Welcome tax in Mascouche in 2026: the verified grid, the tax on a single-family house at $615,000, the first-time buyer credit and how to pay

Welcome tax · Mascouche · 2026 grid verified at the source

The exact 2026 grid of Mascouche, read on the city's site, with the tax on real prices, the credit and the payment terms.

In Mascouche, the 2026 welcome tax (transfer duties) follows the provincial brackets (0.5% up to $62,900, 1% up to $315,000, 1.5% up to $500,000) and then the city's own rate: 3% above. On a single-family house at $615,000 (Mascouche median, QPAREB Q2 2026), the tax is $9,060.50; an eligible first-time buyer gets $5,875 back through Quebec's refundable credit (up to $5,875, reduced above a $750,000 base) and pays $3,185.50 net. In Mascouche, the buyer can pay the transfer duty in two instalments: the first within 30 days of receiving the bill, the second 60 days after the first due date. The bill arrives after the deed is registered, never at the notary, and no lender includes it in the mortgage.

The 2026 welcome tax grid in Mascouche

Mascouche applies the three provincial brackets up to $500,000 and then raises the rate by by-law: 3% above. Below $500,000, the tax is the same as anywhere else in Quebec; the difference appears above.

Bracket of the tax base (2026)Rate in Mascouche
$0 to $62,9000.5%
$62,900 to $315,0001%
$315,000 to $500,0001.5%
Above $500,0003%

The thresholds are indexed every January 1 (the indexation is published in the Gazette officielle before July 1); the amounts above are the 2026 figures. Source: faq.mascouche.ca, « Qu'est-ce que le droit de mutation? » (règlement R-1242).

What it comes to on real prices in Mascouche

The examples cover a condo, the $500,000 threshold, a single-family house at the median ($615,000, Mascouche median, QPAREB Q2 2026) and larger properties, so you can place your own price. Above a $750,000 tax base, the first-time buyer credit shrinks and disappears at $1,000,000.

Price paid (or adjusted roll value)Welcome taxFirst-time buyer creditNet cost, first-time buyer
$362,250$3,544.25$3,544.25$0
$500,000$5,610.50$5,152.62$457.88
$615,000$9,060.50$5,875$3,185.50
$720,000$12,210.50$5,875$6,335.50
$900,000$17,610.50$2,350$15,260.50
$1,200,000$26,610.50$0$26,610.50

How to read it: on a single-family house at $615,000 (Mascouche median, QPAREB Q2 2026), the welcome tax is $9,060.50; an eligible first-time buyer gets $5,875 back and pays $3,185.50 net. Mascouche's municipal increase accounts for $1,725 of that amount, compared with a municipality that applies the basic grid. Our French welcome tax calculator runs the same calculation for any price.

What amount Mascouche taxes

The tax base is the highest of three amounts: the price paid, the consideration stated in the deed, and the value on the assessment roll multiplied by the year's comparative factor. In a rising market the price paid almost always exceeds the adjusted roll value, so the price is the base; in a sale between relatives or on a property bought below assessment, the adjusted roll value takes over and the bill can surprise. The notary records the tax base in the deed of sale and the municipality bills from the registration in the Land Register.

When and how to pay in Mascouche

In Mascouche, the buyer can pay the transfer duty in two instalments: the first within 30 days of receiving the bill, the second 60 days after the first due date. A bill of $300 or less is paid in one instalment. An exempt buyer pays a special duty under the rules of the Act. The bill is never handed over at the notary's office: it arrives by mail, or in the online tax account, generally a few weeks to two months after signing. Budget for it before the offer to purchase, alongside notary fees and the inspection, because no lender finances it inside the mortgage.

The first-time buyer credit of up to $5,875

Since January 1, 2026, Quebec's refundable tax credit for home ownership reimburses first-time buyers 100% of the first $5,000 of transfer duties paid and 25% of the next $3,500, up to $5,875, on a first principal residence. The credit is reduced by 2.35% of the portion of the tax base above $750,000 and reaches zero at $1,000,000 (Finances Québec, Information Bulletin 2026-2). A first-time buyer is someone who did not live in a home owned by themselves or their spouse in the year of purchase or the four previous years. The buyer first pays Mascouche's bill, then claims the credit on their income tax return, or as an advance payment from October 2026 when the amount exceeds $1,000. On a single-family house at the median ($615,000), the credit covers $5,875 of the $9,060.50, so a first-time buyer in Mascouche pays $3,185.50 net. The details, including couples where only one spouse has owned before, are in our guide to the welcome tax refund.

Who does not pay the welcome tax in Mascouche

The exemptions come from provincial law and are the same in every city: a transfer in the direct ascending or descending line (parent to child, grandparent to grandchild, never between siblings), a transfer between spouses who are married, in a civil union or de facto after twelve months of living together (or parents of the same child), a tax base under $5,000, and a transfer to a corporation in which the seller holds at least 90% of the shares. The notary cites the exemption section in the deed. Mascouche then collects a supplementary duty of at most $200, except when the transfer follows a death. Our French article on welcome tax exemptions goes into detail.

Mascouche compared with neighbouring cities

On a $600,000 house, Mascouche charges $8,610.50, $1,500 more than a municipality on the basic grid. Mascouche, Terrebonne and Repentigny have the same grid. Blainville, to the west, only surcharges above $750,000: on a $720,000 house, the gap is $3,300 in Blainville's favour. Montreal applies 2% between $552,300 and $1,104,700.

City (2026 grid)On $500,000On $600,000On $750,000On $1,000,000
Mascouche$5,610.50$8,610.50$13,110.50$20,610.50
Terrebonne$5,610.50$8,610.50$13,110.50$20,610.50
Blainville$5,610.50$7,110.50$9,360.50$16,860.50
Montreal$5,610.50$7,349$10,349$15,349
Basic provincial grid (no municipal increase)$5,610.50$7,110.50$9,360.50$13,110.50

What is specific to Mascouche

The grid applies to the whole city, from Old Mascouche to the recent sectors near the exo station. Terrebonne, to the south, applies the same surcharge; Bois-des-Filion and Saint-Roch-de-l'Achigan have their own by-laws. The city answers common questions (bill, special duty, delays) in its online FAQ: the bill arrives after the deed is registered, and the standardized value is the floor.

Our other data series for Mascouche, drawn from Centris listings:

Each page is recalculated from the past year's actual sales, aggregates only.

The notary's other document: Certificate of location in Mascouche: cost, timing and when to redo it

Once the bill is paid: Welcome tax refund in Quebec: how to apply, where, when and with which documents

How much down payment to buy in Mascouche:

The legal minimum on the median house, the 20% that avoids the CMHC premium, the premium at the minimum, what a FHSA and an HBP cover, the condo, and ten years of perspective in Mascouche.

How many condos are for sale in Mascouche, ten years of perspective:

Condominium inventory at each month-end and new listings per year since 2016, absorption, months of inventory, and the comparison with single-family houses in Mascouche.

When to sell in Mascouche, ten years of sales month by month:

The month with the most home sales, the quietest month, spring versus winter, the best-paying month and when to list to sell at the right time in Mascouche.

Condos that do not sell in Mascouche, ten years of perspective:

Condo listings expired without a sale per year since 2016, the failure rate against sales, the same rate for houses, and what it tells a condo seller in Mascouche.

When to sell a condo in Mascouche, ten years of sales month by month:

The month with the most condo sales, the quietest month, spring versus winter, the best-paying month, houses alongside and when to list in Mascouche.

How much buyers negotiate a condo in Mascouche, ten years of perspective:

Sale price as a percentage of asking for condos, year by year since 2016, the ratio on the original price, houses alongside and the dollar gap on the median condo in Mascouche.

What the median house costs a month in Mascouche, ten years of perspective:

The monthly payment on the house in the middle every year since 2016 with the Centris price and the 5-year rate actually charged, the share of price and the share of rate, the renewal shock and the income it takes in Mascouche.

What the house really gained in Mascouche, once inflation is removed:

Each year's median price converted to 2026 dollars with the Quebec CPI, the real increase, the years of real decline, the peak in purchasing power and the condo alongside in Mascouche.

What the median condo costs a month in Mascouche, ten years of perspective:

The monthly payment on the condo in the middle every year since 2016 with the Centris price and the 5-year rate actually charged, the share of price and the share of rate, the renewal shock and the income it takes in Mascouche.

Mascouche or the city next door: where to buy in 2026, matchup by matchup:

Each matchup puts Mascouche and a neighbouring city side by side over ten years of Centris sales: house and condo prices, gap, days on market, inventory, bidding, unsold listings and monthly payment.

How much is a semi-detached or row house in Mascouche, ten years of perspective:

The median price by house type year by year since 2016, the number of sales, the shared-wall discount and how it moved in Mascouche.

How many houses still sell under $500,000 in Mascouche, ten years of perspective:

Sales under $500,000 and under $400,000 year by year since 2016, their share, the tipping year and what is still available under the threshold in Mascouche.

How many houses sell for over $1 million in Mascouche, ten years of perspective:

Sales at $1,000,000 and up year by year since 2016, their share, the first year with ten sales and what is paid above the million in Mascouche.

How long to sell by price in Mascouche:

Median days on market by price bracket over the past twelve months, the fastest bracket, the slowest and what it changes for selling or buying in Mascouche.

How much the lot is worth in a house price in Mascouche, ten years of perspective:

The median price of houses on small lots and on large lots year by year since 2016, the large-lot premium and how it moved in Mascouche.

How many dollars of condos sell in Mascouche, ten years of perspective:

Condo sales volume year by year since 2016, the number of sales and the average price behind it, and the condo's share of the market in Mascouche.

The average condo price in Mascouche, and why it exceeds the median:

The average sale price of condos year by year since 2016, beside the median price and the asking price, and the gap between the two in Mascouche.

How long to sell a condo by price in Mascouche:

Median condo days on market by price bracket over the past twelve months, the fastest bracket, the slowest and what it changes for selling or buying a condo in Mascouche.

What sells at what price in Mascouche:

The 2026 sales crossed by price range and category: what sells under $300,000, who holds the million, where houses, condos and plexes compete in Mascouche.

Which sells fastest in Mascouche, house, condo or plex:

Days on market of houses, condos and plexes compared price range by price range over twelve months in Mascouche.

At what price houses sell in Mascouche, range by range:

The distribution of sales by price bracket in 2020, 2023 and 2026, the best-selling range, the share under $500,000 and above $750,000 in Mascouche.

At what price condos sell in Mascouche, range by range:

The distribution of condo sales by price bracket in 2020 and 2026, the best-selling range, the share under $300,000 and under $400,000 in Mascouche.

And the market in Mascouche this month:

The past twelve months, month by month, from the same Centris listings.

How much buyers negotiate on a house by price in Mascouche:

Sold-to-asking ratio by price bracket over the past twelve months, the bracket negotiated the most, the one where asking or more is paid, and what it changes for selling or buying in Mascouche.

How much buyers negotiate on a condo by price in Mascouche:

Sold-to-asking ratio by price bracket over the past twelve months, the bracket negotiated the most, the one where asking or more is paid, and what it changes for selling or buying in Mascouche.

Where the money goes by price in Mascouche:

Share of dollars against share of sales by price bracket over the past twelve months, the average ticket and the bracket that weighs the most in Mascouche.

How much sellers cut their price before selling in Mascouche:

Sold price against the first asking price and the last, by price bracket over the past twelve months, and the bracket where sellers adjust the most in Mascouche.

And on a condo in Mascouche?

The tax on the median condo year by year, what a first-time buyer pays net and the cash needed, house alongside.

What the median plex costs in Mascouche:

The payment at 20% down and the welcome tax, year by year, house alongside.

Our proof, not our promises

The Loaa & Manseur team, led by Lotfi Manseur and Loaa Al Daow, is the number 1 team at RE/MAX Platine in 2024 and 2025, 6th RE/MAX team in Quebec, 15th in Canada and in the global top 50 of large residential teams according to the official RE/MAX ranking, computed on actual transactions. Its Google profile counts 221 reviews with a 4.9 rating. Its offices are at 55 avenue de l'Équinoxe in Brossard, one bridge from the island, and every broker's licence can be checked in the OACIQ public register. Three things to verify yourself before calling us, and to demand of any other broker.

See also the welcome tax in 40 Quebec cities and the first-time buyer refund.

Frequently asked questions

How much is the welcome tax on a single-family house at $615,000 in Mascouche?

$9,060.50 with Mascouche's 2026 grid, if the price paid is the tax base. An eligible first-time buyer gets $5,875 back from Revenu Québec and pays $3,185.50 net.

When does the welcome tax bill arrive in Mascouche?

A few weeks to two months after signing at the notary, once the deed is registered in the Land Register. In Mascouche, the bill can be paid in instalments: see the payment section above.

Is the welcome tax higher in Mascouche than elsewhere?

Under $500,000, no: the grid is the provincial one. Above, Mascouche applies 3% above, which places it among the cities at 3%; the comparison table shows the gap on real prices.

Do a new house and a condo pay the same tax?

Yes, the grid is the same for a house, a condo, a plex or a lot, and the price used as the base includes sales taxes on a new build. Since 2026 the GST is eliminated up to $1,000,000 on a new home for a first-time buyer, which lowers the price paid and therefore the welcome tax base.

Also available in French: version française de ce guide.

Published September 7, 2026 by the Loaa & Manseur team, the number 1 team at RE/MAX Platine in 2024 and 2025, 6th RE/MAX team in Quebec, 15th in Canada and in the global top 50 according to the official RE/MAX ranking. Tell us about your project.

★★★★★4,9 sur 5, d'après 230 avis Google Évaluation gratuite 438 807 3653
Équipe no 1
RE/MAX Platine, 2024 et 2025
4,9 sur 5
230 avis Google, fiche publique
Top 50
des équipes RE/MAX au monde, 6e au Québec

Votre projet mérite la meilleure équipe.

Équipe no 1 de RE/MAX Platine en 2024 et en 2025, 6e au Québec, 15e au Canada et dans le top 50 mondial au classement officiel RE/MAX. Réponse en moins de 24 heures, sept jours sur sept.

Obtenir mon évaluation gratuite
55, avenue de l'Équinoxe, Brossard
438 807 3653
Évaluation gratuite Appeler