Retirement · Saint-Jean-sur-Richelieu · Centris 2026
Thinking of selling the house and moving to a condo in Saint-Jean-sur-Richelieu? The calculation with real median prices: what the house brings in, what the condo costs, the welcome tax, condo fees and what is left. Centris figures, not estimates.
In Saint-Jean-sur-Richelieu, selling the median house ($577,000) to buy the median condo ($374,000) frees up $199,280 in 2026, after the $3,720 welcome tax on the condo and before selling costs. In 2016, the gap between the two was $61,000. Median condo fees are $200 a month: the capital freed covers about 83 years of them. Source: Centris (Matrix), compiled on October 20, 2026.
The short answer
In Saint-Jean-sur-Richelieu, selling the median house ($577,000) to buy the median condo ($374,000) frees up $199,280 in 2026, after the $3,720 welcome tax on the condo and before selling costs. In 2016, the gap between the two was $61,000. Median condo fees are $200 a month: the capital freed covers about 83 years of them.
The calculation, city by city
| The 2026 calculation in Saint-Jean-sur-Richelieu | Median condo | Median 2-bedroom condo |
|---|---|---|
| Sale of the median house | $577,000 | $577,000 |
| Purchase of the condo | − $374,000 | − $359,000 |
| Welcome tax on the condo (city grid) | − $3,720 | − $3,496 |
| Capital freed, before selling costs | $199,280 | $214,504 |
Centris median prices from January to mid-September 2026. Welcome tax calculated on the condo price under the city 2026 grid. Selling costs, notary and moving are not deducted.
House and condo in Saint-Jean-sur-Richelieu, ten years of prices
| Year | House, median price | Condo, median price | Gap | Condo as % of house |
|---|---|---|---|---|
| 2016 | $233,000 | $172,000 | $61,000 | 74% |
| 2017 | $245,000 | $173,500 | $71,500 | 71% |
| 2018 | $255,000 | $180,000 | $75,000 | 71% |
| 2019 | $273,500 | $190,000 | $83,500 | 69% |
| 2020 | $335,250 | $219,000 | $116,250 | 65% |
| 2021 | $419,000 | $277,900 | $141,100 | 66% |
| 2022 | $475,000 | $325,000 | $150,000 | 68% |
| 2023 | $475,000 | $329,700 | $145,300 | 69% |
| 2024 | $510,000 | $335,000 | $175,000 | 66% |
| 2025 | $555,000 | $359,950 | $195,050 | 65% |
| 2026 (Jan. to mid-Sept.) | $577,000 | $374,000 | $203,000 | 65% |
What it means in Saint-Jean-sur-Richelieu
- The gap between the median house and condo grew by $142,000 since 2016 in Saint-Jean-sur-Richelieu: houses rose faster than condos. That is what makes the move to a condo pay more than ten years ago.
- The median condo is worth 65% of the median house price in Saint-Jean-sur-Richelieu in 2026, versus 74% in 2016. Across the 50 cities tracked, the median is 64%.
- A 2-bedroom condo, often sought in retirement to host family, sells for $359,000 at the 2026 median (108 sales): the capital freed becomes $214,504.
- Median condo fees in Saint-Jean-sur-Richelieu: $200 a month, or $2,400 a year. They replace part of a house's upkeep (roof, yard, snow removal), but not property taxes or contents insurance.
What the calculation does not count
The calculation above leaves out three expenses that depend on your situation: the broker's fee and selling costs, the notary for the purchase, and the move. The gain on the sale of a principal residence is generally tax-exempt. Before selling, check the contingency fund and the condition of the building you are targeting: a cheap condo with a special assessment coming can wipe out the gap.
Frequently asked questions
How much do I keep if I sell my house for a condo in Saint-Jean-sur-Richelieu?
$199,280 in 2026 if you sell the median house ($577,000) for the median condo ($374,000), after the welcome tax on the condo and before selling costs.
What welcome tax is paid on a condo in Saint-Jean-sur-Richelieu?
$3,720 on a $374,000 condo under the city 2026 grid. The first-time buyer credit does not apply if you owned a home recently.
How much are condo fees in Saint-Jean-sur-Richelieu?
$200 a month at the median in Saint-Jean-sur-Richelieu ($2,400 a year).
Should I sell before buying?
Not necessarily: selling first avoids carrying two properties, buying first avoids having to rent in between. A condition on the sale of your house in the promise to purchase protects you in the second case.
All cities: from house to condo in retirement, 50 cities. The reverse path: from condo to house in Saint-Jean-sur-Richelieu.
Source: Centris (Matrix), median sale prices of single-family homes and condominiums, queries of September 16, 2026, and 2-bedroom condos; 2026 transfer duty grids; median condo fees from Centris listings; compiled by the Loaa & Manseur team on October 20, 2026, aggregates only. This page informs: it is neither tax advice nor an appraisal.
Also available in French: version française de ce guide.
Published September 7, 2026 by the Loaa & Manseur team, the number 1 team at RE/MAX Platine in 2024 and 2025, 6th RE/MAX team in Quebec, 15th in Canada and in the global top 50 according to the official RE/MAX ranking. Tell us about your project.