Buying a house in Gatineau in 2026: the budget, Aylmer, Hull, Gatineau and Buckingham, the steps and the pitfalls

Buying · Gatineau · QPAREB Q2 2026 figures

More supply, fewer sales, stable prices: here is how to buy a house in Gatineau in 2026 while taking advantage of a market that finally leaves time to compare.

Buying a house in Gatineau in 2026 means buying in a market that has rebalanced: a $508,000 median in the city (+2% year over year, +40% in five years), 23 days on the market, 835 houses active for 769 sales in the quarter, and supply up 30% in the metropolitan area while sales fell 15%. The budget starts around $420,000 for a bungalow in Buckingham or Masson-Angers (about $2,030 a month with the minimum down payment, household income of about $92,000), passes $500,000 for a cottage in the Gatineau sector or in Hull ($2,417, $109,000) and reaches $575,000 in Aylmer ($2,760, $124,000). With more inventory than in 2025, the prepared buyer negotiates on listings that have aged: the method remains the pre-approval, the sector chosen on closed sales and the offer documented with the street's comparables. Here are the budget, the sectors, the steps and the pitfalls.

The Gatineau market in 2026, from the buyer's side

The City of Gatineau sold its median house for $508,000 in the second quarter of 2026, +2% year over year and +40% in five years, in 23 days, with 835 houses active for 769 sales in the quarter. In the metropolitan area, sales fell 15% and active listings rose 30%: the market remains a seller's market by range, but with more choice than in 2025. The gap between sectors is clear: $419,545 in Buckingham and Masson-Angers (0%), $490,000 in the Gatineau sector (387 houses active, the widest choice), $514,500 in Hull (-2%), $572,750 in Aylmer (-1%) and $595,000 in the periphery (Chelsea, Cantley, Val-des-Monts, 39 days). The quarterly picture is on the Gatineau real estate market in 2026.

Sector (QPAREB, Q2 2026)House, median1 year5 yearsDaysHouses active
Aylmer$572,750-1%+31%25 days231
Hull$514,500-2%+37%21 days95
Gatineau (sector)$490,000+3%+43%22 days387
Buckingham, Masson-Angers$419,5450%+53%27 days121
Periphery (Chelsea, Cantley, Val-des-Monts)$595,000+2%+49%39 days535
City of Gatineau, overall$508,000+2%+40%23 days835
Gatineau CMA, overall$523,500+2%+42%27 days1,370

City of Gatineau: months of inventory by price range (12 months to Q2 2026)

RangeMonths of inventoryMarket
< 250K2.2 monthsSeller
250K - 370K2.1 monthsSeller
370K - 610K2.8 monthsSeller
610K - 740K3.7 monthsSeller
>= 740K6.2 monthsSeller

Under 4 months of inventory, the seller leads and a fairly priced house goes in three weeks; above 8 months, the buyer leads and the delay is counted in months.

What it costs per month in Gatineau

Purchase priceMinimum down paymentMonthly payment at 4.24 %, 30 years (CMHC premium included)Gross household income required (approx.)
$420,000$21,000$2,030$92,000
$500,000$25,000$2,417$109,000
$575,000$32,500$2,760$124,000
$650,000$40,000$3,103$139,000
$750,000$50,000$3,561$159,000

Assumptions: 4.24 % five-year fixed rate, stress test at 6.24 %, 5 % down up to $500,000 and 10 % on the portion above, CMHC premium added to the loan, municipal and school taxes at 0.9 % of the price, $1,800 a year in heating, 39 % gross debt service ratio. Your file may give a different result.

Which sector to buy in in Gatineau

The Gatineau sector (Pointe-Gatineau, La Cité, Limbour, Touraine) offers the widest choice, 387 houses active, from 1960s to 1990s bungalows to recent cottages, at a $490,000 median in 22 days: it is the first-time buyer's starting point. Hull (Val-Tétreau, the Plateau, Mont-Bleu, Wrightville) is closest to downtown Ottawa, with renovated older houses and the recent Plateau, at $514,500. Aylmer (Old Aylmer, Deschênes, Champlain, Rivermead) is the high end with its wooded lots and the Ottawa River waterfront, at $572,750 in 25 days. Buckingham and Masson-Angers, to the east, sell bungalows and village houses under $420,000. The periphery (Chelsea, Cantley, Val-des-Monts, L'Ange-Gardien) sells large properties on wooded lots at $595,000, in 39 days, with a well and a septic system. Our pages on Aylmer and Hull detail each sector.

The eight steps of a purchase, in order

  1. The real budget: down payment, CMHC premium, notary fees ($1,500 to $2,500), inspection ($500 to $800), welcome tax (about 1 % to 2 % of the price, refundable up to $5,875 for a first-time buyer), tax adjustments and moving.
  2. The written pre-approval, with the rate guaranteed 90 to 120 days; without it, no serious offer in a sector that sells in under a month.
  3. Choosing the sector on closed sales, not on asking prices: two or three sectors compared on price, days on market and commute.
  4. The viewings, grouped on the first weekend of the listing when the market is the seller's.
  5. The offer to purchase, conditional on inspection and financing; short and clean in a seller's market, negotiated in a buyer's market; the price is documented with the street's last three comparable sales.
  6. The pre-purchase inspection and the reading of the seller's declaration, the certificate of location and, outside the urban perimeter, the well and septic reports.
  7. Financing confirmed and conditions lifted, 10 to 15 days after acceptance.
  8. The notary, 30 to 60 days after acceptance: that is when the property changes hands.

The pitfalls specific to Gatineau

The flood zones of the Ottawa and Gatineau rivers: after the 2017 and 2019 floods, check the municipal mapping and insurability before the offer, especially in Pointe-Gatineau, Old Aylmer and along the Gatineau River. The clay soils of the Ottawa valley: foundation cracks and settlement show up on the inspection and the seller's declaration. Radon, high in several parts of the Outaouais: a 90-day test. The city's assessment roll is not market value. In the periphery, the well, the septic system and access to the network are documented before conditions are lifted. And Gatineau's welcome tax, 3% above $500,000: on a $575,000 house, count $7,860.50, of which $5,875 is refundable to a first-time buyer.

Before making an offer in Gatineau, our figures drawn from actual sales:

All four pages are built on listings sold over the last twelve months, not on regional averages. They exist to put a number on an offer rather than guess at one.

Before you sign: Certificate of location in Gatineau: cost, timing and when to redo it

For the investor: Plex prices in Gatineau: $256,063 per door, GRM 15.3x

Bungalow or two-storey home in Gatineau:

Single-storey homes make up 43% of sales in Gatineau over ten years; our page gives both price series, the second-floor premium and who the bungalow is for.

What one more bedroom costs in Gatineau:

Three price series (3, 4, 5 or more bedrooms) over ten years, the fourth- and fifth-bedroom premiums, and the size that rose the most in Gatineau.

What one more bedroom costs in a condo in Gatineau:

The median price of 1-, 2- and 3-plus-bedroom condos over ten years, the second- and third-bedroom premiums, and the size that rose the most in Gatineau.

Days on market in Gatineau, ten years of perspective:

Median days for a house and a condo by year since 2016, the decade's four markets and what today's delay changes when selling in Gatineau.

The number of sales in Gatineau, ten years of perspective:

Houses, condos and plexes sold per year since 2016, the record year, the high-rate trough and what today's volume changes when selling in Gatineau.

Plex prices in Gatineau, ten years of perspective:

The median price of a plex per year since 2016, next to houses and condos, the frenzy, the rate brake and what the plex-to-house ratio tells a buyer in Gatineau.

How many homes are for sale in Gatineau, ten years of perspective:

Month-end inventory and new listings per year since 2016, the frenzy trough, absorption, months of inventory and why prices doubled in Gatineau.

Sale price relative to asking price in Gatineau, ten years of perspective:

At what percentage of asking houses have sold since 2016, the 2021 bidding wars, the return of negotiation and what the gap is worth in dollars in Gatineau.

Houses that do not sell in Gatineau, ten years of perspective:

Listings expired without a sale per year since 2016, the failure rate against sales, average days next to median days and what today's rate tells a seller in Gatineau.

The average house price in Gatineau, ten years of perspective:

The average sale price per year since 2016, next to the median and the asking price, why the average is higher and which of the three prices to use to set yours in Gatineau.

How many dollars of houses sell in Gatineau, ten years of perspective:

The total sale prices per year since 2016, next to the number of sales and the average price: whether the rise comes from price or from the number of buyers in Gatineau.

House appreciation in Gatineau by year of purchase:

What a house bought in 2016, 2019, 2021 or 2024 is worth today at the median price, in dollars, in percent and per year, house and condo, and what is left for those who bought at the peak in Gatineau.

From condo to house in Gatineau, the gap to close:

The median price of the house and the condo year by year since 2016, the gap between them, and whether the gain on a condo bought in 2016, 2019, 2021 or 2023 covers the jump in Gatineau.

The Gatineau market in one table:

Price, growth, sales, volume, days on market, inventory, over-asking, unsold, condo and appreciation, each with the city's rank among 50 and ten years of detail in Gatineau.

How much down payment to buy in Gatineau:

The legal minimum on the median house, the 20% that avoids the CMHC premium, the premium at the minimum, what a FHSA and an HBP cover, the condo, and ten years of perspective in Gatineau.

How many condos are for sale in Gatineau, ten years of perspective:

Condominium inventory at each month-end and new listings per year since 2016, absorption, months of inventory, and the comparison with single-family houses in Gatineau.

When to sell in Gatineau, ten years of sales month by month:

The month with the most home sales, the quietest month, spring versus winter, the best-paying month and when to list to sell at the right time in Gatineau.

Condos that do not sell in Gatineau, ten years of perspective:

Condo listings expired without a sale per year since 2016, the failure rate against sales, the same rate for houses, and what it tells a condo seller in Gatineau.

How many plexes are for sale in Gatineau, ten years of perspective:

Plexes for sale at each month-end and new listings since 2016, absorption, months of inventory, and the comparison with houses and condos in Gatineau.

When to sell a condo in Gatineau, ten years of sales month by month:

The month with the most condo sales, the quietest month, spring versus winter, the best-paying month, houses alongside and when to list in Gatineau.

Plexes that do not sell in Gatineau, ten years of perspective:

Plex listings expired without a sale per year since 2016, the failure rate against sales, the same rate for houses and condos, and what it tells a building seller in Gatineau.

How much buyers negotiate a condo in Gatineau, ten years of perspective:

Sale price as a percentage of asking for condos, year by year since 2016, the ratio on the original price, houses alongside and the dollar gap on the median condo in Gatineau.

How much buyers negotiate a plex in Gatineau, ten years of perspective:

Sale price as a percentage of asking for plexes, year by year since 2016, the ratio on the original price, houses and condos alongside and the dollar gap on the median building in Gatineau.

What the median house costs a month in Gatineau, ten years of perspective:

The monthly payment on the house in the middle every year since 2016 with the Centris price and the 5-year rate actually charged, the share of price and the share of rate, the renewal shock and the income it takes in Gatineau.

What the house really gained in Gatineau, once inflation is removed:

Each year's median price converted to 2026 dollars with the Quebec CPI, the real increase, the years of real decline, the peak in purchasing power and the condo alongside in Gatineau.

What the median condo costs a month in Gatineau, ten years of perspective:

The monthly payment on the condo in the middle every year since 2016 with the Centris price and the 5-year rate actually charged, the share of price and the share of rate, the renewal shock and the income it takes in Gatineau.

How long to sell a plex in Gatineau, ten years of perspective:

Median and average days on market of plexes year by year since 2016, the house and the condo alongside, market periods and the weight of buildings that sit in Gatineau.

How much is a duplex, a triplex, a quadruplex in Gatineau, ten years of perspective:

The median price by building type year by year since 2016, the number of sales, the price per unit, what the extra unit costs and the house alongside in Gatineau.

How much is a lot in Gatineau, ten years of perspective:

The median price of lots and land sold on Centris year by year since 2016, the number of sales, the 2021 peak and the weight of the lot in the price of a house in Gatineau.

Gatineau or the city next door: where to buy in 2026, matchup by matchup:

Each matchup puts Gatineau and a neighbouring city side by side over ten years of Centris sales: house and condo prices, gap, days on market, inventory, bidding, unsold listings and monthly payment.

How much is a semi-detached or row house in Gatineau, ten years of perspective:

The median price by house type year by year since 2016, the number of sales, the shared-wall discount and how it moved in Gatineau.

How many houses still sell under $500,000 in Gatineau, ten years of perspective:

Sales under $500,000 and under $400,000 year by year since 2016, their share, the tipping year and what is still available under the threshold in Gatineau.

How many houses sell for over $1 million in Gatineau, ten years of perspective:

Sales at $1,000,000 and up year by year since 2016, their share, the first year with ten sales and what is paid above the million in Gatineau.

At what price houses sell in Gatineau, range by range:

The distribution of sales by price bracket in 2020, 2023 and 2026, the best-selling range, the share under $500,000 and above $750,000 in Gatineau.

How long to sell by price in Gatineau:

Median days on market by price bracket over the past twelve months, the fastest bracket, the slowest and what it changes for selling or buying in Gatineau.

How much the lot is worth in a house price in Gatineau, ten years of perspective:

The median price of houses on small lots and on large lots year by year since 2016, the large-lot premium and how it moved in Gatineau.

How many dollars of condos sell in Gatineau, ten years of perspective:

Condo sales volume year by year since 2016, the number of sales and the average price behind it, and the condo's share of the market in Gatineau.

The average condo price in Gatineau, and why it exceeds the median:

The average sale price of condos year by year since 2016, beside the median price and the asking price, and the gap between the two in Gatineau.

How long to sell a condo by price in Gatineau:

Median condo days on market by price bracket over the past twelve months, the fastest bracket, the slowest and what it changes for selling or buying a condo in Gatineau.

How long to sell a plex by price in Gatineau:

Median plex days on market by price bracket over the past twelve months, the fastest bracket, the slowest and what it changes for selling or buying a plex in Gatineau.

At what price plexes sell in Gatineau, range by range:

The distribution of plex sales by price bracket in 2020 and 2026, the best-selling range, the share under $450,000 and under $600,000 in Gatineau.

The average plex price in Gatineau, and why it exceeds the median:

The average sale price of plex year by year since 2016, beside the median price and the asking price, and the gap between the two in Gatineau.

How many dollars of plex sell in Gatineau, ten years of perspective:

Plex sales volume year by year since 2016, the number of sales and the average price behind it, and the plex's share of the market in Gatineau.

Where the real estate money goes in Gatineau:

Sales dollars split between houses, condos and plexes every year since 2016, the category that weighs the most and the one that grew the most in Gatineau.

What sells at what price in Gatineau:

The 2026 sales crossed by price range and category: what sells under $300,000, who holds the million, where houses, condos and plexes compete in Gatineau.

Which sells fastest in Gatineau, house, condo or plex:

Days on market of houses, condos and plexes compared price range by price range over twelve months in Gatineau.

At what price condos sell in Gatineau, range by range:

The distribution of condo sales by price bracket in 2020 and 2026, the best-selling range, the share under $300,000 and under $400,000 in Gatineau.

The plex in Gatineau, the 2026 file:

Prices, door, days on market, volume, down payment and what the median does not say, on Centris sales.

Is a plex profitable in Gatineau in 2026:

The full math on the duplex, triplex and fourplex at the 2026 median price and the median rent in Gatineau, labelled assumptions.

Duplex or triplex in Gatineau, the 2026 comparison:

Prices, price per unit, minimum down payment to live in it and days on market, on Centris sales by type.

House or plex in Gatineau, ten years face to face:

Prices, change, days on market, negotiation, plex-to-house ratio and price per door, on Centris sales.

The market in Gatineau this month:

Days on market, sold against asking, inventory and September 2026 verdict in Gatineau, over the past twelve Centris months.

The condo market in Gatineau this month:

Days on market, sold against asking, median price and September 2026 verdict for the condo in Gatineau, compared with the house, over the past twelve Centris months.

The welcome tax on the median house in Gatineau, 2016 against 2026:

The tax computed year by year on the Centris median price with the city's 2026 grid, and what a first-time buyer pays net in Gatineau.

The salary to buy the median house in Gatineau, 2016 against 2026:

The gross income required year by year (payment at the contracted rate, taxes, heating, 32% GDS ratio) on the Centris median price in Gatineau, and the price's and the rate's share of the increase.

Condo or plex to invest in Gatineau:

The median rental condo against the 2026 median duplex and triplex in Gatineau, at the same rent, rate and down payment, labelled assumptions.

Which houses linger by price in Gatineau:

Average against median days on market by price bracket over the past twelve months, the ratio between the two and the bracket where listings linger the most in Gatineau.

How many foreclosures in Gatineau, ten years of perspective:

The number of houses sold as foreclosures year by year since 2016, their share of sales, their median price against all sales and the rebound from the trough in Gatineau.

Split-level, storey-and-a-half, bungalow or two-storey in Gatineau:

Four house types side by side over ten years: median price, gap between types, share of sales and the one that rose the most in Gatineau.

How much buyers negotiate on a house by price in Gatineau:

Sold-to-asking ratio by price bracket over the past twelve months, the bracket negotiated the most, the one where asking or more is paid, and what it changes for selling or buying in Gatineau.

How much buyers negotiate on a condo by price in Gatineau:

Sold-to-asking ratio by price bracket over the past twelve months, the bracket negotiated the most, the one where asking or more is paid, and what it changes for selling or buying in Gatineau.

How much buyers negotiate on a plex by price in Gatineau:

Sold-to-asking ratio by price bracket over the past twelve months, the bracket negotiated the most, the one where asking or more is paid, and what it changes for selling or buying in Gatineau.

Where the money goes by price in Gatineau:

Share of dollars against share of sales by price bracket over the past twelve months, the average ticket and the bracket that weighs the most in Gatineau.

How much sellers cut their price before selling in Gatineau:

Sold price against the first asking price and the last, by price bracket over the past twelve months, and the bracket where sellers adjust the most in Gatineau.

What one more bathroom costs in Gatineau:

Three price series (1, 2, 3 or more bathrooms) over ten years, the second- and third-bathroom premiums, and the class that rose the most in Gatineau.

What the waterfront costs in Gatineau:

Median price of houses bordered by a body of water versus all houses, year by year since 2018, the waterfront premium and the share of sales in Gatineau.

Buying to rent on Airbnb in Gatineau:

What the city allows for the principal residence and for a unit bought for short-term rental, the permit required and the purchase price, with sources.

Property taxes in Gatineau:

The tax bill, increase and rate published by the city for 2026, the assessment roll year and the school tax, with sources.

Coming from Montreal?

Prices, monthly mortgage payment and welcome tax compared with Montreal.

New or old in Gatineau:

Median price of houses sold by construction era, from 1959 and earlier to 2010 and later, year by year since 2016.

Everything on Gatineau real estate:

Prices, sectors, taxes, buying, selling and investing, in one place.

Gatineau sector by sector, Centris numbers:

Median price of houses, condos and plexes from 2016 to 2026 in each sector, and 2026 sales month by month.

Before buying or selling in Gatineau:

Legal warranty, inspection, flood zones, clay and radon: what makes latent defects in the Outaouais.

Our proof, not our promises

The Loaa & Manseur team, led by Lotfi Manseur and Loaa Al Daow, is the number 1 team at RE/MAX Platine in 2024 and 2025, 6th RE/MAX team in Quebec, 15th in Canada and in the global top 50 of large residential teams according to the official RE/MAX ranking, computed on actual transactions. Its Google profile counts 221 reviews with a 4.9 rating. Its offices are at 55 avenue de l'Équinoxe in Brossard, one bridge from the island, and every broker's licence can be checked in the OACIQ public register. Three things to verify yourself before calling us, and to demand of any other broker.

For the budget, first-time buyer in Gatineau; for the tax, the welcome tax in Gatineau; for the market, the Gatineau market in 2026; for the team, real estate broker in Gatineau.

Frequently asked questions

What budget do you need to buy a house in Gatineau?

About $92,000 of gross household income for a $420,000 house with the $21,000 minimum down payment, $109,000 for $500,000 (close to the median) and $124,000 for $575,000 in Aylmer, with a 30-year amortization and the stress test at 6.24%.

Should you offer above the asking price in Gatineau?

Less than in 2025: with 30% more listings and 15% fewer sales in the region, a well-located house at the right price still gets a quick offer, but one that passes 30 days gets negotiated. Look at the listing's days on market and the street's closed sales before deciding; in Aylmer and Hull, where prices slipped 1% to 2%, offering the asking price is no longer the rule.

Is it a good time to buy in Gatineau?

Published forecasts (Desjardins, QPAREB, CMHC) expect stable to moderately rising prices in 2027 and a policy rate around 2.75 %; waiting does not lower the price. The right time is when your budget, your pre-approval and your sector are ready; in a seller's market, the ready buyer beats the buyer who waits.

How much does a broker cost the buyer?

Generally nothing: the buyer's broker's compensation is provided for in the seller's brokerage contract and paid at the sale. The purchase brokerage contract states what happens if the seller provides none; we explain it before signing. See our fees (in French).

Also available in French: version française de ce guide.

Published September 7, 2026 by the Loaa & Manseur team, the number 1 team at RE/MAX Platine in 2024 and 2025, 6th RE/MAX team in Quebec, 15th in Canada and in the global top 50 according to the official RE/MAX ranking. Tell us about your project.

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