Foreclosures · Saguenay–Lac-Saint-Jean · 2016-2026
How many houses sold as foreclosures in the Saguenay–Lac-Saint-Jean every year since 2016, what share of the market they represent, at what median price relative to all sales, the pandemic trough and the rebound. Centris aggregates, Repossession box, nothing estimated.
In the Saguenay–Lac-Saint-Jean, 29 foreclosures of single-family houses sold in 2025, that is foreclosures (sales under judicial control and lender repossessions, as flagged by the "Repossession" box on the Centris listing), against 125 in 2016 and 23 at the 2023 trough; 9 from January to September 2026, or 12 at an annual pace (-59% versus 2025, a simple projection). Relative to all house sales, foreclosures weigh 1.5% in 2025 and 0.6% in 2026, against 8.6% in 2016 and 1.5% in 2023. The 2025 median price of foreclosures ($226,500) sits 28% below the median of all sales ($316,000); it is a median of 29 sales, to be read as an order of magnitude. It is one of the highest foreclosure shares among the 24 areas tracked in 2025-2026 (median 0.6%). Source: Centris (Matrix), compiled October 14, 2026.
The short answer
In the Saguenay–Lac-Saint-Jean, 29 foreclosures of single-family houses sold in 2025, that is foreclosures (sales under judicial control and lender repossessions, as flagged by the "Repossession" box on the Centris listing), against 125 in 2016 and 23 at the 2023 trough; 9 from January to September 2026, or 12 at an annual pace (-59% versus 2025, a simple projection). Relative to all house sales, foreclosures weigh 1.5% in 2025 and 0.6% in 2026, against 8.6% in 2016 and 1.5% in 2023. The 2025 median price of foreclosures ($226,500) sits 28% below the median of all sales ($316,000); it is a median of 29 sales, to be read as an order of magnitude. It is one of the highest foreclosure shares among the 24 areas tracked in 2025-2026 (median 0.6%).
Foreclosures per year, share of sales and median price
| Year | Foreclosures (houses) | All sales | Share | Median foreclosure price | Median of all sales | Gap | Foreclosures, all categories |
|---|---|---|---|---|---|---|---|
| 2016 | 125 | 1,458 | 8.6% | $118,500 | $155,000 | -24% | 150 |
| 2017 | 136 | 1,437 | 9.5% | $107,000 | $158,000 | -32% | 167 |
| 2018 | 158 | 1,545 | 10.2% | $105,300 | $160,000 | -34% | 195 |
| 2019 | 142 | 1,766 | 8.0% | $94,500 | $160,000 | -41% | 183 |
| 2020 | 89 | 1,969 | 4.5% | $105,000 | $171,000 | -39% | 112 |
| 2021 | 79 | 1,978 | 4.0% | $121,000 | $189,000 | -36% | 117 |
| 2022 | 28 | 1,577 | 1.8% | $116,750 | $220,500 | -47% | 41 |
| 2023 | 23 | 1,488 | 1.5% | $117,000 | $243,000 | -52% | 31 |
| 2024 | 32 | 1,746 | 1.8% | $161,250 | $270,000 | -40% | 39 |
| 2025 | 29 | 1,949 | 1.5% | $226,500 | $316,000 | -28% | 38 |
| 2026 (Jan. to Sept.) | 9 | 1,541 | 0.6% | $140,000 | $337,000 | n/a | 22 |
Foreclosures (sales under judicial control and lender repossessions, as flagged by the "Repossession" box on the Centris listing). Single-family category, all municipalities of the region, Centris (Matrix), harvested on the night of October 13 to 14, 2026. Gap published from 10 foreclosures in the year. 2026: January to September.
What ten years of foreclosures say in the Saguenay–Lac-Saint-Jean
- Five periods in the Saguenay–Lac-Saint-Jean: 130 foreclosures a year in 2016-2017, 150 in 2018-2019, 65 during the 2020-2022 frenzy, 28 when high rates returned, 19 in 2025-2026 (2026 partial); as a share of sales: 9.1%, 9.1%, 3.4%, 1.6% and 1.1%.
- Peak: 2018 (158 foreclosures); trough: 2023 (23), -85% between the two. 2025 is +26% above the trough and -77% versus 2016: foreclosures are climbing back from the pandemic trough without returning to the 2016-2017 level.
- Highest share: 2018 (10.2% of house sales); lowest: 2026 (0.6%). Over ten years, 850 foreclosures for 18,454 house sales in the Saguenay–Lac-Saint-Jean, 4.6% of the market.
- Price: in the 10 years where at least 10 foreclosures sold, the median foreclosure price sits 38% below the median of all sales in median of years. The median price of foreclosures is the median of a small sample: it moves with the type of property repossessed that year and is neither a guaranteed discount nor a promise of a bargain. A well-located foreclosure in good condition sells at market price, often in multiple offers; the gap comes mostly from properties needing work.
- 2026 (Jan. to Sept.) versus 2025: 9 foreclosures in nine months, 12 at an annual pace (-59%): the pace is slowing. Across the 15 regions tracked, the total went from 2,870 house foreclosures in 2016 to 273 at the 2023 trough and 497 in 2025 (+82% from the trough, -83% versus 2016); 2025 is up on 2024 in 7 regions out of 15, and the trough falls in 2023 in 10.
- Within the region, the major cities with their own page: Saguenay (13 foreclosures in 2025).
What it changes for buying or selling in the Saguenay–Lac-Saint-Jean
In the Saguenay–Lac-Saint-Jean, foreclosures are coming back: 29 foreclosures of houses in 2025 against 23 at the 2023 trough, the year when almost everything sold before reaching the repossession stage. The return of high rates since 2023 and mortgage renewals have put properties back under judicial control. For a buyer, this does not mean guaranteed bargains: a foreclosure sells without legal warranty, often without a full visit or a seller's declaration, and the good ones are negotiated in multiple offers. The price is compared with sales in the same area, not with the median of foreclosures. For an owner struggling with payments, the statistic also says something else: selling before the repossession, at market price, remains almost always the best outcome, and a broker can organize it in a few weeks. How to find and buy a foreclosure, and what the law allows the lender, is explained in our foreclosure guide.
How to read these figures
One number and one price per year for Saguenay–Lac-Saint-Jean as a whole, all municipalities combined. The number of foreclosures is small: 29 in 2025, 9 in 2026, and a median computed on 10 or 20 sales moves with two or three properties. The median price of foreclosures is the median of a small sample: it moves with the type of property repossessed that year and is neither a guaranteed discount nor a promise of a bargain. The gap with the median of all sales is published only for years with 10 or more foreclosures; elsewhere, "n/a". The all-categories column adds repossessed condos, plexes and land.
Frequently asked questions
How many foreclosures in the Saguenay–Lac-Saint-Jean?
29 foreclosures of single-family houses in 2025 and 9 from January to September 2026 in the Saguenay–Lac-Saint-Jean, against 125 in 2016 and 23 at the 2023 trough. All categories: 38 in 2025.
Does a foreclosure sell for less in the Saguenay–Lac-Saint-Jean?
Not in general. In the years where at least 10 foreclosures sold in the Saguenay–Lac-Saint-Jean, the median foreclosure price sits 38% below the median of all sales in median; it is an order of magnitude on small samples, not a discount. A foreclosure sells without legal warranty and sometimes without a full inspection: the price is compared with sales in the area, and the work is counted.
Are foreclosures rising in the Saguenay–Lac-Saint-Jean?
No: 29 in 2025 against 32 in 2024; the trough was 2023 (23), the peak 2018 (158). Across the 15 regions, 2025 is up on 2024 in 7.
How do you find and buy a foreclosure?
On Centris, foreclosures carry the mention "sale under judicial control" or "repossession" on the listing, and a broker can filter them for you. The lender must follow the Civil Code procedure (prior notice, 60-day delay) before selling; the buyer buys without legal warranty, often with a longer acceptance delay and no seller's declaration. The inspection and the check of charges at the land registry are not optional.
Sources: Centris (Matrix), Statistics module, query of the night of October 13 to 14, 2026, Single-family category, administrative region Saguenay–Lac-Saint-Jean (all municipalities), Repossession box checked, median sale price and number of sales by year, then all categories; total sales: home-prices-by-region query; compiled by the Loaa & Manseur team, aggregates only, current year partial. The foreclosures in 15 regions and 9 cities hub compares the 24 areas.
Our proof, not our promises
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Also available in French: version française de ce guide.
Published September 7, 2026 by the Loaa & Manseur team, the number 1 team at RE/MAX Platine in 2024 and 2025, 6th RE/MAX team in Quebec, 15th in Canada and in the global top 50 according to the official RE/MAX ranking. Tell us about your project.