Property taxes · Montreal · 2026
How much are the taxes on a house in Montreal in 2026? The average bill, increase and rate published by the city in its budget, what the assessment roll changes, and the 2026-2027 school tax. Official figures, sources cited.
In Montreal, the city announces a 2026 tax bill of $5,197 for its reference property, up 3.8%. 2026 is the first year of a new assessment roll: values went up, the rate was adjusted, and it is the bill, not the rate, that tells you what you pay. City figures, checked on October 19, 2026.
The short answer
In Montreal, the city announces a 2026 tax bill of $5,197 for its reference property, up 3.8%. 2026 is the first year of a new assessment roll: values went up, the rate was adjusted, and it is the bill, not the rate, that tells you what you pay.
The 2026 tax bill in Montreal
$5,197: this is the 2026 tax bill published by the city. What the city means by it: Total 2026 tax burden for a “résidence moyenne dont la valeur foncière ajustée est de 791 000 $ au rôle 2026-2027-2028” (average home with an adjusted property value of $791,000 on the 2026-2027-2028 roll) ($5,009 in 2025, increase of $188, 3.8%), borough taxes included.
Increase announced by the city for 2026: +3.8%. Each city measures its increase its own way (with or without water, waste collection or special taxes): compare the bills, not just the percentages.
For reference, a house sold for $755,000 at the 2026 median on Centris (2,240 sales). The municipal assessment, used to calculate taxes, often differs from the sale price.
The property tax rate in Montreal
The city does not publish a single residential rate for 2026 (see the other rates below).
Other rates: In addition to the general property tax, the Montréal residential bill adds a water tax, a tax for the debts of the former cities, a roads tax and an ARTM tax (city council), then a services tax and an investments tax set by each borough. Rates vary by building category (residual subcategory of 5 dwellings or fewer, 6 dwellings or more) and by borough.
The assessment roll in Montreal
2026-2027-2028 roll, new in 2026 (value changes phased in over 3 years).
Calculating the taxes on a house in Montreal
The general property tax is calculated as: municipal assessment × rate ÷ 100. The actual bill for an address is on the city's online assessment roll and on the seller's latest tax bill: ask for it before making an offer.
The 2026-2027 school tax
The school tax is not set by the city. Since 2020-2021, the rate is the same everywhere in Quebec: $0.07899 per $100 of standardized assessment for 2026-2027 ($0.08423 in 2025-2026), and the first $25,000 of value is exempt. It is calculated on the standardized value, which can differ from the roll value. Example: for a standardized value of $500,000, the 2026-2027 school tax would be about $375.
Before buying in Montreal
- Ask for the seller's latest tax bill and the roll assessment of the address: it is the only exact figure for your budget.
- Check the roll year. After a new roll, the assessment can jump: next year's bill will not be this year's.
- Count the sector fees (water, sewers, garbage, local improvement taxes): two houses of the same value in the same city can pay different amounts.
- Include taxes in the mortgage calculation. The lender includes them in your debt ratios: the welcome tax is paid once, property taxes every year.
The other costs of a house in Montreal:
- Welcome tax on the median house in Montreal
- Home prices in Montreal, ten years
- Buying an Airbnb in Montreal: the rules
Each page starts from actual Centris sales or official documents, aggregates only.
Frequently asked questions
How much are property taxes in Montreal in 2026?
$5,197 in 2026 for the city's reference property, a 3.8% increase. The bill for a given house depends on its assessment and the fees in its sector.
What is the property tax rate in Montreal in 2026?
The city does not have a single residential rate in 2026: it varies by sector or former municipality.
Are taxes going up in Montreal in 2026?
Yes in dollars for most owners, even if the rate drops: 2026 is the year of a new roll, assessments went up and the city adjusted its rate.
What is the 2026-2027 school tax rate?
$0.07899 per $100 of standardized assessment in 2026-2027, everywhere in Quebec, after an exemption on the first $25,000.
All cities side by side: 2026 property taxes in 72 cities.
Sources
City documents consulted on October 19, 2026:
- Budget 2026 et PDI 2026-2035, présentation à la Commission sur les finances (7 janvier 2026) (official source, in French, 2026-01-07)
- Sommaire exécutif, Budget 2026 et PDI 2026-2035 (official source, in French, 2026-01)
- Voici quelle est votre hausse de taxes foncières en 2026 selon où vous habitez à Montréal (Noovo Info) (press, in French, 2026-01-13)
School tax (in French):
- CGTSIM, Comprendre la taxe scolaire (2026)
- CGTSIM, Comprendre la taxe scolaire (2026)
- CGTSIM, Comprendre la taxe scolaire (2026)
Prices: Centris (Matrix), median sale price of single-family homes, 2026 since January; compiled by the Loaa & Manseur team, aggregates only. Rates, bills and increases are those published by the city; sample calculations are illustrations. This page informs: it is neither tax advice nor an appraisal.
Also available in French: version française de ce guide.
Published September 7, 2026 by the Loaa & Manseur team, the number 1 team at RE/MAX Platine in 2024 and 2025, 6th RE/MAX team in Quebec, 15th in Canada and in the global top 50 according to the official RE/MAX ranking. Tell us about your project.