Plex · Duplex or triplex · Quebec City · 2026
The duplex and the triplex in Quebec City in 2026, set against the house: what each door changes to the price, the down payment and the time to sell, with Centris figures, nothing estimated.
In Quebec City in 2026, the median duplex sells for $543,000 ($271,500 per unit) and the triplex for $635,164 ($211,721 per unit), against $480,000 for the single-family house: the duplex costs 13% more than the house, the triplex 32% more. The triplex costs $92,164 more than the duplex (+17%) for one more door, and its door comes 22% cheaper. The duplex makes 56% of plex sales, the triplex 30%; it takes $29,300 of minimum down payment to live in the median duplex and $63,516 for the triplex. The plex sells in 6 days in median, at 100% of asking. Source: Centris (Matrix), compiled October 13, 2026.
The short answer
In Quebec City in 2026, the median duplex sells for $543,000 ($271,500 per unit) and the triplex for $635,164 ($211,721 per unit), against $480,000 for the single-family house: the duplex costs 13% more than the house, the triplex 32% more. The triplex costs $92,164 more than the duplex (+17%) for one more door, and its door comes 22% cheaper. The duplex makes 56% of plex sales, the triplex 30%; it takes $29,300 of minimum down payment to live in the median duplex and $63,516 for the triplex. The plex sells in 6 days in median, at 100% of asking.
Duplex or triplex: the price in 2026
| Quebec City, sales from Jan. to Sept. 2026 | Single-family house | Duplex | Triplex | Quadruplex |
|---|---|---|---|---|
| Median price | $480,000 | $543,000 | $635,164 | $725,000 |
| Price per unit | $480,000 | $271,500 | $211,721 | $181,250 |
| Gap with the house | +13% | +32% | +51% | |
| Sales (nine months) | 2,277 | 277 | 142 | 61 |
| Median price in 2016 | $250,000 | $274,000 | $350,000 | $387,000 |
| Ten-year change | +92% | +98% | +81% | +87% |
| Change since 2021 | +55% | +72% | +60% | +53% |
Duplex, triplex and quadruplex types of the Income property category and Single-family category, municipality of Quebec City, Centris (Matrix); 2026 = January to September.
The duplex is the transition purchase: for $63,000 more than the median house, a unit that pays part of the mortgage. The triplex is the lived-in investment: $92,164 more than the duplex for one more door, and a price per unit 22% lower. The quadruplex pushes the logic further: $725,000, or $181,250 per unit. In ten years, the duplex gained +98%, the triplex +81% and the house +92%. The year-by-year curves are in duplex, triplex and quadruplex prices in Quebec City 2016-2026.
The down payment, and what the lender accepts
- Owner-occupied duplex: insured loan, minimum down payment of 5% up to $500,000 and 10% on the remainder, or $29,300 (5.4%) at the median price in Quebec City; the second unit's rent counts in part toward your borrowing capacity.
- Owner-occupied triplex: 10% minimum, or $63,516 on the median triplex, $34,216 more than for the duplex; owner-occupied quadruplex: $72,500. Insured loan possible under the $1.5 million cap.
- Without living in it: 20% minimum ($108,600 on the duplex, $127,033 on the triplex), and the lender only counts a fraction of the rents.
- First-time buyer: the FHSA, the HBP and the Quebec credit refunding the welcome tax (up to $5,875, first home, since January 1, 2026) apply to a plex you live in; the detail is in first-time home buyer in Quebec City.
Across the 23 cities tracked, the minimum down payment of the owner-occupied triplex exceeds that of the duplex in 23 cities: the 10% rule weighs more than the price gap. In median of cities, $25,000 for the duplex and $56,950 for the triplex. The mortgage insurance premium is added to the loan: to be costed with your mortgage broker.
Where the triplex is the cheapest per door
- Quebec City ranks 8th out of 23 cities for the step from the duplex to the triplex ($92,164, +17%); the median of cities is $133,500 (+28%). It is one of the cheapest extra doors in Quebec.
- The triplex's door is cheaper than the duplex's in 21 cities out of 23 ($189,833 against $250,000 in median of cities, -15%); the triplex sells for less than the duplex, in total price, in 3 cities.
- Where the quadruplex is published (19 cities), it offers the cheapest door in 14 cities; the triplex offers it in 9 cities out of 23, the duplex in 0. In Quebec City, the cheapest door is the quadruplex's ($181,250).
- The duplex costs more than the median house in 12 cities out of 23 (median +3%), the triplex +29%; the triplex rose faster than the duplex over ten years in 9 cities.
Days on market and negotiation
The plex in Quebec City sells in 6 days in median in 2026 (64 days in 2016), more slowly than the house (5 days), and at 100% of asking. In other words, there is no margin left on the listed price: the offer is made at the price, fast. Over the past twelve months, the fastest plex in Quebec City is the one $500,000 to $750,000 (5 days), the slowest the one $1M and up (34 days). Days on market by price bracket are in plex days on market by price in Quebec City.
The checks specific to a plex
The actual leases and their dates, the history at the Tribunal administratif du logement, the income proven by statements, the number of units matching the assessment roll, the roof, the brick, the foundations, the water entry and the electrical panel: the full checklist is in how to choose a good rental property. The complete file on the plex in Quebec City (prices, volume, inventory, financing) is in investing in a plex in Quebec City in 2026, and the rents of signed leases in rent in Quebec City.
How to read these figures
Days on market and the sold-to-asking ratio are those of all plexes in Quebec City (Income property category), not of the duplex or triplex alone: Centris does not publish days by type at this scale. The change since 2021 is calculated on the full year 2021, the ten-year change on 2016; 2026 is a partial year.
Frequently asked questions
How much does a duplex cost in Quebec City in 2026?
$543,000 in median on sales from January to September 2026 (Centris, Matrix), or $271,500 per unit, $63,000 more than the median single-family house ($480,000).
How much does a triplex cost in Quebec City in 2026?
$635,164 in median, or $211,721 per unit; $92,164 more than the duplex, for one more door, on 142 sales in nine months.
What down payment for a duplex or a triplex in Quebec City?
$29,300 for the median duplex and $63,516 for the median triplex if you live in it (5% up to $500,000 then 10% on the duplex, 10% on the triplex, insured loan under the cap); 20% if you do not live in it, or $108,600 and $127,033.
Duplex or triplex in Quebec City, which one to choose?
The duplex if the down payment is the obstacle ($29,300 against $63,516) and you want a single tenant; the triplex if you can put 10% down and want two rents to cover most of the mortgage: in Quebec City, its door costs 22% less than the duplex's. In both cases, you buy the leases, not the median.
Source: Centris (Matrix), Statistics module, closed sales by type (duplex, triplex, quadruplex) and single-family for the municipality of Quebec City, 2016 to September 2026 (September and October 2026 queries), median days and sold-to-asking ratio of the Income property category; mortgage insurers' financing rules, to be confirmed with your mortgage broker; compiled by the Loaa & Manseur team on October 13, 2026, aggregates only. The duplex or triplex in Quebec, 23 cities hub compares the 23 cities.
Our other plex series in Quebec City, from the same Centris listings:
Each series is recalculated from actual sales, aggregates only.
House or plex in Quebec City, ten years face to face:
Prices, change, days on market, negotiation, plex-to-house ratio and price per door, on Centris sales.
Our proof, not our promises
The Loaa & Manseur team, led by Lotfi Manseur and Loaa Al Daow, is the number 1 team at RE/MAX Platine in 2024 and 2025, 6th RE/MAX team in Quebec, 15th in Canada and in the global top 50 of large residential teams according to the official RE/MAX ranking, computed on actual transactions. Its Google profile counts more than 220 reviews with a 4.9 rating. Its offices are at 55 avenue de l'Équinoxe in Brossard, one bridge from the island, and every broker's licence can be checked in the OACIQ public register. Three things to verify yourself before calling us, and to demand of any other broker.
Also available in French: version française de ce guide.
Published September 7, 2026 by the Loaa & Manseur team, the number 1 team at RE/MAX Platine in 2024 and 2025, 6th RE/MAX team in Quebec, 15th in Canada and in the global top 50 according to the official RE/MAX ranking. Tell us about your project.