Welcome tax · Terrebonne · 2016 vs 2026
The welcome tax computed on the median house in Terrebonne for every year from 2016 to 2026, with the city's 2026 grid, the first-time buyer credit and the tax's share of the down payment. Centris prices, nothing estimated.
On the median house in Terrebonne, the welcome tax went from $2,285.50 (price of $260,000 in 2016) to $8,580.50 (price of $599,000 over January to September 2026): $6,295.00 more, +275%, while the price rose 130%. The tax rose faster than the price because the median house crossed the $500,000 threshold where Terrebonne applies 3%: 2 brackets reached in 2016, 4 in 2026. An eligible first-time buyer recovers $5,875.00 from the Quebec credit and pays $2,705.50 net. The 2026 tax is 25% of the minimum down payment ($34,900): one of the heaviest shares among the 50 cities tracked (median 22%). Source: Centris (Matrix) for prices, Terrebonne's 2026 grid, compiled October 13, 2026.
The short answer
On the median house in Terrebonne, the welcome tax went from $2,285.50 (price of $260,000 in 2016) to $8,580.50 (price of $599,000 over January to September 2026): $6,295.00 more, +275%, while the price rose 130%. The tax rose faster than the price because the median house crossed the $500,000 threshold where Terrebonne applies 3%: 2 brackets reached in 2016, 4 in 2026. An eligible first-time buyer recovers $5,875.00 from the Quebec credit and pays $2,705.50 net. The 2026 tax is 25% of the minimum down payment ($34,900): one of the heaviest shares among the 50 cities tracked (median 22%).
The welcome tax on the median house in Terrebonne, 2016 to 2026
| Year | Median house | Welcome tax (2026 grid) | Effective rate | First-time buyer credit | Net tax, first-time buyer |
|---|---|---|---|---|---|
| 2016 | $260,000 | $2,285.50 | 0.88% | $2,285.50 | $0.00 |
| 2017 | $275,000 | $2,435.50 | 0.89% | $2,435.50 | $0.00 |
| 2018 | $279,550 | $2,481.00 | 0.89% | $2,481.00 | $0.00 |
| 2019 | $290,000 | $2,585.50 | 0.89% | $2,585.50 | $0.00 |
| 2020 | $350,000 | $3,360.50 | 0.96% | $3,360.50 | $0.00 |
| 2021 | $439,000 | $4,695.50 | 1.07% | $4,695.50 | $0.00 |
| 2022 | $500,000 | $5,610.50 | 1.12% | $5,152.62 | $457.88 |
| 2023 | $506,000 | $5,790.50 | 1.14% | $5,197.62 | $592.88 |
| 2024 | $535,000 | $6,660.50 | 1.24% | $5,415.12 | $1,245.38 |
| 2025 | $582,000 | $8,070.50 | 1.39% | $5,767.62 | $2,302.88 |
| 2026 | $599,000 | $8,580.50 | 1.43% | $5,875.00 | $2,705.50 |
Median price of single-family houses sold on Centris (Matrix) by year (2026: January to September 2026); tax computed with Terrebonne's 2026 grid; first-time buyer credit under Quebec's 2026 rules.
Terrebonne's 2026 grid
| Tax base bracket (2026) | Rate in Terrebonne |
|---|---|
| $0 to $62,900 | 0.5% |
| $62,900 to $315,000 | 1% |
| $315,000 to $500,000 | 1.5% |
| Over $500,000 | 3% |
Source: welcome tax in Terrebonne page, grid verified at the source. Thresholds are indexed every January 1.
What the comparison says in Terrebonne
- The effective rate (tax ÷ price) went from 0.88% to 1.43% in Terrebonne: the grid is progressive, and a house that doubles in price pays more than double the tax; here, +275% of tax for +130% of price.
- The municipal surcharge: with the provincial grid alone (0.5%, 1%, 1.5%), the 2026 tax would be $7,095.50; Terrebonne collects $1,485.00 more through its rate above $500,000.
- On the median condo in Terrebonne ($382,000), the 2026 tax is $3,840.50, $0.00 net for a first-time buyer: the credit covers it entirely.
- Cash to bring on signing day in Terrebonne in 2026: $34,900 of minimum down payment (5% + 10%) plus $8,580 of welcome tax (billed a few weeks later), $43,480 in all, or $37,606 after the first-time buyer credit. In 2016, the credit covered the tax in 46 of the 50 cities; in 2026, in 11.
- Across the 50 cities tracked, the tax on the median house went from $2,296 to $8,416 in median (+238%, price +124%); it more than doubled in 48 cities, exceeds $10,000 in 16 and $5,000 in 39 (against 4 in 2016).
What it changes for buying in Terrebonne
In Terrebonne, the welcome tax rose +275% in ten years: among the steepest increases of the 50 cities. For a buyer, that is $8,580 to plan on top of the down payment, the inspection and the notary, and no lender finances it; the bill arrives by mail after registration in the Land Register. For a first-time buyer, the Quebec credit brings the bill down to $2,706: apply within 18 months, it is not automatic. The exact grid, exemptions and the calculation at other prices are in welcome tax in Terrebonne; the down payment is detailed in down payment to buy in Terrebonne.
How to read these figures
The effective rate is the tax divided by the price: it rises with the price because the grid is progressive, at a constant grid. The municipal surcharge is the difference between Terrebonne's tax and the basic provincial grid (0.5%, 1%, 1.5%). Amounts are rounded to the cent; the 2026 median price covers January to September 2026. The actual amount depends on the price paid, the roll value and the year: a broker or the notary confirms it before signing.
Frequently asked questions
How much is the welcome tax on a median house in Terrebonne in 2026?
$8,580.50 on the median house ($599,000, January to September 2026), with Terrebonne's 2026 grid. An eligible first-time buyer recovers $5,875.00 and pays $2,705.50 net.
How much has the tax risen since 2016 in Terrebonne?
In 2016, the median house in Terrebonne cost $260,000 and the tax, at a constant 2026 grid, was $2,285.50; in 2026, $8,580.50. That is +275% for a price up 130%: the progressive grid pushes the tax up faster than the price, and the median house crossed the $500,000 municipal threshold.
Does the first-time buyer credit cover the whole tax in Terrebonne?
Partly: the credit covers $5,875.00 of $8,580.50, leaving $2,705.50. Across the 50 cities tracked, the credit covers the whole tax on the median house in 11 cities, is reduced in 8 (price between $750,000 and $1,000,000) and nil in 3.
Sources: Centris (Matrix), Statistics module, September 16, 2026 query for the municipality of Terrebonne, median sale price of single-family houses by year; Terrebonne's 2026 transfer duties grid (municipal by-law, read at the source); Revenu Québec for the first-time buyer credit; compiled by the Loaa & Manseur team, aggregates only. The welcome tax on the median house in 50 cities hub compares the 50 cities.
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Published September 7, 2026 by the Loaa & Manseur team, the number 1 team at RE/MAX Platine in 2024 and 2025, 6th RE/MAX team in Quebec, 15th in Canada and in the global top 50 according to the official RE/MAX ranking. Tell us about your project.