Retirement · Val-d'Or · Centris 2026
Thinking of selling the house and moving to a condo in Val-d'Or? The calculation with real median prices: what the house brings in, what the condo costs, the welcome tax, condo fees and what is left. Centris figures, not estimates.
In Val-d'Or, selling the median house ($400,000) to buy the median condo ($310,000) frees up $87,214 in 2026, after the $2,786 welcome tax on the condo and before selling costs. In 2016, the gap between the two was $73,000. Source: Centris (Matrix), compiled on October 20, 2026.
The short answer
In Val-d'Or, selling the median house ($400,000) to buy the median condo ($310,000) frees up $87,214 in 2026, after the $2,786 welcome tax on the condo and before selling costs. In 2016, the gap between the two was $73,000.
The calculation, city by city
| The 2026 calculation in Val-d'Or | Median condo |
|---|---|
| Sale of the median house | $400,000 |
| Purchase of the condo | − $310,000 |
| Welcome tax on the condo (city grid) | − $2,786 |
| Capital freed, before selling costs | $87,214 |
Centris median prices from January to mid-September 2026. Welcome tax calculated on the condo price under the city 2026 grid. Selling costs, notary and moving are not deducted.
House and condo in Val-d'Or, ten years of prices
| Year | House, median price | Condo, median price | Gap | Condo as % of house |
|---|---|---|---|---|
| 2016 | $215,500 | $142,500 | $73,000 | 66% |
| 2017 | $220,000 | $182,500 | $37,500 | 83% |
| 2018 | $235,000 | $218,000 | $17,000 | 93% |
| 2019 | $245,000 | $223,250 | $21,750 | 91% |
| 2020 | $265,000 | $224,000 | $41,000 | 85% |
| 2021 | $276,000 | $245,000 | $31,000 | 89% |
| 2022 | $315,000 | $230,000 | $85,000 | 73% |
| 2023 | $320,000 | $290,000 | $30,000 | 91% |
| 2024 | $340,000 | $318,750 | $21,250 | 94% |
| 2025 | $390,000 | $349,000 | $41,000 | 89% |
| 2026 (Jan. to mid-Sept.) | $400,000 | $310,000 | $90,000 | 78% |
What it means in Val-d'Or
- The gap between the median house and condo grew by $17,000 since 2016 in Val-d'Or: houses rose faster than condos. That is what makes the move to a condo pay more than ten years ago.
- The median condo is worth 78% of the median house price in Val-d'Or in 2026, versus 66% in 2016. Across the 50 cities tracked, the median is 64%.
What the calculation does not count
The calculation above leaves out three expenses that depend on your situation: the broker's fee and selling costs, the notary for the purchase, and the move. The gain on the sale of a principal residence is generally tax-exempt. Before selling, check the contingency fund and the condition of the building you are targeting: a cheap condo with a special assessment coming can wipe out the gap.
Frequently asked questions
How much do I keep if I sell my house for a condo in Val-d'Or?
$87,214 in 2026 if you sell the median house ($400,000) for the median condo ($310,000), after the welcome tax on the condo and before selling costs.
What welcome tax is paid on a condo in Val-d'Or?
$2,786 on a $310,000 condo under the city 2026 grid. The first-time buyer credit does not apply if you owned a home recently.
How much are condo fees in Val-d'Or?
We do not have enough sales to publish a median condo fee in this city.
Should I sell before buying?
Not necessarily: selling first avoids carrying two properties, buying first avoids having to rent in between. A condition on the sale of your house in the promise to purchase protects you in the second case.
All cities: from house to condo in retirement, 50 cities. The reverse path: from condo to house in Val-d'Or.
Source: Centris (Matrix), median sale prices of single-family homes and condominiums, queries of September 16, 2026, and 2-bedroom condos; 2026 transfer duty grids; median condo fees from Centris listings; compiled by the Loaa & Manseur team on October 20, 2026, aggregates only. This page informs: it is neither tax advice nor an appraisal.
Also available in French: version française de ce guide.
Published September 7, 2026 by the Loaa & Manseur team, the number 1 team at RE/MAX Platine in 2024 and 2025, 6th RE/MAX team in Quebec, 15th in Canada and in the global top 50 according to the official RE/MAX ranking. Tell us about your project.