Retirement · Saint-Lambert · Centris 2026
Thinking of selling the house and moving to a condo in Saint-Lambert? The calculation with real median prices: what the house brings in, what the condo costs, the welcome tax, condo fees and what is left. Centris figures, not estimates.
In Saint-Lambert, selling the median house ($1,120,000) to buy the median condo ($445,000) frees up $670,214 in 2026, after the $4,786 welcome tax on the condo and before selling costs. In 2016, the gap between the two was $321,250. Median condo fees are $429 a month: the capital freed covers about 130 years of them. Source: Centris (Matrix), compiled on October 20, 2026.
The short answer
In Saint-Lambert, selling the median house ($1,120,000) to buy the median condo ($445,000) frees up $670,214 in 2026, after the $4,786 welcome tax on the condo and before selling costs. In 2016, the gap between the two was $321,250. Median condo fees are $429 a month: the capital freed covers about 130 years of them.
The calculation, city by city
| The 2026 calculation in Saint-Lambert | Median condo | Median 2-bedroom condo |
|---|---|---|
| Sale of the median house | $1,120,000 | $1,120,000 |
| Purchase of the condo | − $445,000 | − $420,000 |
| Welcome tax on the condo (city grid) | − $4,786 | − $4,410 |
| Capital freed, before selling costs | $670,214 | $695,590 |
Centris median prices from January to mid-September 2026. Welcome tax calculated on the condo price under the city 2026 grid. Selling costs, notary and moving are not deducted.
House and condo in Saint-Lambert, ten years of prices
| Year | House, median price | Condo, median price | Gap | Condo as % of house |
|---|---|---|---|---|
| 2016 | $554,000 | $232,750 | $321,250 | 42% |
| 2017 | $580,000 | $260,100 | $319,900 | 45% |
| 2018 | $610,000 | $248,750 | $361,250 | 41% |
| 2019 | $705,250 | $250,000 | $455,250 | 35% |
| 2020 | $820,000 | $299,500 | $520,500 | 37% |
| 2021 | $995,000 | $345,000 | $650,000 | 35% |
| 2022 | $1,050,000 | $380,500 | $669,500 | 36% |
| 2023 | $881,944 | $375,000 | $506,944 | 43% |
| 2024 | $1,050,000 | $415,000 | $635,000 | 40% |
| 2025 | $1,255,000 | $435,500 | $819,500 | 35% |
| 2026 (Jan. to mid-Sept.) | $1,120,000 | $445,000 | $675,000 | 40% |
What it means in Saint-Lambert
- The gap between the median house and condo grew by $353,750 since 2016 in Saint-Lambert: houses rose faster than condos. That is what makes the move to a condo pay more than ten years ago.
- The median condo is worth 40% of the median house price in Saint-Lambert in 2026, versus 42% in 2016. Across the 50 cities tracked, the median is 64%.
- A 2-bedroom condo, often sought in retirement to host family, sells for $420,000 at the 2026 median (77 sales): the capital freed becomes $695,590.
- Median condo fees in Saint-Lambert: $429 a month, or $5,148 a year. They replace part of a house's upkeep (roof, yard, snow removal), but not property taxes or contents insurance.
What the calculation does not count
The calculation above leaves out three expenses that depend on your situation: the broker's fee and selling costs, the notary for the purchase, and the move. The gain on the sale of a principal residence is generally tax-exempt. Before selling, check the contingency fund and the condition of the building you are targeting: a cheap condo with a special assessment coming can wipe out the gap.
Frequently asked questions
How much do I keep if I sell my house for a condo in Saint-Lambert?
$670,214 in 2026 if you sell the median house ($1,120,000) for the median condo ($445,000), after the welcome tax on the condo and before selling costs.
What welcome tax is paid on a condo in Saint-Lambert?
$4,786 on a $445,000 condo under the city 2026 grid. The first-time buyer credit does not apply if you owned a home recently.
How much are condo fees in Saint-Lambert?
$429 a month at the median in Saint-Lambert ($5,148 a year).
Should I sell before buying?
Not necessarily: selling first avoids carrying two properties, buying first avoids having to rent in between. A condition on the sale of your house in the promise to purchase protects you in the second case.
All cities: from house to condo in retirement, 50 cities. The reverse path: from condo to house in Saint-Lambert.
Source: Centris (Matrix), median sale prices of single-family homes and condominiums, queries of September 16, 2026, and 2-bedroom condos; 2026 transfer duty grids; median condo fees from Centris listings; compiled by the Loaa & Manseur team on October 20, 2026, aggregates only. This page informs: it is neither tax advice nor an appraisal.
Also available in French: version française de ce guide.
Published September 7, 2026 by the Loaa & Manseur team, the number 1 team at RE/MAX Platine in 2024 and 2025, 6th RE/MAX team in Quebec, 15th in Canada and in the global top 50 according to the official RE/MAX ranking. Tell us about your project.