Welcome tax · Rosemère · 2026 grid verified at the source
The exact 2026 grid of Rosemère, read on the city's site, with the tax on real prices, the credit and the payment terms. A comparative factor of 1.12, the highest verified on the north shore.
In Rosemère, the 2026 welcome tax (transfer duties) follows the provincial brackets (0.5% up to $62,900, 1% up to $315,000, 1.5% up to $500,000) and then the city's own rate: 3% above $500,000. On a single-family house at $640,000 (median of the Boisbriand-Sainte-Thérèse sector, QPAREB Q2 2026), the tax is $9,810.50; an eligible first-time buyer gets $5,875 back through Quebec's refundable credit (up to $5,875, reduced above a $750,000 base) and pays $3,935.50 net. In Rosemère, the transfer duty is paid in a single instalment within 30 days of billing, through the financial institution, by mail or at city hall (100 Charbonneau Street). The bill arrives after the deed is registered, never at the notary, and no lender includes it in the mortgage. The 2026 comparative factor is 1.12: when the assessment times 1.12 exceeds the price paid, that adjusted value becomes the base.
Rosemère applies the three provincial brackets up to $500,000 and then raises the rate by by-law: 3% above $500,000. Below $500,000, the tax is the same as anywhere else in Quebec; the difference appears above.
| Bracket of the tax base (2026) | Rate in Rosemère |
|---|---|
| $0 to $62,900 | 0.5% |
| $62,900 to $315,000 | 1% |
| $315,000 to $500,000 | 1.5% |
| Above $500,000 | 3% |
The thresholds are indexed every January 1 (the indexation is published in the Gazette officielle before July 1); the amounts above are the 2026 figures. Source: ville.rosemere.qc.ca, Compte de taxes (grille 2026, facteur 1,12).
The examples cover a condo, the $500,000 threshold, a single-family house at the median ($640,000, median of the Boisbriand-Sainte-Thérèse sector, QPAREB Q2 2026) and larger properties, so you can place your own price. Above a $750,000 tax base, the first-time buyer credit shrinks and disappears at $1,000,000.
| Price paid (or adjusted roll value) | Welcome tax | First-time buyer credit | Net cost, first-time buyer |
|---|---|---|---|
| $371,000 | $3,675.50 | $3,675.50 | $0 |
| $500,000 | $5,610.50 | $5,152.62 | $457.88 |
| $640,000 | $9,810.50 | $5,875 | $3,935.50 |
| $800,000 | $14,610.50 | $4,700 | $9,910.50 |
| $1,000,000 | $20,610.50 | $0 | $20,610.50 |
| $1,400,000 | $32,610.50 | $0 | $32,610.50 |
How to read it: on a single-family house at $640,000 (median of the Boisbriand-Sainte-Thérèse sector, QPAREB Q2 2026), the welcome tax is $9,810.50; an eligible first-time buyer gets $5,875 back and pays $3,935.50 net. Rosemère's municipal increase accounts for $2,100 of that amount, compared with a municipality that applies the basic grid. Our French welcome tax calculator runs the same calculation for any price.
The tax base is the highest of three amounts: the price paid, the consideration stated in the deed, and the value on the assessment roll multiplied by the year's comparative factor. In a rising market the price paid almost always exceeds the adjusted roll value, so the price is the base; in a sale between relatives or on a property bought below assessment, the adjusted roll value takes over and the bill can surprise. For 2026, Rosemère's comparative factor is 1.12: a property assessed at $500,000 on the roll has a presumed market value of $560,000, and that figure becomes the base if the price paid is lower. The notary records the tax base in the deed of sale and the municipality bills from the registration in the Land Register.
In Rosemère, the transfer duty is paid in a single instalment within 30 days of billing, through the financial institution, by mail or at city hall (100 Charbonneau Street). For an exempt transfer, the city collects a special duty not exceeding $200. The comparative factor is 1.12 in 2026: on a sale close to the assessment, the roll value times 1.12 becomes the base. The bill is never handed over at the notary's office: it arrives by mail, or in the online tax account, generally a few weeks to two months after signing. Budget for it before the offer to purchase, alongside notary fees and the inspection, because no lender finances it inside the mortgage.
Since January 1, 2026, Quebec's refundable tax credit for home ownership reimburses first-time buyers 100% of the first $5,000 of transfer duties paid and 25% of the next $3,500, up to $5,875, on a first principal residence. The credit is reduced by 2.35% of the portion of the tax base above $750,000 and reaches zero at $1,000,000 (Finances Québec, Information Bulletin 2026-2). A first-time buyer is someone who did not live in a home owned by themselves or their spouse in the year of purchase or the four previous years. The buyer first pays Rosemère's bill, then claims the credit on their income tax return, or as an advance payment from October 2026 when the amount exceeds $1,000. On a single-family house at the median ($640,000), the credit covers $5,875 of the $9,810.50, so a first-time buyer in Rosemère pays $3,935.50 net. The details, including couples where only one spouse has owned before, are in our guide to the welcome tax refund.
The exemptions come from provincial law and are the same in every city: a transfer in the direct ascending or descending line (parent to child, grandparent to grandchild, never between siblings), a transfer between spouses who are married, in a civil union or de facto after twelve months of living together (or parents of the same child), a tax base under $5,000, and a transfer to a corporation in which the seller holds at least 90% of the shares. The notary cites the exemption section in the deed. Rosemère then collects a supplementary duty of at most $200, except when the transfer follows a death. Our French article on welcome tax exemptions goes into detail.
On a $600,000 house, Rosemère charges $8,610.50, $1,500 more than a municipality on the basic grid. Rosemère, Sainte-Thérèse, Laval and Mirabel have the same grid. Blainville, next door, only surcharges above $750,000 and Boisbriand applies 2.5% up to $800,000: on an $800,000 house, Blainville costs $3,750 less and Boisbriand $1,500 less than Rosemère. The factor of 1.12 can also push the base above the price paid.
| City (2026 grid) | On $500,000 | On $600,000 | On $750,000 | On $1,000,000 |
|---|---|---|---|---|
| Rosemère | $5,610.50 | $8,610.50 | $13,110.50 | $20,610.50 |
| Blainville | $5,610.50 | $7,110.50 | $9,360.50 | $16,860.50 |
| Boisbriand | $5,610.50 | $8,110.50 | $11,860.50 | $19,110.50 |
| Sainte-Thérèse | $5,610.50 | $8,610.50 | $13,110.50 | $20,610.50 |
| Basic provincial grid (no municipal increase) | $5,610.50 | $7,110.50 | $9,360.50 | $13,110.50 |
The grid applies only to the Town of Rosemère. Lorraine, Bois-des-Filion, Sainte-Thérèse, Boisbriand and Blainville, next door, each have their own by-law. The comparative factor of 1.12 is the point to check before any offer close to the assessment: the roll in force predates the rise in prices, and the town raises it by 12% to set the base; on Rosemère's large wooded properties, the gap between the adjusted roll and the price can exceed $50,000 either way. The special duty is capped at $200.
Our other data series for Rosemère, drawn from Centris listings:
Each page is recalculated from the past year's actual sales, aggregates only.
The notary's other document: Certificate of location in Rosemère: cost, timing and when to redo it
Once the bill is paid: Welcome tax refund in Quebec: how to apply, where, when and with which documents
How much down payment to buy in Rosemère:
The legal minimum on the median house, the 20% that avoids the CMHC premium, the premium at the minimum, what a FHSA and an HBP cover, the condo, and ten years of perspective in Rosemère.
When to sell in Rosemère, ten years of sales month by month:
The month with the most home sales, the quietest month, spring versus winter, the best-paying month and when to list to sell at the right time in Rosemère.
What the median house costs a month in Rosemère, ten years of perspective:
The monthly payment on the house in the middle every year since 2016 with the Centris price and the 5-year rate actually charged, the share of price and the share of rate, the renewal shock and the income it takes in Rosemère.
What the house really gained in Rosemère, once inflation is removed:
Each year's median price converted to 2026 dollars with the Quebec CPI, the real increase, the years of real decline, the peak in purchasing power and the condo alongside in Rosemère.
What the median condo costs a month in Rosemère, ten years of perspective:
The monthly payment on the condo in the middle every year since 2016 with the Centris price and the 5-year rate actually charged, the share of price and the share of rate, the renewal shock and the income it takes in Rosemère.
Rosemère or the city next door: where to buy in 2026, matchup by matchup:
Each matchup puts Rosemère and a neighbouring city side by side over ten years of Centris sales: house and condo prices, gap, days on market, inventory, bidding, unsold listings and monthly payment.
How much is a semi-detached or row house in Rosemère, ten years of perspective:
The median price by house type year by year since 2016, the number of sales, the shared-wall discount and how it moved in Rosemère.
How many houses still sell under $500,000 in Rosemère, ten years of perspective:
Sales under $500,000 and under $400,000 year by year since 2016, their share, the tipping year and what is still available under the threshold in Rosemère.
How many houses sell for over $1 million in Rosemère, ten years of perspective:
Sales at $1,000,000 and up year by year since 2016, their share, the first year with ten sales and what is paid above the million in Rosemère.
How long to sell by price in Rosemère:
Median days on market by price bracket over the past twelve months, the fastest bracket, the slowest and what it changes for selling or buying in Rosemère.
How much the lot is worth in a house price in Rosemère, ten years of perspective:
The median price of houses on small lots and on large lots year by year since 2016, the large-lot premium and how it moved in Rosemère.
At what price houses sell in Rosemère, range by range:
The distribution of sales by price bracket in 2020, 2023 and 2026, the best-selling range, the share under $500,000 and above $750,000 in Rosemère.
And the market in Rosemère this month:
The past twelve months, month by month, from the same Centris listings.
How much buyers negotiate on a house by price in Rosemère:
Sold-to-asking ratio by price bracket over the past twelve months, the bracket negotiated the most, the one where asking or more is paid, and what it changes for selling or buying in Rosemère.
Where the money goes by price in Rosemère:
Share of dollars against share of sales by price bracket over the past twelve months, the average ticket and the bracket that weighs the most in Rosemère.
How much sellers cut their price before selling in Rosemère:
Sold price against the first asking price and the last, by price bracket over the past twelve months, and the bracket where sellers adjust the most in Rosemère.
The Loaa & Manseur team, led by Lotfi Manseur and Loaa Al Daow, is the number 1 team at RE/MAX Platine in 2024 and 2025, 6th RE/MAX team in Quebec, 15th in Canada and in the global top 50 of large residential teams according to the official RE/MAX ranking, computed on actual transactions. Its Google profile counts 221 reviews with a 4.9 rating. Its offices are at 55 avenue de l'Équinoxe in Brossard, one bridge from the island, and every broker's licence can be checked in the OACIQ public register. Three things to verify yourself before calling us, and to demand of any other broker.
See also the welcome tax in 40 Quebec cities and the first-time buyer refund.
$9,810.50 with Rosemère's 2026 grid, if the price paid is the tax base. An eligible first-time buyer gets $5,875 back from Revenu Québec and pays $3,935.50 net.
A few weeks to two months after signing at the notary, once the deed is registered in the Land Register. In Rosemère, the bill can be paid in instalments: see the payment section above.
Under $500,000, no: the grid is the provincial one. Above, Rosemère applies 3% above $500,000, which places it among the cities at 3%; the comparison table shows the gap on real prices.
Yes, the grid is the same for a house, a condo, a plex or a lot, and the price used as the base includes sales taxes on a new build. Since 2026 the GST is eliminated up to $1,000,000 on a new home for a first-time buyer, which lowers the price paid and therefore the welcome tax base.
Also available in French: version française de ce guide.
Published September 7, 2026 by the Loaa & Manseur team, the number 1 team at RE/MAX Platine in 2024 and 2025, 6th RE/MAX team in Quebec, 15th in Canada and in the global top 50 according to the official RE/MAX ranking. Tell us about your project.
Équipe no 1 de RE/MAX Platine en 2024 et en 2025, 6e au Québec, 15e au Canada et dans le top 50 mondial au classement officiel RE/MAX. Réponse en moins de 24 heures, sept jours sur sept.