Foreclosures · 15 regions and 9 cities · 2016-2026
One page per region and per major city, same Centris query: the number of houses sold as foreclosures every year since 2016, their share of sales, their median price against all sales, the pandemic trough and the rebound.
Across the 15 regions tracked, 497 single-family houses sold as foreclosures in 2025, that is foreclosures (sales under judicial control and lender repossessions, as flagged by the "Repossession" box on the Centris listing), against 2,870 in 2016 and 273 at the 2023 trough: +82% from the trough, -83% versus 2016; 354 from January to September 2026, 472 at an annual pace (-5%). The peak falls in 2016 in 9 regions, the trough in 2023 in 10; 2025 is up on 2024 in 7 regions out of 15. Relative to all house sales, foreclosures weigh 0.7% in 2025 in median of areas, against 5.8% in 2016 and 0.4% in 2023. In the 24 areas where at least one year has 10 foreclosures, the median foreclosure price sits 36% below the median of all sales in median, below the median in 24; these are medians of small samples, not a discount. Highest shares in 2025-2026: Côte-Nord (2.8%), Abitibi-Témiscamingue (1.6%), Bas-Saint-Laurent (1.2%); lowest: Montérégie (0.5%), Island of Montreal (0.5%), Laval (0.4%). Source: Centris (Matrix), Repossession box, compiled October 14, 2026.
Single-family houses sold as foreclosures in 2016, at the trough, in 2025 and in 2026 (January to September); share of all house sales in 2016 and 2025 (when the region's total sales are available); median gap of the foreclosure price relative to the median of all sales, years with 10 or more foreclosures only.
| Region | 2016 | Trough | 2025 | 2026 | Share 2016 | Share 2025 | Price gap |
|---|---|---|---|---|---|---|---|
| Côte-Nord | 46 | 16 (2025) | 16 | 14 | 10.0% | 2.8% | -49% |
| Abitibi-Témiscamingue | 55 | 13 (2023) | 19 | 15 | 4.8% | 1.6% | -56% |
| Bas-Saint-Laurent | 91 | 13 (2023) | 20 | 17 | 7.1% | 1.2% | -60% |
| Centre-du-Québec | 116 | 12 (2022) | 27 | 12 | 7.5% | 1.3% | -47% |
| Saguenay–Lac-Saint-Jean | 125 | 23 (2023) | 29 | 9 | 8.6% | 1.5% | -38% |
| Outaouais | 284 | 16 (2023) | 41 | 34 | 7.3% | 0.9% | -45% |
| Chaudière-Appalaches | 148 | 26 (2023) | 40 | 33 | 5.8% | 1.0% | -50% |
| Mauricie | 149 | 20 (2022) | 20 | 15 | 9.4% | 0.9% | -45% |
| Lanaudière | 412 | 13 (2023) | 44 | 41 | 7.4% | 0.7% | -47% |
| Laurentides | 429 | 22 (2023) | 67 | 36 | 6.2% | 0.8% | -46% |
| Capitale-Nationale | 147 | 27 (2023) | 40 | 28 | 3.2% | 0.7% | -37% |
| Estrie | 209 | 15 (2023) | 22 | 25 | 5.8% | 0.5% | -36% |
| Montérégie | 523 | 32 (2022) | 71 | 47 | 4.3% | 0.5% | -42% |
| Island of Montreal | 63 | 8 (2022) | 29 | 22 | 1.1% | 0.5% | -32% |
| Laval | 73 | 4 (2023) | 12 | 6 | 2.4% | 0.4% | -27% |
| City | 2016 | Trough | 2025 | 2026 | Share 2016 | Share 2025 | Price gap |
|---|---|---|---|---|---|---|---|
| Saguenay | 58 | 12 (2022) | 13 | 3 | 7.3% | 1.3% | -34% |
| Montreal | 47 | 7 (2022) | 18 | 13 | 1.3% | 0.5% | -31% |
| Gatineau | 164 | 7 (2022) | 16 | 13 | 6.3% | 0.6% | -32% |
| Lévis | 19 | 3 (2023) | 10 | 3 | 2.3% | 0.8% | -30% |
| Quebec City | 59 | 12 (2022) | 15 | 13 | 2.1% | 0.4% | -27% |
| Trois-Rivières | 67 | 5 (2023) | 6 | 1 | 9.0% | 0.7% | -29% |
| Laval | 73 | 4 (2023) | 12 | 6 | 2.4% | 0.4% | -27% |
| Sherbrooke | 51 | 1 (2023) | 5 | 4 | 5.5% | 0.4% | -24% |
| Longueuil | 45 | 2 (2021) | 3 | 4 | 3.2% | 0.2% | -23% |
Foreclosures follow the cycle of rates and market speed, with a two-year lag. In 2016, 2,870 houses sold under judicial control or repossessed by the lender across the 15 regions; the 2020-2021 frenzy almost emptied the category (273 in 2023, -90% from the peak), because an owner in difficulty sold in two weeks above asking before reaching the repossession stage. The return of high rates in 2023, then the 2024-2026 mortgage renewals, brought properties back into the category: 497 in 2025, 472 at the 2026 annual pace, up in 7 regions out of 15 in 2025. Foreclosures remain a small share of the market: 0.7% of house sales in 2025 in median of areas, and their median price sits 36% below the median of all sales in median of the areas where it is published: these are medians of a few dozen sales, which say where the middle of what was repossessed sits, not what a specific foreclosure is worth. The regions with the highest share: Côte-Nord (2.8%), Abitibi-Témiscamingue (1.6%), Bas-Saint-Laurent (1.2%); the lowest: Montérégie (0.5%), Island of Montreal (0.5%), Laval (0.4%).
Foreclosures (sales under judicial control and lender repossessions, as flagged by the "Repossession" box on the Centris listing); a foreclosure sold without the box checked is not counted, which makes every number a floor. The share relates house foreclosures to all single-family house sales of the same area and year. The median price of foreclosures is the median of a small sample: it moves with the type of property repossessed that year and is neither a guaranteed discount nor a promise of a bargain. The gap is published only for years with 10 or more foreclosures. 2026 counts January to September. Cities are counted within their region.
Statistics module of Centris (Matrix), queries of the night of October 13 to 14, 2026: Single-family category, Repossession box checked, median sale price and number of sales by year over ten years, for each administrative region (all municipalities) and for 9 major cities, then the same query all categories. Cities' total sales come from our home prices by city. Only aggregates are published. How to find and buy a foreclosure: foreclosures on Centris and foreclosures by city.
Because three things changed at once: rates doubled between 2022 and 2023, mortgages signed at low rates in 2020-2021 come up for renewal in 2025-2026 with heavier payments, and the market, while still fast, no longer absorbs in two weeks a property listed too high. The owner in difficulty who would have sold before the repossession in 2021 sometimes ends up at the notice stage. The numbers remain far from 2016-2017 in most regions.
Not by definition. A foreclosure sells without legal warranty, often without a seller's declaration and with a longer response delay; the good ones, well located and in good condition, get several offers and sell at the area's price. The median price gap in the tables comes mostly from properties needing work. The price of a specific foreclosure is compared with recent sales in the same area, the work is costed before the offer and the charges are checked at the land registry.
The 9 major cities have their page; the others are covered by their region. A broker from the team can pull the foreclosures sold and for sale for any municipality.
The Loaa & Manseur team, led by Lotfi Manseur and Loaa Al Daow, is the number 1 team at RE/MAX Platine in 2024 and 2025, 6th RE/MAX team in Quebec, 15th in Canada and in the global top 50 of large residential teams according to the official RE/MAX ranking, computed on actual transactions. Its Google profile counts more than 220 reviews with a 4.9 rating. Its offices are at 55 avenue de l'Équinoxe in Brossard, one bridge from the island, and every broker's licence can be checked in the OACIQ public register. Three things to verify yourself before calling us, and to demand of any other broker.
Also available in French: version française de ce guide.
Published September 7, 2026 by the Loaa & Manseur team, the number 1 team at RE/MAX Platine in 2024 and 2025, 6th RE/MAX team in Quebec, 15th in Canada and in the global top 50 according to the official RE/MAX ranking. Tell us about your project.
Équipe no 1 de RE/MAX Platine en 2024 et en 2025, 6e au Québec, 15e au Canada et dans le top 50 mondial au classement officiel RE/MAX. Réponse en moins de 24 heures, sept jours sur sept.