Welcome tax · Rimouski · 2026 grid verified at the source
The exact 2026 grid of Rimouski, read on the city's site, with the tax on real prices, the credit and the payment terms. The city publishes an official simulator; the median house stays under the threshold.
In Rimouski, the 2026 welcome tax (transfer duties) follows the provincial brackets (0.5% up to $62,900, 1% up to $315,000, 1.5% up to $500,000) and then the city's own rate: 3% above $500,000. On a single-family house at $400,000 (median of the Rimouski agglomeration, QPAREB Q2 2026), the tax is $4,110.50; an eligible first-time buyer gets $4,110.50 back through Quebec's refundable credit (up to $5,875, reduced above a $750,000 base) and pays $0 net. In Rimouski, the transfer duty is paid as the Act provides, in one instalment within 30 days of the account being mailed, and the city offers an online simulator that gives the amount in advance from the roll value times the comparative factor (1.00 in 2026) or from the price paid. The bill arrives after the deed is registered, never at the notary, and no lender includes it in the mortgage. The 2026 comparative factor is 1.0: when the assessment times 1.0 exceeds the price paid, that adjusted value becomes the base.
Rimouski applies the three provincial brackets up to $500,000 and then raises the rate by by-law: 3% above $500,000. Below $500,000, the tax is the same as anywhere else in Quebec; the difference appears above.
| Bracket of the tax base (2026) | Rate in Rimouski |
|---|---|
| $0 to $62,900 | 0.5% |
| $62,900 to $315,000 | 1% |
| $315,000 to $500,000 | 1.5% |
| Above $500,000 | 3% |
The thresholds are indexed every January 1 (the indexation is published in the Gazette officielle before July 1); the amounts above are the 2026 figures. Source: rimouski.ca, Taxes et évaluation, grille 2026 et simulateur de droits de mutation (facteur 1,00).
The examples cover a condo, the $500,000 threshold, a single-family house at the median ($400,000, median of the Rimouski agglomeration, QPAREB Q2 2026) and larger properties, so you can place your own price. Above a $750,000 tax base, the first-time buyer credit shrinks and disappears at $1,000,000.
| Price paid (or adjusted roll value) | Welcome tax | First-time buyer credit | Net cost, first-time buyer |
|---|---|---|---|
| $250,000 | $2,185.50 | $2,185.50 | $0 |
| $400,000 | $4,110.50 | $4,110.50 | $0 |
| $500,000 | $5,610.50 | $5,152.62 | $457.88 |
| $550,000 | $7,110.50 | $5,527.62 | $1,582.88 |
| $650,000 | $10,110.50 | $5,875 | $4,235.50 |
| $850,000 | $16,110.50 | $3,525 | $12,585.50 |
How to read it: on a single-family house at $400,000 (median of the Rimouski agglomeration, QPAREB Q2 2026), the welcome tax is $4,110.50; an eligible first-time buyer gets $4,110.50 back and pays $0 net. At that price, Rimouski costs no more than a municipality on the basic provincial grid: the increase only starts at $500,000. Our French welcome tax calculator runs the same calculation for any price.
The tax base is the highest of three amounts: the price paid, the consideration stated in the deed, and the value on the assessment roll multiplied by the year's comparative factor. In a rising market the price paid almost always exceeds the adjusted roll value, so the price is the base; in a sale between relatives or on a property bought below assessment, the adjusted roll value takes over and the bill can surprise. For 2026, Rimouski's comparative factor is 1.0: a property assessed at $500,000 on the roll has a presumed market value of $500,000, and that figure becomes the base if the price paid is lower. The notary records the tax base in the deed of sale and the municipality bills from the registration in the Land Register.
In Rimouski, the transfer duty is paid as the Act provides, in one instalment within 30 days of the account being mailed, and the city offers an online simulator that gives the amount in advance from the roll value times the comparative factor (1.00 in 2026) or from the price paid. For an exempt transfer, the special duty provided by the Act may apply; the city's financial resources department answers questions on particular cases. The bill is never handed over at the notary's office: it arrives by mail, or in the online tax account, generally a few weeks to two months after signing. Budget for it before the offer to purchase, alongside notary fees and the inspection, because no lender finances it inside the mortgage.
Since January 1, 2026, Quebec's refundable tax credit for home ownership reimburses first-time buyers 100% of the first $5,000 of transfer duties paid and 25% of the next $3,500, up to $5,875, on a first principal residence. The credit is reduced by 2.35% of the portion of the tax base above $750,000 and reaches zero at $1,000,000 (Finances Québec, Information Bulletin 2026-2). A first-time buyer is someone who did not live in a home owned by themselves or their spouse in the year of purchase or the four previous years. The buyer first pays Rimouski's bill, then claims the credit on their income tax return, or as an advance payment from October 2026 when the amount exceeds $1,000. On a single-family house at the median ($400,000), the credit covers the whole bill, so a first-time buyer in Rimouski pays $0 net. The details, including couples where only one spouse has owned before, are in our guide to the welcome tax refund.
The exemptions come from provincial law and are the same in every city: a transfer in the direct ascending or descending line (parent to child, grandparent to grandchild, never between siblings), a transfer between spouses who are married, in a civil union or de facto after twelve months of living together (or parents of the same child), a tax base under $5,000, and a transfer to a corporation in which the seller holds at least 90% of the shares. The notary cites the exemption section in the deed. Rimouski then collects a supplementary duty of at most $200, except when the transfer follows a death. Our French article on welcome tax exemptions goes into detail.
On a $600,000 house, Rimouski charges $8,610.50, $1,500 more than a municipality on the basic grid. Rimouski (3%) costs more than Sept-Îles (2% up to $3,000,000) and Saguenay (2.5% up to $1,000,000) above $500,000: $500 more than Saguenay and $1,000 more than Sept-Îles on a $600,000 house. Quebec City charges 2.5% up to $750,000. Under $500,000, the tax is the same everywhere.
| City (2026 grid) | On $500,000 | On $600,000 | On $750,000 | On $1,000,000 |
|---|---|---|---|---|
| Rimouski | $5,610.50 | $8,610.50 | $13,110.50 | $20,610.50 |
| Sept-Îles | $5,610.50 | $7,610.50 | $10,610.50 | $15,610.50 |
| Saguenay | $5,610.50 | $8,110.50 | $11,860.50 | $18,110.50 |
| Quebec City | $5,610.50 | $8,110.50 | $11,860.50 | $19,360.50 |
| Basic provincial grid (no municipal increase) | $5,610.50 | $7,110.50 | $9,360.50 | $13,110.50 |
The grid applies to the whole merged city (Rimouski, Pointe-au-Père, Le Bic, Sainte-Blandine, Mont-Lebel, Sainte-Odile). Saint-Anaclet, Saint-Fabien and the other municipalities of the Rimouski-Neigette RCM each have their own by-law, often without a surcharge. The city's simulator is the reference to use before the offer: it applies the year's grid and the comparative factor to the roll value, which shows right away whether the price or the roll is the base.
Our other data series for Rimouski, drawn from Centris listings:
Each page is recalculated from the past year's actual sales, aggregates only.
The notary's other document: Certificate of location in Rimouski: cost, timing and when to redo it
Once the bill is paid: Welcome tax refund in Quebec: how to apply, where, when and with which documents
How much down payment to buy in Rimouski:
The legal minimum on the median house, the 20% that avoids the CMHC premium, the premium at the minimum, what a FHSA and an HBP cover, the condo, and ten years of perspective in Rimouski.
How many condos are for sale in Rimouski, ten years of perspective:
Condominium inventory at each month-end and new listings per year since 2016, absorption, months of inventory, and the comparison with single-family houses in Rimouski.
When to sell in Rimouski, ten years of sales month by month:
The month with the most home sales, the quietest month, spring versus winter, the best-paying month and when to list to sell at the right time in Rimouski.
Condos that do not sell in Rimouski, ten years of perspective:
Condo listings expired without a sale per year since 2016, the failure rate against sales, the same rate for houses, and what it tells a condo seller in Rimouski.
How many plexes are for sale in Rimouski, ten years of perspective:
Plexes for sale at each month-end and new listings since 2016, absorption, months of inventory, and the comparison with houses and condos in Rimouski.
When to sell a condo in Rimouski, ten years of sales month by month:
The month with the most condo sales, the quietest month, spring versus winter, the best-paying month, houses alongside and when to list in Rimouski.
Plexes that do not sell in Rimouski, ten years of perspective:
Plex listings expired without a sale per year since 2016, the failure rate against sales, the same rate for houses and condos, and what it tells a building seller in Rimouski.
How much buyers negotiate a condo in Rimouski, ten years of perspective:
Sale price as a percentage of asking for condos, year by year since 2016, the ratio on the original price, houses alongside and the dollar gap on the median condo in Rimouski.
How much buyers negotiate a plex in Rimouski, ten years of perspective:
Sale price as a percentage of asking for plexes, year by year since 2016, the ratio on the original price, houses and condos alongside and the dollar gap on the median building in Rimouski.
What the median house costs a month in Rimouski, ten years of perspective:
The monthly payment on the house in the middle every year since 2016 with the Centris price and the 5-year rate actually charged, the share of price and the share of rate, the renewal shock and the income it takes in Rimouski.
What the house really gained in Rimouski, once inflation is removed:
Each year's median price converted to 2026 dollars with the Quebec CPI, the real increase, the years of real decline, the peak in purchasing power and the condo alongside in Rimouski.
What the median condo costs a month in Rimouski, ten years of perspective:
The monthly payment on the condo in the middle every year since 2016 with the Centris price and the 5-year rate actually charged, the share of price and the share of rate, the renewal shock and the income it takes in Rimouski.
How long to sell a plex in Rimouski, ten years of perspective:
Median and average days on market of plexes year by year since 2016, the house and the condo alongside, market periods and the weight of buildings that sit in Rimouski.
How much is a duplex, a triplex, a quadruplex in Rimouski, ten years of perspective:
The median price by building type year by year since 2016, the number of sales, the price per unit, what the extra unit costs and the house alongside in Rimouski.
How much is a semi-detached or row house in Rimouski, ten years of perspective:
The median price by house type year by year since 2016, the number of sales, the shared-wall discount and how it moved in Rimouski.
How many houses still sell under $500,000 in Rimouski, ten years of perspective:
Sales under $500,000 and under $400,000 year by year since 2016, their share, the tipping year and what is still available under the threshold in Rimouski.
How long to sell by price in Rimouski:
Median days on market by price bracket over the past twelve months, the fastest bracket, the slowest and what it changes for selling or buying in Rimouski.
How much the lot is worth in a house price in Rimouski, ten years of perspective:
The median price of houses on small lots and on large lots year by year since 2016, the large-lot premium and how it moved in Rimouski.
How many dollars of condos sell in Rimouski, ten years of perspective:
Condo sales volume year by year since 2016, the number of sales and the average price behind it, and the condo's share of the market in Rimouski.
The average condo price in Rimouski, and why it exceeds the median:
The average sale price of condos year by year since 2016, beside the median price and the asking price, and the gap between the two in Rimouski.
How long to sell a condo by price in Rimouski:
Median condo days on market by price bracket over the past twelve months, the fastest bracket, the slowest and what it changes for selling or buying a condo in Rimouski.
How long to sell a plex by price in Rimouski:
Median plex days on market by price bracket over the past twelve months, the fastest bracket, the slowest and what it changes for selling or buying a plex in Rimouski.
At what price plexes sell in Rimouski, range by range:
The distribution of plex sales by price bracket in 2020 and 2026, the best-selling range, the share under $450,000 and under $600,000 in Rimouski.
The average plex price in Rimouski, and why it exceeds the median:
The average sale price of plex year by year since 2016, beside the median price and the asking price, and the gap between the two in Rimouski.
How many dollars of plex sell in Rimouski, ten years of perspective:
Plex sales volume year by year since 2016, the number of sales and the average price behind it, and the plex's share of the market in Rimouski.
Where the real estate money goes in Rimouski:
Sales dollars split between houses, condos and plexes every year since 2016, the category that weighs the most and the one that grew the most in Rimouski.
What sells at what price in Rimouski:
The 2026 sales crossed by price range and category: what sells under $300,000, who holds the million, where houses, condos and plexes compete in Rimouski.
Which sells fastest in Rimouski, house, condo or plex:
Days on market of houses, condos and plexes compared price range by price range over twelve months in Rimouski.
At what price houses sell in Rimouski, range by range:
The distribution of sales by price bracket in 2020, 2023 and 2026, the best-selling range, the share under $500,000 and above $750,000 in Rimouski.
At what price condos sell in Rimouski, range by range:
The distribution of condo sales by price bracket in 2020 and 2026, the best-selling range, the share under $300,000 and under $400,000 in Rimouski.
The plex in Rimouski, the 2026 file:
Prices, door, days on market, volume, down payment and what the median does not say, on Centris sales.
Duplex or triplex in Rimouski, the 2026 comparison:
Prices, price per unit, minimum down payment to live in it and days on market, on Centris sales by type.
House or plex in Rimouski, ten years face to face:
Prices, change, days on market, negotiation, plex-to-house ratio and price per door, on Centris sales.
And the market in Rimouski this month:
The past twelve months, month by month, from the same Centris listings.
How much buyers negotiate on a house by price in Rimouski:
Sold-to-asking ratio by price bracket over the past twelve months, the bracket negotiated the most, the one where asking or more is paid, and what it changes for selling or buying in Rimouski.
How much buyers negotiate on a condo by price in Rimouski:
Sold-to-asking ratio by price bracket over the past twelve months, the bracket negotiated the most, the one where asking or more is paid, and what it changes for selling or buying in Rimouski.
How much buyers negotiate on a plex by price in Rimouski:
Sold-to-asking ratio by price bracket over the past twelve months, the bracket negotiated the most, the one where asking or more is paid, and what it changes for selling or buying in Rimouski.
Where the money goes by price in Rimouski:
Share of dollars against share of sales by price bracket over the past twelve months, the average ticket and the bracket that weighs the most in Rimouski.
How much sellers cut their price before selling in Rimouski:
Sold price against the first asking price and the last, by price bracket over the past twelve months, and the bracket where sellers adjust the most in Rimouski.
And on a condo in Rimouski?
The tax on the median condo year by year, what a first-time buyer pays net and the cash needed, house alongside.
The Loaa & Manseur team, led by Lotfi Manseur and Loaa Al Daow, is the number 1 team at RE/MAX Platine in 2024 and 2025, 6th RE/MAX team in Quebec, 15th in Canada and in the global top 50 of large residential teams according to the official RE/MAX ranking, computed on actual transactions. Its Google profile counts 221 reviews with a 4.9 rating. Its offices are at 55 avenue de l'Équinoxe in Brossard, one bridge from the island, and every broker's licence can be checked in the OACIQ public register. Three things to verify yourself before calling us, and to demand of any other broker.
See also the welcome tax in 40 Quebec cities and the first-time buyer refund.
$4,110.50 with Rimouski's 2026 grid, if the price paid is the tax base. An eligible first-time buyer gets $4,110.50 back from Revenu Québec and pays $0 net.
A few weeks to two months after signing at the notary, once the deed is registered in the Land Register. In Rimouski, the bill can be paid in instalments: see the payment section above.
Under $500,000, no: the grid is the provincial one. Above, Rimouski applies 3% above $500,000, which places it among the cities at 3%; the comparison table shows the gap on real prices.
Yes, the grid is the same for a house, a condo, a plex or a lot, and the price used as the base includes sales taxes on a new build. Since 2026 the GST is eliminated up to $1,000,000 on a new home for a first-time buyer, which lowers the price paid and therefore the welcome tax base.
Also available in French: version française de ce guide.
Published September 7, 2026 by the Loaa & Manseur team, the number 1 team at RE/MAX Platine in 2024 and 2025, 6th RE/MAX team in Quebec, 15th in Canada and in the global top 50 according to the official RE/MAX ranking. Tell us about your project.
Équipe no 1 de RE/MAX Platine en 2024 et en 2025, 6e au Québec, 15e au Canada et dans le top 50 mondial au classement officiel RE/MAX. Réponse en moins de 24 heures, sept jours sur sept.