Buying · Duplex in Montreal · September 14, 2026
The published benchmark for plexes, the duplex boroughs, the owner-occupant calculation and the checks of a Montreal plex.
As of September 14, 2026, a duplex for sale in Montreal is read with the area's median plex, $856,000 in August 2026 according to the APCIQ (+1.7% year over year, 52 days), against $715,500 province-wide; the APCIQ does not publish a plex median by borough on our pages, and house medians place each sector (Rosemont $1,138,000, Villeray $717,500, Mercier-Hochelaga $627,750, Montréal-Nord $525,000). Lived in by the buyer, a duplex is financed from a 5% down payment with part of the rent counted in borrowing capacity; not lived in, 20%. The structure of a century-old plex, leases that follow the building, unit compliance and Montreal's welcome tax are the checks. The Loaa and Manseur team represents a duplex in Ville-Marie ($849,000) and its buyer services are paid by the seller's commission.
In the APCIQ August 2026 report, the Montreal area's median plex (2 to 5 units) sold for $856,000 (+1.7% year over year) in 52 days, against $865,000 in July; province-wide, $715,500 (+11%). The APCIQ does not publish a plex median by borough on our pages; house medians place each sector: Rosemont $1,138,000 (+46% in five years), Villeray $717,500, Mercier-Hochelaga $627,750, Ahuntsic $926,000, the Sud-Ouest $1,050,000, Montréal-Nord $525,000 (Q2 2026 barometer). A duplex sells on its rents, its structure and its vacancy at the sale as much as on its borough.
Lived in by the buyer, a duplex is financed from a 5% down payment up to $500,000 and 10% of the portion above (insured loan up to $1.5 million), part of the rent counting toward borrowing capacity; not lived in, 20% minimum. Rent received is taxable (expenses deductible pro rata) and so is the capital gain on the rented portion on resale. Our guides buying a plex and real estate investing give the honest calculation, and our mortgage calculator the payment at today's rate.
The Montreal area's median plex (2 to 5 units) sold for $856,000 in August 2026 (APCIQ, +1.7%, 52 days); the APCIQ does not publish a plex median by borough on our pages. The price of a specific duplex is set on the sector's comparable sales, the rents, the structure and the vacancy at the sale.
From 5% of the price up to $500,000 and 10% of the portion above if you live in a unit (insured loan up to $1.5 million); 20% minimum if you do not live in it. Part of the rent counts toward borrowing capacity, calculated at the tested rate.
Lived in by the buyer, it is the best-financed and simplest investment to manage; the calculation is made on the net return (rents minus taxes, insurance, maintenance, vacancy, interest at today's rate), not on the price. A duplex that does not cover its costs is betting on appreciation alone.
One of the team’s listings, for sale right now:
That is $200,000 per door and a gross rent multiplier of 13.6. Occupancy is “according to the leases”: you buy the building with its tenants and its rents in place.
One of the team’s listings, for sale right now:
That is $140,000 per door and a gross rent multiplier of 12.8. Each unit has its own entrance and occupancy is “according to the leases”.
The price per door, city by city: Plex prices in Montreal: $310,750 per door, GRM 17.7x
Borough by borough: Plex prices in Montreal, borough by borough: price per door and rent multiplier
Plex prices in Montreal, ten years of perspective:
The median price of a plex per year since 2016, next to houses and condos, the frenzy, the rate brake and what the plex-to-house ratio tells a buyer in Montreal.
The Loaa & Manseur team, led by Lotfi Manseur and Loaa Al Daow, is the number 1 team at RE/MAX Platine in 2024 and 2025, 6th RE/MAX team in Quebec, 15th in Canada and in the global top 50 of large residential teams according to the official RE/MAX ranking, computed on actual transactions. Its Google profile counts more than 220 reviews with a 4.9 rating. Its offices are at 55 avenue de l'Équinoxe in Brossard, one bridge from the island, and every broker's licence can be checked in the OACIQ public register. Three things to verify yourself before calling us, and to demand of any other broker.
Also available in French: version française de ce guide.
Published September 7, 2026 by the Loaa & Manseur team, the number 1 team at RE/MAX Platine in 2024 and 2025, 6th RE/MAX team in Quebec, 15th in Canada and in the global top 50 according to the official RE/MAX ranking. Tell us about your project.
Équipe no 1 de RE/MAX Platine en 2024 et en 2025, 6e au Québec, 15e au Canada et dans le top 50 mondial au classement officiel RE/MAX. Réponse en moins de 24 heures, sept jours sur sept.