Buying a house in Repentigny in 2026: the budget, the centre, Le Gardeur and the river, the steps and the pitfalls

Buying · Repentigny · QPAREB Q2 2026 figures

Twenty-five days and 21 % more supply: in Repentigny, the ready buyer has more choice than a year ago. Here are the budget per month, the sectors, the steps and the pitfalls for buying a house in Repentigny in 2026.

Buying a house in Repentigny in 2026 means buying in a fast seller's market where supply is climbing: a $580,000 median (+2 % year over year), 25 days, 191 houses active (+21 %). The budget starts around $450,000 for a 1960s to 1970s bungalow in the centre or Le Gardeur (about $2,175 a month with 5 % down, household income of about $98,000), passes $600,000 for a 1980s to 2000 cottage near the 40 ($2,875, $129,000) and reaches $850,000 for a recent Charlemagne home or a home near the river ($4,019, $178,000). The method: pre-approval, sector chosen on closed sales, an offer in the first week, inspection and documents. Here are the budget, the sectors, the steps and the pitfalls.

The Repentigny market in 2026, from the buyer's side

Repentigny (QPAREB sector 31) sold its median house for $580,000 in the second quarter of 2026, +2 % year over year and +45 % in five years, in 25 days, with 191 houses active. The market is the seller's in every range: 1.4 months of inventory between $290,000 and $440,000, 1.9 months up to $730,000, 4.0 months up to $870,000, 6.0 months above. For a buyer, that means an offer in the first week under $730,000 and a little more time above. The monthly picture is on the North Shore's August 2026 report.

Sector (QPAREB, Q2 2026)House, median1 year5 yearsDaysHouses active
Repentigny, Charlemagne$580,0002%45 %25 days191
Terrebonne (neighbour)$583,5001%51 %25 days345
Eastern North Shore (L'Assomption, Lavaltrie)$549,00012 %58 %29 days178
North Shore, all$600,0006%52 %28 days2

Repentigny: months of inventory by price range (single-family)

RangeMonths of inventoryMarket
< 290K0.0 monthsSeller
290K - 440K1.4 monthsSeller
440K - 730K1.9 monthsSeller
730K - 870K4.0 monthsSeller
>= 870K6.0 monthsSeller

Under 4 months of inventory, the seller leads and a fairly priced house goes in three weeks; above 8 months, the buyer leads and the delay is counted in months.

What it costs per month in Repentigny

Purchase priceMinimum down paymentMonthly payment at 4.24 %, 30 years (CMHC premium included)Gross household income required (approx.)
$450,000$22,500$2,175$98,000
$525,000$27,500$2,531$114,000
$600,000$35,000$2,875$129,000
$700,000$45,000$3,332$149,000
$850,000$60,000$4,019$178,000

Assumptions: 4.24 % five-year fixed rate, stress test at 6.24 %, 5 % down up to $500,000 and 10 % on the portion above, CMHC premium added to the loan, municipal and school taxes at 0.9 % of the price, $1,800 a year in heating, 39 % gross debt service ratio. Your file may give a different result.

Which sector to buy in in Repentigny

Central Repentigny, around rue Notre-Dame and boulevard Iberville, sells the 1960s to 1980s bungalows and cottages below the median: the entry budget, near the shops and the buses to the metro. Le Gardeur, north of the 40, sells the 1970s bungalows and more recent homes on quiet streets, Repentigny's cheapest. The east, toward Charlemagne, sells the 2000 to 2020 homes above the median. The riverfront and the L'Assomption river sell the waterfront on few comparables. Our guide living in Repentigny details each sector.

The eight steps of a purchase, in order

  1. The real budget: down payment, CMHC premium, notary fees ($1,500 to $2,500), inspection ($500 to $800), welcome tax (about 1 % to 2 % of the price, refundable up to $5,875 for a first-time buyer), tax adjustments and moving. Since Finances Québec's Information Bulletin 2026-2 (April 2026), this credit is reduced by 2.35 % of the portion of the price above $750,000 and disappears at $1,000,000: $4,700 at $800,000, $2,350 at $900,000.
  2. The written pre-approval, with the rate guaranteed 90 to 120 days; without it, no serious offer in a sector that sells in under a month.
  3. Choosing the sector on closed sales, not on asking prices: two or three sectors compared on price, days on market and commute.
  4. The viewings, grouped on the first weekend of the listing when the market is the seller's.
  5. The offer to purchase, conditional on inspection and financing; short and clean in a seller's market, negotiated in a buyer's market; the price is documented with the street's last three comparable sales.
  6. The pre-purchase inspection and the reading of the seller's declaration, the certificate of location and, outside the urban perimeter, the well and septic reports.
  7. Financing confirmed and conditions lifted, 10 to 15 days after acceptance.
  8. The notary, 30 to 60 days after acceptance: that is when the property changes hands.

The pitfalls specific to Repentigny

The flood zone along the L'Assomption river and the St. Lawrence: the municipal map and the certificate of location before the offer. Pyrite in the 1970s to 1990s backfill. The 1960s bungalows: roof, windows, electrical panel and drain to inspect, and to price into the offer. The municipal roll is not market value. And the commute: without a train, the monthly budget includes the car or the bus to the Radisson metro.

Our proof, not our promises

The Loaa & Manseur team, led by Lotfi Manseur and Loaa Al Daow, is the number 1 team at RE/MAX Platine in 2024 and 2025, 6th RE/MAX team in Quebec, 15th in Canada and in the global top 50 of large residential teams according to the official RE/MAX ranking, computed on actual transactions. Its Google profile counts 221 reviews with a 4.9 rating. Its offices are at 55 avenue de l'Équinoxe in Brossard, one bridge from the island, and every broker's licence can be checked in the OACIQ public register. Three things to verify yourself before calling us, and to demand of any other broker.

For the budget, first-time home buyer in Repentigny; for prices, house prices in Repentigny; to compare, Repentigny vs Terrebonne.

Frequently asked questions

What budget do you need to buy a house in Repentigny?

About $98,000 in gross household income for a $450,000 house with 5 % down, $129,000 for $600,000 and $178,000 for $850,000, with a 30-year amortization and the stress test at 6.24 %.

Should you offer above the asking price in Repentigny?

Under $730,000, often: less than 2 months of inventory and 25 days on market bring multiple offers on the fairly priced house. Above $870,000, with 6.0 months of inventory, rarely. The ceiling is set on the street's closed sales.

Is it a good time to buy in Repentigny?

Published forecasts (Desjardins, QPAREB, CMHC) expect stable to moderately rising prices in 2027 and a policy rate around 2.75 %; waiting does not lower the price. The right time is when your budget, your pre-approval and your sector are ready; in a seller's market, the ready buyer beats the buyer who waits.

How much does a broker cost the buyer?

Generally nothing: the buyer's broker's compensation is provided for in the seller's brokerage contract and paid at the sale. The purchase brokerage contract states what happens if the seller provides none; we explain it before signing. See our fees (in French).

Also available in French: version française de ce guide.

Published September 7, 2026 by the Loaa & Manseur team, the number 1 team at RE/MAX Platine in 2024 and 2025, 6th RE/MAX team in Quebec, 15th in Canada and in the global top 50 according to the official RE/MAX ranking. Tell us about your project.

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