Rent or buy a condo in Brossard in 2026: median rent versus mortgage and condo fees, minimum or 20% down, interest and principal (Centris, Bank of Canada)

Rent or buy · Brossard · 2026

The median rent of the past twelve months in Brossard, against the monthly cost of the median 2026 condo: mortgage with the minimum or 20% down, condo fees, interest and principal shares, and what the same rent would buy. Centris leases and sales, the rate actually charged, nothing estimated.

In Brossard, the median rent of the 378 leases signed on Centris from September 16, 2025 to September 16, 2026 is $1,950 a month (half between $1,700 and $2,394). Buying the median 2026 condo ($404,000, 742 sales) costs $2,430 a month with the minimum down payment ($20,200, 5.0%), the 5-year rate charged in 2026 (4.14%) and the median condo fees in Brossard ($300): $480 more than the rent, 125% of it. But $765 of that payment is principal repaid in the first year; the owner's sunk cost, interest and fees, is $1,665 a month, $285 less than the rent. With 20% down ($80,800), the monthly cost drops to $2,025 a month, still $75 above the rent. It is one of the places where buying comes closest to renting among the 50 units tracked (median gap $728). Sources: Centris, Bank of Canada, compiled October 8, 2026.

The short answer

In Brossard, the median rent of the 378 leases signed on Centris from September 16, 2025 to September 16, 2026 is $1,950 a month (half between $1,700 and $2,394). Buying the median 2026 condo ($404,000, 742 sales) costs $2,430 a month with the minimum down payment ($20,200, 5.0%), the 5-year rate charged in 2026 (4.14%) and the median condo fees in Brossard ($300): $480 more than the rent, 125% of it. But $765 of that payment is principal repaid in the first year; the owner's sunk cost, interest and fees, is $1,665 a month, $285 less than the rent. With 20% down ($80,800), the monthly cost drops to $2,025 a month, still $75 above the rent. It is one of the places where buying comes closest to renting among the 50 units tracked (median gap $728).

Renting versus buying in Brossard, per month

Rent or buy a condo in Brossard in 2026: median rent versus the owner's monthly cost
Median rent in Brossard against the monthly cost of the median condo with the minimum down payment and with 20%: interest, principal repaid and condo fees. Taxes, insurance and maintenance not included. Source: Centris (Matrix), Bank of Canada. Compiled October 8, 2026.
Measure in Brossard, 2026Per monthDetail
Median rent (12 months, 378 leases)$1,950$1,700 to $2,394
Median condo 2026 (742 sales)$404,000minimum down payment $20,200 (5.0%), CMHC premium $15,352
Mortgage, minimum down, 4.14%, 25 years$2,130of which interest $1,365 and principal $765 in the first year
Median condo fees in Brossard$300past 12 months of sales
Owner's monthly cost (minimum down)$2,430+480 $ versus rent (125%)
Owner's monthly cost (20% down, $80,800)$2,025+75 $ versus rent (104%)
Owner's sunk cost (interest + fees, minimum down)$1,665-285 $ versus rent
Condo price ÷ annual rent17.3gross rental yield 5.8%
2 bedrooms: median rent versus median 2-bedroom condo ($406,500)$2,000 versus $2,443+443 $ a month

Rents: leases concluded on Centris in Brossard from September 16, 2025 to September 16, 2026, median. Prices: condos sold in Brossard, January to September 2026, median. Fees: median monthly condo fees of condos sold (Centris, 340). Mortgage: 2026 CMHC rules, 25 years, 5-year fixed rate charged 4.14% (Bank of Canada). Taxes, insurance, maintenance and opportunity cost excluded.

What the figures say in Brossard

Monthly gap between buying and renting in 50 cities and boroughs, Brossard highlighted
Owner's monthly cost (minimum down, fees included) minus the median rent, in the 50 cities and boroughs tracked; Brossard in red. Source: Centris (Matrix).

What it changes for you in Brossard

In Brossard, the gap between renting and buying is small, and it closes further if the buyer has more than the minimum down: at 20%, only $75 of gap remains. For a tenant who has the down payment, it is the kind of market where waiting is expensive: rent leaves, principal stays. For a condo seller, it is a market where buyers come straight from the neighbourhood's tenants, an argument for the listing: "your rent pays for this condo". Rent by unit size is in average rent in Brossard; the detail of fees, in condo fees in Brossard.

How to read these figures

The rent is the median of leases concluded on Centris in Brossard from September 16, 2025 to September 16, 2026, all unit types combined (378 leases); only units rented through a broker appear, which over-represents condos and recent buildings. The condo price is the median of condos sold in Brossard from January to September 2026. The payment assumes the minimum down payment under the 2026 rules (5% up to $500,000, 10% above), the CMHC premium added to the loan, a 25-year amortization and the average 5-year fixed rate banks actually charged in 2026 (4.14%, Bank of Canada), not the posted rate. Municipal and school taxes, insurance, maintenance and the opportunity cost of the down payment are not counted: they all fall on the owner, so the true gap is a little wider than the table.

Frequently asked questions

What does a condo cost a month in Brossard compared with rent?

$2,430 a month for the median condo of $404,000 with the minimum down ($20,200) and condo fees, against a median rent of $1,950: $480 more a month, of which $765 is principal repaid.

Is renting cheaper than buying in Brossard in 2026?

In cash flow, yes, by $480 a month with the minimum down. In sunk cost, no: interest and fees come to $1,665, $285 less than the rent. The owner pays more each month but keeps part of it.

What down payment does a condo in Brossard take?

$20,200 at minimum (5.0% of the median condo), plus about 1.5% of the price in closing costs and the welcome tax. At 20% ($80,800), no CMHC premium and a payment of $1,725 a month. The detail by city is in down payment in Brossard.

Sources: Centris (Matrix), Rental module, leases concluded from September 16, 2025 to September 16, 2026 for Brossard, 378 leases, median and quartiles; Statistics module, median sale price of condos in 2026 and monthly condo fees of condos sold over twelve months; Bank of Canada and Statistics Canada (10-10-0006), 5-year fixed rate charged, January to July 2026 average; CMHC down payment rules and premiums in force in 2026; compiled by the Loaa & Manseur team, aggregates only. The rent or buy a condo in 50 cities and boroughs hub compares the 50 units.

Our other data series in Brossard, from the same Centris listings:

Each series is recalculated from actual leases and sales, aggregates only.

Our proof, not our promises

The Loaa & Manseur team, led by Lotfi Manseur and Loaa Al Daow, is the number 1 team at RE/MAX Platine in 2024 and 2025, 6th RE/MAX team in Quebec, 15th in Canada and in the global top 50 of large residential teams according to the official RE/MAX ranking, computed on actual transactions. Its Google profile counts more than 220 reviews with a 4.9 rating. Its offices are at 55 avenue de l'Équinoxe in Brossard, one bridge from the island, and every broker's licence can be checked in the OACIQ public register. Three things to verify yourself before calling us, and to demand of any other broker.

Also available in French: version française de ce guide.

Published September 7, 2026 by the Loaa & Manseur team, the number 1 team at RE/MAX Platine in 2024 and 2025, 6th RE/MAX team in Quebec, 15th in Canada and in the global top 50 according to the official RE/MAX ranking. Tell us about your project.

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