Foreclosures · Quebec City · 2016-2026
How many houses sold as foreclosures in Quebec City every year since 2016, what share of the market they represent, at what median price relative to all sales, the pandemic trough and the rebound. Centris aggregates, Repossession box, nothing estimated.
In Quebec City, 15 foreclosures of single-family houses sold in 2025, that is foreclosures (sales under judicial control and lender repossessions, as flagged by the "Repossession" box on the Centris listing), against 59 in 2016 and 12 at the 2022 trough; 13 from January to September 2026, or 17 at an annual pace (+13% versus 2025, a simple projection). Relative to all house sales, foreclosures weigh 0.4% in 2025 and 0.6% in 2026, against 2.1% in 2016 and 0.4% in 2022. The 2026 median price of foreclosures ($295,000) sits 39% below the median of all sales ($480,000); it is a median of 13 sales, to be read as an order of magnitude. It is one of the lowest shares among the 24 areas tracked in 2025-2026 (median 0.6%). Source: Centris (Matrix), compiled October 14, 2026.
The short answer
In Quebec City, 15 foreclosures of single-family houses sold in 2025, that is foreclosures (sales under judicial control and lender repossessions, as flagged by the "Repossession" box on the Centris listing), against 59 in 2016 and 12 at the 2022 trough; 13 from January to September 2026, or 17 at an annual pace (+13% versus 2025, a simple projection). Relative to all house sales, foreclosures weigh 0.4% in 2025 and 0.6% in 2026, against 2.1% in 2016 and 0.4% in 2022. The 2026 median price of foreclosures ($295,000) sits 39% below the median of all sales ($480,000); it is a median of 13 sales, to be read as an order of magnitude. It is one of the lowest shares among the 24 areas tracked in 2025-2026 (median 0.6%).
Foreclosures per year, share of sales and median price
| Year | Foreclosures (houses) | All sales | Share | Median foreclosure price | Median of all sales | Gap | Foreclosures, all categories |
|---|---|---|---|---|---|---|---|
| 2016 | 59 | 2,795 | 2.1% | $185,000 | $250,000 | -26% | 101 |
| 2017 | 55 | 2,849 | 1.9% | $195,000 | $250,750 | -22% | 108 |
| 2018 | 66 | 3,011 | 2.2% | $200,000 | $252,000 | -21% | 122 |
| 2019 | 81 | 3,379 | 2.4% | $190,000 | $260,000 | -27% | 141 |
| 2020 | 57 | 3,980 | 1.4% | $192,500 | $270,000 | -29% | 104 |
| 2021 | 43 | 3,435 | 1.3% | $225,000 | $310,000 | -27% | 76 |
| 2022 | 12 | 3,070 | 0.4% | $228,250 | $339,000 | -33% | 31 |
| 2023 | 13 | 2,901 | 0.4% | $200,000 | $350,000 | -43% | 30 |
| 2024 | 16 | 3,213 | 0.5% | $230,000 | $384,000 | -40% | 41 |
| 2025 | 15 | 3,356 | 0.4% | $445,775 | $450,000 | -1% | 22 |
| 2026 (Jan. to Sept.) | 13 | 2,277 | 0.6% | $295,000 | $480,000 | -39% | 22 |
Foreclosures (sales under judicial control and lender repossessions, as flagged by the "Repossession" box on the Centris listing). Single-family category, whole municipality of Quebec City, Centris (Matrix), harvested on the night of October 13 to 14, 2026. Gap published from 10 foreclosures in the year. 2026: January to September.
What ten years of foreclosures say in Quebec City
- Five periods in Quebec City: 57 foreclosures a year in 2016-2017, 74 in 2018-2019, 37 during the 2020-2022 frenzy, 14 when high rates returned, 14 in 2025-2026 (2026 partial); as a share of sales: 2.0%, 2.3%, 1.0%, 0.5% and 0.5%.
- Peak: 2019 (81 foreclosures); trough: 2022 (12), -85% between the two. 2025 is +25% above the trough and -75% versus 2016: foreclosures are climbing back from the pandemic trough without returning to the 2016-2017 level.
- Highest share: 2019 (2.4% of house sales); lowest: 2022 (0.4%). Over ten years, 430 foreclosures for 34,266 house sales in Quebec City, 1.3% of the market.
- Price: in the 11 years where at least 10 foreclosures sold, the median foreclosure price sits 27% below the median of all sales in median of years. The median price of foreclosures is the median of a small sample: it moves with the type of property repossessed that year and is neither a guaranteed discount nor a promise of a bargain. A well-located foreclosure in good condition sells at market price, often in multiple offers; the gap comes mostly from properties needing work.
- 2026 (Jan. to Sept.) versus 2025: 13 foreclosures in nine months, 17 at an annual pace (+13%): the rise continues. Across the 15 regions tracked, the total went from 2,870 house foreclosures in 2016 to 273 at the 2023 trough and 497 in 2025 (+82% from the trough, -83% versus 2016); 2025 is up on 2024 in 7 regions out of 15, and the trough falls in 2023 in 10.
- The whole region: foreclosures in the Capitale-Nationale region, 40 foreclosures of houses in 2025.
What it changes for buying or selling in Quebec City
In Quebec City, foreclosures are coming back: 15 foreclosures of houses in 2025 against 12 at the 2022 trough, the year when almost everything sold before reaching the repossession stage. The return of high rates since 2023 and mortgage renewals have put properties back under judicial control. For a buyer, this does not mean guaranteed bargains: a foreclosure sells without legal warranty, often without a full visit or a seller's declaration, and the good ones are negotiated in multiple offers. The price is compared with sales in the same area, not with the median of foreclosures. For an owner struggling with payments, the statistic also says something else: selling before the repossession, at market price, remains almost always the best outcome, and a broker can organize it in a few weeks. How to find and buy a foreclosure, and what the law allows the lender, is explained in our foreclosure guide.
How to read these figures
What this page measures: how many houses sold in Quebec City with the "Repossession" box checked on Centris, year by year, and at what median price. What it does not measure: repossessions settled before listing, private sales under lender pressure, or the condition of the properties. The median price of foreclosures is the median of a small sample: it moves with the type of property repossessed that year and is neither a guaranteed discount nor a promise of a bargain. The price of a specific foreclosure is compared with recent sales in the same area, not with this table.
Frequently asked questions
How many foreclosures in Quebec City?
15 foreclosures of single-family houses in 2025 and 13 from January to September 2026 in Quebec City, against 59 in 2016 and 12 at the 2022 trough. All categories: 22 in 2025.
Does a foreclosure sell for less in Quebec City?
Not in general. In the years where at least 10 foreclosures sold in Quebec City, the median foreclosure price sits 27% below the median of all sales in median; it is an order of magnitude on small samples, not a discount. A foreclosure sells without legal warranty and sometimes without a full inspection: the price is compared with sales in the area, and the work is counted.
Are foreclosures rising in Quebec City?
No: 15 in 2025 against 16 in 2024; the trough was 2022 (12), the peak 2019 (81). Across the 15 regions, 2025 is up on 2024 in 7.
How do you find and buy a foreclosure?
On Centris, foreclosures carry the mention "sale under judicial control" or "repossession" on the listing, and a broker can filter them for you. The lender must follow the Civil Code procedure (prior notice, 60-day delay) before selling; the buyer buys without legal warranty, often with a longer acceptance delay and no seller's declaration. The inspection and the check of charges at the land registry are not optional.
Sources: Centris (Matrix), Statistics module, query of the night of October 13 to 14, 2026, Single-family category, municipality of Quebec City, Repossession box checked, median sale price and number of sales by year, then all categories; total sales: median price of single-family houses, September 16, 2026 query; compiled by the Loaa & Manseur team, aggregates only, current year partial. The foreclosures in 15 regions and 9 cities hub compares the 24 areas.
Our proof, not our promises
The Loaa & Manseur team, led by Lotfi Manseur and Loaa Al Daow, is the number 1 team at RE/MAX Platine in 2024 and 2025, 6th RE/MAX team in Quebec, 15th in Canada and in the global top 50 of large residential teams according to the official RE/MAX ranking, computed on actual transactions. Its Google profile counts more than 220 reviews with a 4.9 rating. Its offices are at 55 avenue de l'Équinoxe in Brossard, one bridge from the island, and every broker's licence can be checked in the OACIQ public register. Three things to verify yourself before calling us, and to demand of any other broker.
Also available in French: version française de ce guide.
Published September 7, 2026 by the Loaa & Manseur team, the number 1 team at RE/MAX Platine in 2024 and 2025, 6th RE/MAX team in Quebec, 15th in Canada and in the global top 50 according to the official RE/MAX ranking. Tell us about your project.