Condo welcome tax · 40 cities · 2016 vs 2026
One page per city, same calculation: the welcome tax on the median condo for every year from 2016 to 2026, the first-time buyer credit, the median house alongside and the cash needed.
Across the 40 cities tracked, the welcome tax on the median condo went from $1,536 in 2016 to $4,066 in 2026 at the median of cities (+153%, price +104%), with each city's 2026 grid applied to both years. For a first-time buyer, Quebec's credit (up to $5,875) covers the whole tax on the median condo in 32 cities, versus 5 for the median house; the median net tax is $0 on the condo and $3,086 on the house. Minimum down payment and net tax included, the median condo takes $19,850 in cash at the median, the house $40,372. Source: Centris (Matrix) for prices, 2026 municipal grids, compiled October 28, 2026.
The 40 cities, from the highest tax to the lowest
2026 median condo, tax on the median condo in 2016 and 2026 (city's 2026 grid), a first-time buyer's net tax, the same for the median house, and the cash needed for the condo (minimum down payment + net tax).
| City | 2026 condo | Condo tax 2016 | Condo tax 2026 | Net, first-time buyer | House tax 2026 | House net | Condo cash needed |
|---|---|---|---|---|---|---|---|
| Westmount | $835,000 | $9,316 | $15,660 | $11,783 | $58,786 | $58,786 | $70,283 |
| Pointe-Claire | $583,750 | $2,910 | $7,369 | $1,777 | $10,766 | $4,891 | $35,152 |
| Boisbriand | $557,000 | $1,886 | $7,036 | $1,527 | $8,860 | $2,986 | $32,227 |
| Boucherville | $518,000 | $2,356 | $6,150 | $863 | $14,910 | $10,446 | $27,663 |
| Saint-Bruno-de-Montarville | $494,000 | $2,116 | $5,520 | $390 | $15,196 | $10,954 | $25,090 |
| Montreal | $476,100 | $2,536 | $5,252 | $189 | $10,449 | $4,692 | $23,994 |
| Candiac | $476,000 | $1,628 | $5,250 | $188 | $16,590 | $13,442 | $23,988 |
| Dollard-des-Ormeaux | $460,000 | $1,936 | $5,010 | $8 | $13,136 | $8,259 | $23,008 |
| Mirabel | $449,900 | $1,798 | $4,859 | $0 | $10,110 | $4,236 | $22,495 |
| Saint-Lambert | $445,000 | $2,013 | $4,786 | $0 | $24,210 | $24,210 | $22,250 |
| Dorval | $435,000 | $2,036 | $4,636 | $0 | $9,860 | $3,986 | $21,750 |
| Laval | $430,000 | $1,850 | $4,560 | $0 | $9,510 | $3,636 | $21,500 |
| Sainte-Julie | $430,000 | $1,600 | $4,560 | $0 | $9,796 | $3,920 | $21,500 |
| Blainville | $429,000 | $1,796 | $4,546 | $0 | $9,660 | $4,020 | $21,450 |
| Beloeil | $425,000 | $1,650 | $4,486 | $0 | $8,210 | $2,408 | $21,250 |
| La Prairie | $414,750 | $1,360 | $4,332 | $0 | $12,810 | $6,936 | $20,738 |
| Saint-Constant | $414,500 | $1,566 | $4,328 | $0 | $9,210 | $3,336 | $20,725 |
| Chambly | $412,500 | $1,470 | $4,298 | $0 | $11,280 | $5,406 | $20,625 |
| L'Île-Perrot | $404,500 | $1,646 | $4,178 | $0 | $7,456 | $1,842 | $20,225 |
| Brossard | $404,000 | $1,850 | $4,170 | $0 | $12,636 | $6,762 | $20,200 |
| Châteauguay | $390,000 | $1,440 | $3,960 | $0 | $5,910 | $683 | $19,500 |
| Longueuil | $385,000 | $1,585 | $3,886 | $0 | $7,140 | $1,605 | $19,250 |
| Vaudreuil-Dorion | $385,000 | $1,436 | $3,886 | $0 | $7,186 | $1,639 | $19,250 |
| Terrebonne | $382,000 | $1,490 | $3,840 | $0 | $8,580 | $2,706 | $19,100 |
| Saint-Jean-sur-Richelieu | $374,000 | $1,406 | $3,720 | $0 | $7,920 | $2,190 | $18,700 |
| Sainte-Thérèse | $372,500 | $1,454 | $3,698 | $0 | $10,110 | $4,236 | $18,625 |
| Mascouche | $370,000 | $1,486 | $3,660 | $0 | $9,060 | $3,186 | $18,500 |
| Varennes | $358,000 | $1,376 | $3,480 | $0 | $9,540 | $3,666 | $17,900 |
| Magog | $335,000 | $1,266 | $3,136 | $0 | $7,110 | $1,583 | $16,750 |
| Saint-Hyacinthe | $335,000 | $1,323 | $3,136 | $0 | $5,836 | $627 | $16,750 |
| Quebec City | $335,000 | $1,630 | $3,136 | $0 | $5,310 | $233 | $16,750 |
| Repentigny | $331,000 | $1,336 | $3,076 | $0 | $8,250 | $2,438 | $16,550 |
| Sherbrooke | $318,000 | $1,506 | $2,880 | $0 | $4,988 | $0 | $15,900 |
| Granby | $315,000 | $1,342 | $2,836 | $0 | $5,049 | $36 | $15,750 |
| Saint-Jérôme | $315,000 | $1,058 | $2,836 | $0 | $7,036 | $1,527 | $15,750 |
| Trois-Rivières | $310,000 | $996 | $2,786 | $0 | $4,260 | $0 | $15,500 |
| Gatineau | $303,750 | $1,236 | $2,723 | $0 | $5,460 | $345 | $15,188 |
| Lévis | $300,500 | $1,396 | $2,690 | $0 | $4,710 | $0 | $15,025 |
| Saguenay | $287,000 | $1,206 | $2,556 | $0 | $3,600 | $0 | $14,350 |
| Rimouski | $284,000 | $1,116 | $2,526 | $0 | $4,036 | $0 | $14,200 |
What the table says
The first-time buyer credit was designed for a modest price, and in 2026 it is the condo that benefits: it wipes out the whole tax on the median condo in 32 of 40 cities, versus 5 for the median house. The median tax on the condo is $4,066, below the credit's ceiling; on the house, $8,960, with $3,086 left net. Minimum down payment included, a first-time buyer needs $19,850 for the median condo versus $40,372 for the house. The most taxed city is Westmount ($15,660 on $835,000), the least taxed Rimouski ($2,526 on $284,000).
How to read the table
The tax is calculated on the median price of condos sold on Centris each year, with each city's 2026 grid (read from its welcome tax by city page): 0.5% up to $62,900, 1% up to $315,000, 1.5% above, plus the municipal rate above the threshold the city chose. The same grid is used for every year, to isolate the effect of price. The credit is Quebec's refundable first-time buyer credit (100% of the first $5,000 of duties, 25% of the excess, up to $5,875, reduced above a $750,000 price, nil at $1,000,000); you have to apply for it. The same calculation for the house is in welcome tax on the median house.
Frequently asked questions
Does a first-time buyer pay the welcome tax on a condo?
They pay it to the city, then Quebec's credit refunds all or part of it. On the median condo, the refund covers the whole tax in 32 of 40 cities; the median net tax is $0.
My city isn't listed?
We publish the cities where Centris provides a complete ten-year series of median condo prices and whose 2026 grid is verified. A broker from the team can run the same calculation for any municipality.
Our proof, not our promises
The Loaa & Manseur team, led by Lotfi Manseur and Loaa Al Daow, is the number 1 team at RE/MAX Platine in 2024 and 2025, 6th RE/MAX team in Quebec, 15th in Canada and in the global top 50 of large residential teams according to the official RE/MAX ranking, computed on actual transactions. Its Google profile counts more than 220 reviews with a 4.9 rating. Its offices are at 55 avenue de l'Équinoxe in Brossard, one bridge from the island, and every broker's licence can be checked in the OACIQ public register. Three things to verify yourself before calling us, and to demand of any other broker.
Also available in French: version française de ce guide.
Published September 7, 2026 by the Loaa & Manseur team, the number 1 team at RE/MAX Platine in 2024 and 2025, 6th RE/MAX team in Quebec, 15th in Canada and in the global top 50 according to the official RE/MAX ranking. Tell us about your project.