Selling your house for a condo in retirement in Sorel-Tracy in 2026: what you keep, welcome tax and condo fees

Retirement · Sorel-Tracy · Centris 2026

Thinking of selling the house and moving to a condo in Sorel-Tracy? The calculation with real median prices: what the house brings in, what the condo costs, the welcome tax, condo fees and what is left. Centris figures, not estimates.

In Sorel-Tracy, swapping the median house for the median condo frees up nothing in 2026: the house sells for $391,750 at the median and the condo for $400,000. The median condo in Sorel-Tracy is often new or recent and costs as much as an older house. To free up capital, aim for a smaller or older condo than the median. Source: Centris (Matrix), compiled on October 20, 2026.

The short answer

In Sorel-Tracy, swapping the median house for the median condo frees up nothing in 2026: the house sells for $391,750 at the median and the condo for $400,000. The median condo in Sorel-Tracy is often new or recent and costs as much as an older house. To free up capital, aim for a smaller or older condo than the median.

The calculation, city by city

The 2026 calculation in Sorel-TracyMedian condoMedian 2-bedroom condo
Sale of the median house$391,750$391,750
Purchase of the condo− $400,000− $400,000
Welcome tax on the condo (city grid)− $4,110− $4,110
Capital freed, before selling costs$-12,360$-12,360

Centris median prices from January to mid-September 2026. Welcome tax calculated on the condo price under the city 2026 grid. Selling costs, notary and moving are not deducted.

House and condo in Sorel-Tracy, ten years of prices

Median price of a house and a condo in Sorel-Tracy from 2016 to 2026, Centris data
House and condo in Sorel-Tracy: median sale price by year and the gap between them. Source: Centris (Matrix).
YearHouse, median priceCondo, median priceGapCondo as % of house
2016$160,000$150,000$10,00094%
2017$150,000$157,250$-7,250105%
2018$162,000$152,500$9,50094%
2019$160,000$148,500$11,50093%
2020$185,000$169,000$16,00091%
2021$240,000$216,250$23,75090%
2022$304,000$249,000$55,00082%
2023$305,000$259,500$45,50085%
2024$345,000$290,000$55,00084%
2025$370,000$310,000$60,00084%
2026 (Jan. to mid-Sept.)$391,750$400,000$-8,250102%

What it means in Sorel-Tracy

Capital freed by moving from the median house to the median condo in 50 cities, Sorel-Tracy highlighted
Capital freed by selling the median house for the median condo, after the welcome tax, 50 cities, Sorel-Tracy highlighted. Source: Centris (Matrix), 2026 municipal grids.

What the calculation does not count

The calculation above leaves out three expenses that depend on your situation: the broker's fee and selling costs, the notary for the purchase, and the move. The gain on the sale of a principal residence is generally tax-exempt. Before selling, check the contingency fund and the condition of the building you are targeting: a cheap condo with a special assessment coming can wipe out the gap.

Frequently asked questions

How much do I keep if I sell my house for a condo in Sorel-Tracy?

Nothing at the median: the median condo ($400,000) costs as much as or more than the median house ($391,750) in Sorel-Tracy in 2026.

What welcome tax is paid on a condo in Sorel-Tracy?

$4,110 on a $400,000 condo under the city 2026 grid. The first-time buyer credit does not apply if you owned a home recently.

How much are condo fees in Sorel-Tracy?

$219 a month at the median in Sorel-Tracy ($2,628 a year).

Should I sell before buying?

Not necessarily: selling first avoids carrying two properties, buying first avoids having to rent in between. A condition on the sale of your house in the promise to purchase protects you in the second case.

All cities: from house to condo in retirement, 50 cities. The reverse path: from condo to house in Sorel-Tracy.

Source: Centris (Matrix), median sale prices of single-family homes and condominiums, queries of September 16, 2026, and 2-bedroom condos; 2026 transfer duty grids; median condo fees from Centris listings; compiled by the Loaa & Manseur team on October 20, 2026, aggregates only. This page informs: it is neither tax advice nor an appraisal.

Also available in French: version française de ce guide.

Published September 7, 2026 by the Loaa & Manseur team, the number 1 team at RE/MAX Platine in 2024 and 2025, 6th RE/MAX team in Quebec, 15th in Canada and in the global top 50 according to the official RE/MAX ranking. Tell us about your project.

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