Welcome tax · Pointe-Claire · 2026 grid verified at the source
Pointe-Claire bills 2.1% above $500,000 and 2.6% above a million, never 3%. On a house at the $820,000 median, the tax is $12,330.50. Here is the 2026 grid, the calculation, the bill and the first-time buyer credit.
In Pointe-Claire, the 2026 welcome tax is calculated in five brackets: 0.5% up to $62,900, 1% up to $315,000, 1.5% up to $500,000, 2.1% up to $1,000,000 and 2.6% above. It is the gentlest grid on the West Island: $581.50 less than Montreal and $2,880 less than Westmount on the median house. On a single-family house at $820,000 (West Island South median, QPAREB Q2 2026), it comes to $12,330.50; an eligible first-time buyer gets $4,230 back from Revenu Québec and pays $8,100.50 net. The base is the higher of the price paid and the roll value times the 1.00 comparative factor in 2026; the bill is payable in one instalment; an exempt buyer pays a $200 supplementary duty above $40,000.
Pointe-Claire adopted unusual rates, 2.1% and 2.6%, below the 3% maximum the law allows and below the Montreal grid that climbs to 4%. With a median house at $820,000 in West Island South (QPAREB sector 1, 38 days), the increase reaches most house buyers, but for $1,920 more than the basic grid, against $4,800 in Westmount for the same house. Condos, at a $517,500 median, sit just above the threshold.
| Bracket of the tax base (2026) | Rate in Pointe-Claire |
|---|---|
| $0 to $62,900 | 0.5% |
| $62,900 to $315,000 | 1% |
| $315,000 to $500,000 | 1.5% |
| $500,000 to $1,000,000 | 2.1% |
| Above $1,000,000 | 2.6% |
The thresholds are indexed every January 1 (the indexation is published in the Gazette officielle before July 1); the amounts above are the 2026 figures. Source: pointe-claire.ca, transfer duties (2026 grid, factor 1.00).
The examples cover the condo at the median ($517,500), the $500,000 threshold, a bungalow in Pointe-Claire North, the house at the median ($820,000), the $1,000,000 threshold and a lakefront property on Lac Saint-Louis.
| Price paid (or adjusted roll value) | Welcome tax | First-time buyer credit | Net cost, first-time buyer |
|---|---|---|---|
| $517,500 | $5,978 | $5,244.50 | $733.50 |
| $500,000 | $5,610.50 | $5,152.62 | $457.88 |
| $650,000 | $8,760.50 | $5,875 | $2,885.50 |
| $820,000 | $12,330.50 | $4,230 | $8,100.50 |
| $1,000,000 | $16,110.50 | $0 | $16,110.50 |
| $1,500,000 | $29,110.50 | $0 | $29,110.50 |
How to read it: on a single-family house at $820,000 (West Island South median, QPAREB Q2 2026), the welcome tax is $12,330.50; an eligible first-time buyer gets $4,230 back and pays $8,100.50 net. Pointe-Claire's municipal increase accounts for $1,920 of that amount, compared with a municipality that applies the basic grid. Our French welcome tax calculator runs the same calculation for any price.
The tax base is the highest of three amounts: the price paid, the consideration stated in the deed, and the value on the assessment roll multiplied by the year's comparative factor. In a rising market the price paid almost always exceeds the adjusted roll value, so the price is the base; in a sale between relatives or on a property bought below assessment, the adjusted roll value takes over and the bill can surprise. For 2026, Pointe-Claire's comparative factor is 1.0: a property assessed at $500,000 on the roll has a presumed market value of $500,000, and that figure becomes the base if the price paid is lower. The notary records the tax base in the deed of sale and the municipality bills from the registration in the Land Register.
In Pointe-Claire, the duties are payable in one instalment. For an exempt transfer, the City collects a supplementary duty equal to the transfer duty under $40,000 and $200 above. The City publishes on pointe-claire.ca its 2026 grid, the 1.00 comparative factor and a summary of the provincial home-ownership credit, with its reduction above $750,000. The bill is never handed over at the notary's office: it arrives by mail, or in the online tax account, generally a few weeks to two months after signing. Budget for it before the offer to purchase, alongside notary fees and the inspection, because no lender finances it inside the mortgage.
Since January 1, 2026, Quebec's refundable tax credit for home ownership reimburses first-time buyers 100% of the first $5,000 of transfer duties paid and 25% of the next $3,500, up to $5,875, on a first principal residence. The credit is reduced by 2.35% of the portion of the tax base above $750,000 and reaches zero at $1,000,000 (Finances Québec, Information Bulletin 2026-2). A first-time buyer is someone who did not live in a home owned by themselves or their spouse in the year of purchase or the four previous years. The buyer first pays Pointe-Claire's bill, then claims the credit on their income tax return, or as an advance payment from October 2026 when the amount exceeds $1,000. On a $517,500 condo, the tax of $5,978 is refunded at $5,244.50: $733.50 remains. On a $650,000 bungalow, $2,885.50 remains after a credit of $5,875. On the house at the $820,000 median, the credit is reduced to $4,230 (credit reduced by 2.35% of the amount above $750,000) and $8,100.50 remains. The details, including couples where only one spouse has owned before, are in our guide to the welcome tax refund.
The exemptions come from provincial law and are the same in every city: a transfer in the direct ascending or descending line (parent to child, grandparent to grandchild, never between siblings), a transfer between spouses who are married, in a civil union or de facto after twelve months of living together (or parents of the same child), a tax base under $5,000, and a transfer to a corporation in which the seller holds at least 90% of the shares. The notary cites the exemption section in the deed. Pointe-Claire then collects a supplementary duty of at most $200, except when the transfer follows a death. Our French article on welcome tax exemptions goes into detail.
Pointe-Claire is cheaper than all its neighbours above $500,000: on the median house, $380 less than Dorval (2% then 3%), $581.50 less than Montreal and $2,880 less than Westmount. Above $1,000,000, its 2.6% stays under the 3% of Dorval and Westmount.
| City (2026 grid) | On $650,000 | On $820,000 | On $1,500,000 |
|---|---|---|---|
| Pointe-Claire | $8,760.50 | $12,330.50 | $29,110.50 |
| Dorval | $8,610.50 | $12,710.50 | $33,110.50 |
| Montreal | $8,349 | $11,749 | $27,325.50 |
| Westmount | $10,110.50 | $15,210.50 | $35,610.50 |
| Basic provincial grid (no municipal increase) | $7,860.50 | $10,410.50 | $20,610.50 |
Pointe-Claire is a reconstituted city of the Montreal agglomeration: same roll (2026-2028, reference value at July 1, 2024, factor 1.00 in 2026) but its own transfer duty by-law. Kirkland, Beaconsfield, Dollard-des-Ormeaux and Dorval, its neighbours, each have their own grid: on the same budget, the welcome tax can differ by thousands of dollars from one municipal boundary to the next. The 2.1% and 2.6% rates are the City's and can be amended by by-law at the annual budget: check the grid for the year of the transfer.
Our other data series for Pointe-Claire, drawn from Centris listings:
Each page is recalculated from the past year's actual sales, aggregates only.
The notary's other document: Certificate of location in Pointe-Claire: cost, timing and when to redo it
Once the bill is paid: Welcome tax refund in Quebec: how to apply, where, when and with which documents
How much down payment to buy in Pointe-Claire:
The legal minimum on the median house, the 20% that avoids the CMHC premium, the premium at the minimum, what a FHSA and an HBP cover, the condo, and ten years of perspective in Pointe-Claire.
How many condos are for sale in Pointe-Claire, ten years of perspective:
Condominium inventory at each month-end and new listings per year since 2016, absorption, months of inventory, and the comparison with single-family houses in Pointe-Claire.
When to sell in Pointe-Claire, ten years of sales month by month:
The month with the most home sales, the quietest month, spring versus winter, the best-paying month and when to list to sell at the right time in Pointe-Claire.
Condos that do not sell in Pointe-Claire, ten years of perspective:
Condo listings expired without a sale per year since 2016, the failure rate against sales, the same rate for houses, and what it tells a condo seller in Pointe-Claire.
When to sell a condo in Pointe-Claire, ten years of sales month by month:
The month with the most condo sales, the quietest month, spring versus winter, the best-paying month, houses alongside and when to list in Pointe-Claire.
How much buyers negotiate a condo in Pointe-Claire, ten years of perspective:
Sale price as a percentage of asking for condos, year by year since 2016, the ratio on the original price, houses alongside and the dollar gap on the median condo in Pointe-Claire.
What the median house costs a month in Pointe-Claire, ten years of perspective:
The monthly payment on the house in the middle every year since 2016 with the Centris price and the 5-year rate actually charged, the share of price and the share of rate, the renewal shock and the income it takes in Pointe-Claire.
What the house really gained in Pointe-Claire, once inflation is removed:
Each year's median price converted to 2026 dollars with the Quebec CPI, the real increase, the years of real decline, the peak in purchasing power and the condo alongside in Pointe-Claire.
What the median condo costs a month in Pointe-Claire, ten years of perspective:
The monthly payment on the condo in the middle every year since 2016 with the Centris price and the 5-year rate actually charged, the share of price and the share of rate, the renewal shock and the income it takes in Pointe-Claire.
Pointe-Claire or the city next door: where to buy in 2026, matchup by matchup:
Each matchup puts Pointe-Claire and a neighbouring city side by side over ten years of Centris sales: house and condo prices, gap, days on market, inventory, bidding, unsold listings and monthly payment.
How much is a semi-detached or row house in Pointe-Claire, ten years of perspective:
The median price by house type year by year since 2016, the number of sales, the shared-wall discount and how it moved in Pointe-Claire.
How many houses still sell under $500,000 in Pointe-Claire, ten years of perspective:
Sales under $500,000 and under $400,000 year by year since 2016, their share, the tipping year and what is still available under the threshold in Pointe-Claire.
How many houses sell for over $1 million in Pointe-Claire, ten years of perspective:
Sales at $1,000,000 and up year by year since 2016, their share, the first year with ten sales and what is paid above the million in Pointe-Claire.
How long to sell by price in Pointe-Claire:
Median days on market by price bracket over the past twelve months, the fastest bracket, the slowest and what it changes for selling or buying in Pointe-Claire.
How much the lot is worth in a house price in Pointe-Claire, ten years of perspective:
The median price of houses on small lots and on large lots year by year since 2016, the large-lot premium and how it moved in Pointe-Claire.
How many dollars of condos sell in Pointe-Claire, ten years of perspective:
Condo sales volume year by year since 2016, the number of sales and the average price behind it, and the condo's share of the market in Pointe-Claire.
The average condo price in Pointe-Claire, and why it exceeds the median:
The average sale price of condos year by year since 2016, beside the median price and the asking price, and the gap between the two in Pointe-Claire.
How long to sell a condo by price in Pointe-Claire:
Median condo days on market by price bracket over the past twelve months, the fastest bracket, the slowest and what it changes for selling or buying a condo in Pointe-Claire.
What sells at what price in Pointe-Claire:
The 2026 sales crossed by price range and category: what sells under $300,000, who holds the million, where houses, condos and plexes compete in Pointe-Claire.
Which sells fastest in Pointe-Claire, house, condo or plex:
Days on market of houses, condos and plexes compared price range by price range over twelve months in Pointe-Claire.
At what price houses sell in Pointe-Claire, range by range:
The distribution of sales by price bracket in 2020, 2023 and 2026, the best-selling range, the share under $500,000 and above $750,000 in Pointe-Claire.
At what price condos sell in Pointe-Claire, range by range:
The distribution of condo sales by price bracket in 2020 and 2026, the best-selling range, the share under $300,000 and under $400,000 in Pointe-Claire.
And the market in Pointe-Claire this month:
The past twelve months, month by month, from the same Centris listings.
How much buyers negotiate on a house by price in Pointe-Claire:
Sold-to-asking ratio by price bracket over the past twelve months, the bracket negotiated the most, the one where asking or more is paid, and what it changes for selling or buying in Pointe-Claire.
How much buyers negotiate on a condo by price in Pointe-Claire:
Sold-to-asking ratio by price bracket over the past twelve months, the bracket negotiated the most, the one where asking or more is paid, and what it changes for selling or buying in Pointe-Claire.
Where the money goes by price in Pointe-Claire:
Share of dollars against share of sales by price bracket over the past twelve months, the average ticket and the bracket that weighs the most in Pointe-Claire.
How much sellers cut their price before selling in Pointe-Claire:
Sold price against the first asking price and the last, by price bracket over the past twelve months, and the bracket where sellers adjust the most in Pointe-Claire.
And on a condo in Pointe-Claire?
The tax on the median condo year by year, what a first-time buyer pays net and the cash needed, house alongside.
The Loaa & Manseur team, led by Lotfi Manseur and Loaa Al Daow, is the number 1 team at RE/MAX Platine in 2024 and 2025, 6th RE/MAX team in Quebec, 15th in Canada and in the global top 50 of large residential teams according to the official RE/MAX ranking, computed on actual transactions. Its Google profile counts 221 reviews with a 4.9 rating. Its offices are at 55 avenue de l'Équinoxe in Brossard, one bridge from the island, and every broker's licence can be checked in the OACIQ public register. Three things to verify yourself before calling us, and to demand of any other broker.
For selling, selling a house in Pointe-Claire; for the neighbourhood, living in Pointe-Claire; for Dorval, the welcome tax in Dorval; for the general rules, our guide to the welcome tax in Quebec.
$12,330.50 with Pointe-Claire's 2026 grid, if the price paid is the tax base. An eligible first-time buyer gets $4,230 back from Revenu Québec and pays $8,100.50 net.
A few weeks to two months after signing at the notary, once the deed is registered in the Land Register. Pointe-Claire bills after registration of the deed, payable in one instalment.
No, less: Pointe-Claire bills 2.1% between $500,000 and $1,000,000 and 2.6% above, whereas Westmount, L'Île-Perrot or Laval bill 3% from $500,000 and Montreal climbs to 4%. It is the gentlest grid on the West Island among the cities we verified.
Yes, the grid is the same for a house, a condo, a plex or a lot, and the price used as the base includes sales taxes on a new build. Since 2026 the GST is eliminated up to $1,000,000 on a new home for a first-time buyer, which lowers the price paid and therefore the welcome tax base.
Also available in French: version française de ce guide.
Published September 7, 2026 by the Loaa & Manseur team, the number 1 team at RE/MAX Platine in 2024 and 2025, 6th RE/MAX team in Quebec, 15th in Canada and in the global top 50 according to the official RE/MAX ranking. Tell us about your project.
Équipe no 1 de RE/MAX Platine en 2024 et en 2025, 6e au Québec, 15e au Canada et dans le top 50 mondial au classement officiel RE/MAX. Réponse en moins de 24 heures, sept jours sur sept.