Buying a plex · 32 cities · 2016 vs 2026
One page per city, same calculation: the median plex price, the mortgage payment and the welcome tax for every year from 2016 to 2026, median house alongside.
In the 32 cities where Centris counts at least 10 plex sales a year, the median plex went from $278,125 in 2016 to $643,875 in 2026 (+118%). At 20% down over 25 years at the year's contracted rate, the median mortgage payment went from $1,016 to $2,748 a month (+155%), $518 more than the median house ($2,278). The welcome tax, at a constant 2026 grid, rose much faster than the price: $2,467 to $9,927 (+262%), because the median plex is now above the municipal rate threshold in 23 cities, versus 1 in 2016. Including the 20% down payment and the tax, buying the median plex takes $138,702 at the median. One point of interest is worth $288 a month. Source: Centris (Matrix) for prices, Bank of Canada for rates, 2026 municipal grids, compiled October 28, 2026.
The 32 cities, from the highest payment to the lowest
2026 median plex and increase since 2016, monthly payment at 20% down in 2016 and 2026, welcome tax in 2016 and 2026 (city's 2026 grid), cash needed in 2026 (down payment and tax), and the payment on the median house for comparison.
| City | 2026 plex | Price increase | 2016 payment | 2026 payment | 2016 tax | 2026 tax | Cash needed | 2026 house payment |
|---|---|---|---|---|---|---|---|---|
| Laval | $930,000 | +104% | $1,662 | $3,970 | $4,936 | $18,510 | $204,510 | $2,690 |
| Montreal | $930,000 | +83% | $1,852 | $3,970 | $5,719 | $13,949 | $199,949 | $3,223 |
| Chambly | $896,250 | +135% | $1,393 | $3,826 | $3,833 | $17,498 | $196,748 | $2,941 |
| Brossard | $895,000 | +85% | $1,771 | $3,821 | $5,386 | $17,460 | $196,460 | $3,134 |
| Repentigny | $885,000 | +92% | $1,682 | $3,778 | $5,018 | $17,160 | $194,160 | $2,510 |
| Mirabel | $882,500 | +129% | $1,406 | $3,767 | $3,886 | $17,086 | $193,586 | $2,775 |
| Longueuil | $880,000 | +116% | $1,486 | $3,757 | $4,216 | $15,059 | $191,059 | $2,570 |
| Blainville | $866,500 | +120% | $1,435 | $3,699 | $4,006 | $12,856 | $186,156 | $3,245 |
| Beloeil | $855,500 | +196% | $1,057 | $3,652 | $2,580 | $13,248 | $184,348 | $2,690 |
| Mascouche | $855,000 | +66% | $1,881 | $3,650 | $6,060 | $16,260 | $187,260 | $2,625 |
| Sainte-Thérèse | $815,000 | +109% | $1,424 | $3,479 | $3,960 | $15,060 | $178,060 | $2,775 |
| Terrebonne | $800,000 | +120% | $1,329 | $3,415 | $3,570 | $14,610 | $174,610 | $2,557 |
| L'Île-Perrot | $735,000 | +103% | $1,324 | $3,138 | $3,548 | $12,660 | $159,660 | $2,397 |
| Châteauguay | $728,500 | +204% | $876 | $3,110 | $2,086 | $10,732 | $156,432 | $2,220 |
| Saint-Jean-sur-Richelieu | $690,000 | +130% | $1,096 | $2,946 | $2,686 | $11,310 | $149,310 | $2,463 |
| Saint-Jérôme | $670,000 | +143% | $1,009 | $2,860 | $2,448 | $10,710 | $144,710 | $2,337 |
| Gatineau | $617,750 | +121% | $1,023 | $2,637 | $2,486 | $9,143 | $132,693 | $2,092 |
| Saint-Hyacinthe | $603,000 | +148% | $887 | $2,574 | $2,116 | $8,700 | $129,300 | $2,167 |
| Sherbrooke | $600,000 | +147% | $887 | $2,561 | $2,114 | $8,610 | $128,610 | $1,957 |
| Quebec City | $600,000 | +81% | $1,209 | $2,561 | $3,076 | $8,110 | $128,110 | $2,049 |
| Magog | $550,000 | +197% | $676 | $2,348 | $1,536 | $6,360 | $116,360 | $2,561 |
| Granby | $549,000 | +104% | $982 | $2,344 | $2,376 | $7,080 | $116,880 | $1,975 |
| Drummondville | $530,000 | +203% | $639 | $2,263 | $1,436 | $6,510 | $112,510 | $1,835 |
| Joliette | $530,000 | +114% | $906 | $2,263 | $2,166 | $6,510 | $112,510 | $1,964 |
| Lévis | $499,500 | +98% | $922 | $2,132 | $2,210 | $5,603 | $105,503 | $1,878 |
| Trois-Rivières | $462,500 | +189% | $584 | $1,974 | $1,286 | $5,048 | $97,548 | $1,750 |
| Val-d'Or | $428,000 | +90% | $822 | $1,827 | $1,936 | $4,530 | $90,130 | $1,708 |
| Sorel-Tracy | $415,000 | +190% | $522 | $1,772 | $1,116 | $4,336 | $87,336 | $1,672 |
| Rouyn-Noranda | $405,000 | +76% | $840 | $1,729 | $1,986 | $4,186 | $85,186 | $1,580 |
| Victoriaville | $398,750 | +146% | $593 | $1,702 | $1,308 | $4,092 | $83,842 | $1,562 |
| Rimouski | $390,000 | +96% | $725 | $1,665 | $1,670 | $3,960 | $81,960 | $1,686 |
| Saguenay | $372,000 | +101% | $676 | $1,588 | $1,536 | $3,690 | $78,090 | $1,562 |
What the table says
The median plex price rose +118% in ten years, the payment +155% and the welcome tax +262%. The tax is the strongest effect: the grid is progressive, and the median plex crossed the threshold where cities apply their municipal rate (often 3% from $500,000) in 23 of 32 cities, versus 1 in 2016. The plex costs more than the house in 30 of 32 cities (about 1.23 times the median house price), but it brings in rent: what counts is the payment minus the rents. The most expensive to finance is Laval ($3,970 a month), the cheapest Saguenay ($1,588).
How to read the table
Assumptions: median price of plexes sold on Centris (income properties), 20% down payment, 25-year amortization, the year's average 5-year contracted rate (2.67% in 2016, 2.13% in 2021, 4.14% in 2026), welcome tax with the city's 2026 grid, first-time buyer credit not applied. We use a 20% down payment, the minimum for an investor who doesn't live in the building; a buyer who lives in one of the units can put down less depending on the number of units, with a mortgage insurance premium on top. The median price mixes duplexes, triplexes and larger buildings; the cities published have at least 10 plex sales every year. Municipal taxes, insurance, upkeep and rents are not in the calculation. Returns city by city are in is a plex profitable and investing in a plex.
Frequently asked questions
How much does a plex cost in Quebec in 2026?
The median plex of the 32 cities tracked is $643,875 in 2026, from $372,000 to $930,000 depending on the city. It takes about $138,702 in cash (20% down and welcome tax) and $2,748 a month in payments.
My city isn't listed?
We publish the cities where Centris counts at least 10 plex sales every year from 2016 to 2026. A broker from the team can run the same calculation for any area.
Our proof, not our promises
The Loaa & Manseur team, led by Lotfi Manseur and Loaa Al Daow, is the number 1 team at RE/MAX Platine in 2024 and 2025, 6th RE/MAX team in Quebec, 15th in Canada and in the global top 50 of large residential teams according to the official RE/MAX ranking, computed on actual transactions. Its Google profile counts more than 220 reviews with a 4.9 rating. Its offices are at 55 avenue de l'Équinoxe in Brossard, one bridge from the island, and every broker's licence can be checked in the OACIQ public register. Three things to verify yourself before calling us, and to demand of any other broker.
Also available in French: version française de ce guide.
Published September 7, 2026 by the Loaa & Manseur team, the number 1 team at RE/MAX Platine in 2024 and 2025, 6th RE/MAX team in Quebec, 15th in Canada and in the global top 50 according to the official RE/MAX ranking. Tell us about your project.