Property taxes · La Malbaie · 2026
How much are the taxes on a house in La Malbaie in 2026? The average bill, increase and rate published by the city in its budget, what the assessment roll changes, and the 2026-2027 school tax. Official figures, sources cited.
In La Malbaie, the city announces a 2026 tax bill of $3,197 for its reference property. The residential general property tax rate is $0.8348 per $100 of assessment ($1.0478 in 2025). 2026 is the first year of a new assessment roll: values went up, the rate was adjusted, and it is the bill, not the rate, that tells you what you pay. City figures, checked on October 19, 2026.
The short answer
In La Malbaie, the city announces a 2026 tax bill of $3,197 for its reference property. The residential general property tax rate is $0.8348 per $100 of assessment ($1.0478 in 2025). 2026 is the first year of a new assessment roll: values went up, the rate was adjusted, and it is the bill, not the rate, that tells you what you pay.
The 2026 tax bill in La Malbaie
$3,197: this is the 2026 tax bill published by the city. What the city means by it: 2026 tax bill for an average serviced home, assessed at $270,822 ($193,420 in 2025); increase of $249 compared with 2025 (the City does not give a percentage).
Average value of a home on the assessment roll, according to the city: $270,822. For reference, a house sold for $280,000 at the 2026 median on Centris (75 sales): the municipal assessment and the sale price are two different things.
The property tax rate in La Malbaie
| Rate per $100 of assessment | 2026 | 2025 | Rate change |
|---|---|---|---|
| General property tax, base residential rate | $0.8348 | $1.0478 | -20.3% |
Other rates: 2026 rates published by the City: 6 dwellings or more 0.9008; serviced vacant land 1.3098; commercial 1.5818; industrial 1.7347; agricultural 0.6486; forestry 0.5844. The City says it lowered its rates by 20.33% in all categories to soften the rise in assessments under the new roll.
Fixed fees: 2026 service fees: water supply (operations) $236, sewer $32, garbage $222, waste recovery $51, organic waste recovery $85, sanitation (excluding St-Fidèle) $260, water supply (capital assets) $50, total $936; water meters $0; St-Fidèle sector: sanitation $312 and wastewater purification (capital assets) $413.
Careful with the lower rate. The rate drops 20.3% because the new roll raised assessments: the city adjusts the rate to collect its revenue. A lower rate after a new roll is not a tax cut.
The assessment roll in La Malbaie
New 2026-2027-2028 three-year roll (first year in 2026); total roll value from $1,034,172,040 to $1,422,194,260.
Calculating the taxes on a house in La Malbaie
The general property tax is calculated as: municipal assessment × rate ÷ 100. Example: a house assessed at $500,000 would pay $4,174 in general property tax at the 2026 rate of $0.8348. This is a sample calculation, not the actual bill: add the fees (water, waste collection), special taxes and, where applicable, sector taxes. The actual bill for an address is on the city's online assessment roll and on the seller's latest tax bill: ask for it before making an offer.
The 2026-2027 school tax
The school tax is not set by the city. Since 2020-2021, the rate is the same everywhere in Quebec: $0.07899 per $100 of standardized assessment for 2026-2027 ($0.08423 in 2025-2026), and the first $25,000 of value is exempt. It is calculated on the standardized value, which can differ from the roll value. Example: for a standardized value of $270,822, the 2026-2027 school tax would be about $194.
Before buying in La Malbaie
- Ask for the seller's latest tax bill and the roll assessment of the address: it is the only exact figure for your budget.
- Check the roll year. After a new roll, the assessment can jump: next year's bill will not be this year's.
- Count the sector fees (water, sewers, garbage, local improvement taxes): two houses of the same value in the same city can pay different amounts.
- Include taxes in the mortgage calculation. The lender includes them in your debt ratios: the welcome tax is paid once, property taxes every year.
The other costs of a house in La Malbaie:
Each page starts from actual Centris sales or official documents, aggregates only.
The municipal assessment in La Malbaie:
- Municipal assessment in La Malbaie: $270,822 on the roll versus a $280,000 median sale price in 2026
The average roll value published by the city versus the median sale price of houses, and why they differ.
Frequently asked questions
How much are property taxes in La Malbaie in 2026?
$3,197 in 2026 for the city's reference property. The bill for a given house depends on its assessment and the fees in its sector.
What is the property tax rate in La Malbaie in 2026?
$0.8348 per $100 of assessment for the base residential general property tax in 2026, versus $1.0478 in 2025.
Are taxes going up in La Malbaie in 2026?
Yes in dollars for most owners, even if the rate drops: 2026 is the year of a new roll, assessments went up and the city adjusted its rate.
What is the 2026-2027 school tax rate?
$0.07899 per $100 of standardized assessment in 2026-2027, everywhere in Quebec, after an exemption on the first $25,000.
All cities side by side: 2026 property taxes in 72 cities.
Sources
City documents consulted on October 19, 2026:
- Le budget 2026 à La Malbaie : investir dans l'essentiel, protéger la capacité de payer (official source, in French, 2025-12-15)
- Taxes municipales, Ville de La Malbaie (official source, in French, 2026)
School tax (in French):
- CGTSIM, Comprendre la taxe scolaire (2026)
- CGTSIM, Comprendre la taxe scolaire (2026)
- CGTSIM, Comprendre la taxe scolaire (2026)
Prices: Centris (Matrix), median sale price of single-family homes, 2026 since January; compiled by the Loaa & Manseur team, aggregates only. Rates, bills and increases are those published by the city; sample calculations are illustrations. This page informs: it is neither tax advice nor an appraisal.
Also available in French: version française de ce guide.
Published September 7, 2026 by the Loaa & Manseur team, the number 1 team at RE/MAX Platine in 2024 and 2025, 6th RE/MAX team in Quebec, 15th in Canada and in the global top 50 according to the official RE/MAX ranking. Tell us about your project.