,550 | $219 |
| Saint-Jean-sur-Richelieu | $577,000 | $374,000 | $3,720 | $199,280 | $61,000 | $200 |
| Laval | $630,000 | $430,000 | $4,560 | $195,440 | $83,500 | $342 |
| Mirabel | $650,000 | $449,900 | $4,859 | $195,241 | $58,750 | $242 |
| Gatineau | $490,000 | $303,750 | $2,723 | $183,527 | $75,000 | $326 |
| Saint-Hyacinthe | $507,500 | $335,000 | $3,136 | $169,364 | $54,244 | $204 |
| Pointe-Claire | $745,500 | $583,750 | $7,369 | $154,381 | $55,000 | $444 |
| L'Île-Perrot | $561,500 | $404,500 | $4,178 | $152,822 | $43,950 | $245 |
| Granby | $462,543 | $315,000 | $2,836 | $144,708 | $23,387 | $193 |
| Quebec City | $480,000 | $335,000 | $3,136 | $141,864 | $55,500 | $354 |
| Drummondville | $429,900 | $289,500 | $2,580 | $137,820 | $13,500 | $193 |
| Sherbrooke | $458,500 | $318,000 | $2,880 | $137,620 | $6,500 | $240 |
| Lévis | $440,000 | $300,500 | $2,690 | $136,810 | $68,000 | $260 |
| Châteauguay | $520,000 | $390,000 | $3,960 | $126,040 | $37,570 | $223 |
| Joliette | $460,000 | $345,000 | $3,286 | $111,714 | $56,000 | $200 |
| Rimouski | $395,000 | $284,000 | $2,526 | $108,474 | $36,000 | $202 |
| Victoriaville | $366,000 | $261,500 | $2,300 | $102,200 | $-1,600 | $203 |
| Rouyn-Noranda | $370,000 | $270,000 | $2,386 | $97,614 | $34,000 | n/a |
| Trois-Rivières | $410,000 | $310,000 | $2,786 | $97,214 | $17,000 | $218 |
| Val-d'Or | $400,000 | $310,000 | $2,786 | $87,214 | $73,000 | n/a |
| Saguenay | $366,000 | $287,000 | $2,556 | $76,444 | $18,750 | $163 |
| Boisbriand | $630,000 | $557,000 | $7,036 | $65,964 | $58,250 | $370 |
| Sept-Îles | $275,000 | $279,500 | $2,480 | $-6,980 | $-36,000 | n/a |
| Sorel-Tracy | $391,750 | $400,000 | $4,110 | $-12,360 | $10,000 | $219 |
The capital freed follows house values: Westmount ($1,421,840), Saint-Lambert ($670,214), Kirkland ($463,600) lead. In the regions the gap is thinner, and in 2 cities (Sept-Îles, Sorel-Tracy) the median condo, often recent, costs as much as the median house, often older: you then need a more modest condo than the median to free up capital.
Median sale prices of single-family homes and condominiums, Centris (Matrix), January to mid-September 2026. Welcome tax calculated on the condo price with each city's 2026 grid. Selling costs (broker, notary, moving) are not deducted because they depend on each sale. Condo fees: median from the city's Centris listings. Aggregates only; this page informs, it is neither tax advice nor an appraisal.
On price, the gap between houses and condos has never been wider in most cities: that is what makes the swap pay. On lifestyle, count the condo fees and the building rules (pets, rentals, renovations) before signing.
The gain on a principal residence designated for every year of ownership is generally exempt. Confirm your situation with your tax advisor.
A broker from the team runs the same calculation for any city, with your house and the condos actually for sale.
Also available in French: version française de ce guide.
Published September 7, 2026 by the Loaa & Manseur team, the number 1 team at RE/MAX Platine in 2024 and 2025, 6th RE/MAX team in Quebec, 15th in Canada and in the global top 50 according to the official RE/MAX ranking. Tell us about your project.
Équipe no 1 de RE/MAX Platine en 2024 et en 2025, 6e au Québec, 15e au Canada et dans le top 50 mondial au classement officiel RE/MAX. Réponse en moins de 24 heures, sept jours sur sept.