Retirement · Sainte-Thérèse · Centris 2026
Thinking of selling the house and moving to a condo in Sainte-Thérèse? The calculation with real median prices: what the house brings in, what the condo costs, the welcome tax, condo fees and what is left. Centris figures, not estimates.
In Sainte-Thérèse, selling the median house ($650,000) to buy the median condo ($372,500) frees up $273,802 in 2026, after the $3,698 welcome tax on the condo and before selling costs. In 2016, the gap between the two was $81,225. Median condo fees are $270 a month: the capital freed covers about 85 years of them. Source: Centris (Matrix), compiled on October 20, 2026.
The short answer
In Sainte-Thérèse, selling the median house ($650,000) to buy the median condo ($372,500) frees up $273,802 in 2026, after the $3,698 welcome tax on the condo and before selling costs. In 2016, the gap between the two was $81,225. Median condo fees are $270 a month: the capital freed covers about 85 years of them.
The calculation, city by city
| The 2026 calculation in Sainte-Thérèse | Median condo | Median 2-bedroom condo |
|---|---|---|
| Sale of the median house | $650,000 | $650,000 |
| Purchase of the condo | − $372,500 | − $368,500 |
| Welcome tax on the condo (city grid) | − $3,698 | − $3,638 |
| Capital freed, before selling costs | $273,802 | $277,862 |
Centris median prices from January to mid-September 2026. Welcome tax calculated on the condo price under the city 2026 grid. Selling costs, notary and moving are not deducted.
House and condo in Sainte-Thérèse, ten years of prices
| Year | House, median price | Condo, median price | Gap | Condo as % of house |
|---|---|---|---|---|
| 2016 | $258,125 | $176,900 | $81,225 | 69% |
| 2017 | $294,850 | $195,250 | $99,600 | 66% |
| 2018 | $287,000 | $185,500 | $101,500 | 65% |
| 2019 | $320,000 | $192,000 | $128,000 | 60% |
| 2020 | $352,000 | $222,500 | $129,500 | 63% |
| 2021 | $452,000 | $279,000 | $173,000 | 62% |
| 2022 | $517,500 | $345,000 | $172,500 | 67% |
| 2023 | $552,500 | $338,000 | $214,500 | 61% |
| 2024 | $545,000 | $350,000 | $195,000 | 64% |
| 2025 | $572,500 | $371,000 | $201,500 | 65% |
| 2026 (Jan. to mid-Sept.) | $650,000 | $372,500 | $277,500 | 57% |
What it means in Sainte-Thérèse
- The gap between the median house and condo grew by $196,275 since 2016 in Sainte-Thérèse: houses rose faster than condos. That is what makes the move to a condo pay more than ten years ago.
- The median condo is worth 57% of the median house price in Sainte-Thérèse in 2026, versus 69% in 2016. Across the 50 cities tracked, the median is 64%.
- A 2-bedroom condo, often sought in retirement to host family, sells for $368,500 at the 2026 median (78 sales): the capital freed becomes $277,862.
- Median condo fees in Sainte-Thérèse: $270 a month, or $3,240 a year. They replace part of a house's upkeep (roof, yard, snow removal), but not property taxes or contents insurance.
What the calculation does not count
The calculation above leaves out three expenses that depend on your situation: the broker's fee and selling costs, the notary for the purchase, and the move. The gain on the sale of a principal residence is generally tax-exempt. Before selling, check the contingency fund and the condition of the building you are targeting: a cheap condo with a special assessment coming can wipe out the gap.
Frequently asked questions
How much do I keep if I sell my house for a condo in Sainte-Thérèse?
$273,802 in 2026 if you sell the median house ($650,000) for the median condo ($372,500), after the welcome tax on the condo and before selling costs.
What welcome tax is paid on a condo in Sainte-Thérèse?
$3,698 on a $372,500 condo under the city 2026 grid. The first-time buyer credit does not apply if you owned a home recently.
How much are condo fees in Sainte-Thérèse?
$270 a month at the median in Sainte-Thérèse ($3,240 a year).
Should I sell before buying?
Not necessarily: selling first avoids carrying two properties, buying first avoids having to rent in between. A condition on the sale of your house in the promise to purchase protects you in the second case.
All cities: from house to condo in retirement, 50 cities. The reverse path: from condo to house in Sainte-Thérèse.
Source: Centris (Matrix), median sale prices of single-family homes and condominiums, queries of September 16, 2026, and 2-bedroom condos; 2026 transfer duty grids; median condo fees from Centris listings; compiled by the Loaa & Manseur team on October 20, 2026, aggregates only. This page informs: it is neither tax advice nor an appraisal.
Also available in French: version française de ce guide.
Published September 7, 2026 by the Loaa & Manseur team, the number 1 team at RE/MAX Platine in 2024 and 2025, 6th RE/MAX team in Quebec, 15th in Canada and in the global top 50 according to the official RE/MAX ranking. Tell us about your project.