Buying · Gatineau · QPAREB Q2 2026 figures
More supply, fewer sales, stable prices: here is how to buy a house in Gatineau in 2026 while taking advantage of a market that finally leaves time to compare.
Buying a house in Gatineau in 2026 means buying in a market that has rebalanced: a $508,000 median in the city (+2% year over year, +40% in five years), 23 days on the market, 835 houses active for 769 sales in the quarter, and supply up 30% in the metropolitan area while sales fell 15%. The budget starts around $420,000 for a bungalow in Buckingham or Masson-Angers (about $2,030 a month with the minimum down payment, household income of about $92,000), passes $500,000 for a cottage in the Gatineau sector or in Hull ($2,417, $109,000) and reaches $575,000 in Aylmer ($2,760, $124,000). With more inventory than in 2025, the prepared buyer negotiates on listings that have aged: the method remains the pre-approval, the sector chosen on closed sales and the offer documented with the street's comparables. Here are the budget, the sectors, the steps and the pitfalls.
The City of Gatineau sold its median house for $508,000 in the second quarter of 2026, +2% year over year and +40% in five years, in 23 days, with 835 houses active for 769 sales in the quarter. In the metropolitan area, sales fell 15% and active listings rose 30%: the market remains a seller's market by range, but with more choice than in 2025. The gap between sectors is clear: $419,545 in Buckingham and Masson-Angers (0%), $490,000 in the Gatineau sector (387 houses active, the widest choice), $514,500 in Hull (-2%), $572,750 in Aylmer (-1%) and $595,000 in the periphery (Chelsea, Cantley, Val-des-Monts, 39 days). The quarterly picture is on the Gatineau real estate market in 2026.
| Sector (QPAREB, Q2 2026) | House, median | 1 year | 5 years | Days | Houses active |
|---|---|---|---|---|---|
| Aylmer | $572,750 | -1% | +31% | 25 days | 231 |
| Hull | $514,500 | -2% | +37% | 21 days | 95 |
| Gatineau (sector) | $490,000 | +3% | +43% | 22 days | 387 |
| Buckingham, Masson-Angers | $419,545 | 0% | +53% | 27 days | 121 |
| Periphery (Chelsea, Cantley, Val-des-Monts) | $595,000 | +2% | +49% | 39 days | 535 |
| City of Gatineau, overall | $508,000 | +2% | +40% | 23 days | 835 |
| Gatineau CMA, overall | $523,500 | +2% | +42% | 27 days | 1,370 |
| Range | Months of inventory | Market |
|---|---|---|
| < 250K | 2.2 months | Seller |
| 250K - 370K | 2.1 months | Seller |
| 370K - 610K | 2.8 months | Seller |
| 610K - 740K | 3.7 months | Seller |
| >= 740K | 6.2 months | Seller |
Under 4 months of inventory, the seller leads and a fairly priced house goes in three weeks; above 8 months, the buyer leads and the delay is counted in months.
| Purchase price | Minimum down payment | Monthly payment at 4.24 %, 30 years (CMHC premium included) | Gross household income required (approx.) |
|---|---|---|---|
| $420,000 | $21,000 | $2,030 | $92,000 |
| $500,000 | $25,000 | $2,417 | $109,000 |
| $575,000 | $32,500 | $2,760 | $124,000 |
| $650,000 | $40,000 | $3,103 | $139,000 |
| $750,000 | $50,000 | $3,561 | $159,000 |
Assumptions: 4.24 % five-year fixed rate, stress test at 6.24 %, 5 % down up to $500,000 and 10 % on the portion above, CMHC premium added to the loan, municipal and school taxes at 0.9 % of the price, $1,800 a year in heating, 39 % gross debt service ratio. Your file may give a different result.
The Gatineau sector (Pointe-Gatineau, La Cité, Limbour, Touraine) offers the widest choice, 387 houses active, from 1960s to 1990s bungalows to recent cottages, at a $490,000 median in 22 days: it is the first-time buyer's starting point. Hull (Val-Tétreau, the Plateau, Mont-Bleu, Wrightville) is closest to downtown Ottawa, with renovated older houses and the recent Plateau, at $514,500. Aylmer (Old Aylmer, Deschênes, Champlain, Rivermead) is the high end with its wooded lots and the Ottawa River waterfront, at $572,750 in 25 days. Buckingham and Masson-Angers, to the east, sell bungalows and village houses under $420,000. The periphery (Chelsea, Cantley, Val-des-Monts, L'Ange-Gardien) sells large properties on wooded lots at $595,000, in 39 days, with a well and a septic system. Our pages on Aylmer and Hull detail each sector.
The flood zones of the Ottawa and Gatineau rivers: after the 2017 and 2019 floods, check the municipal mapping and insurability before the offer, especially in Pointe-Gatineau, Old Aylmer and along the Gatineau River. The clay soils of the Ottawa valley: foundation cracks and settlement show up on the inspection and the seller's declaration. Radon, high in several parts of the Outaouais: a 90-day test. The city's assessment roll is not market value. In the periphery, the well, the septic system and access to the network are documented before conditions are lifted. And Gatineau's welcome tax, 3% above $500,000: on a $575,000 house, count $7,860.50, of which $5,875 is refundable to a first-time buyer.
Before making an offer in Gatineau, our figures drawn from actual sales:
All four pages are built on listings sold over the last twelve months, not on regional averages. They exist to put a number on an offer rather than guess at one.
Before you sign: Certificate of location in Gatineau: cost, timing and when to redo it
For the investor: Plex prices in Gatineau: $256,063 per door, GRM 15.3x
Bungalow or two-storey home in Gatineau:
Single-storey homes make up 43% of sales in Gatineau over ten years; our page gives both price series, the second-floor premium and who the bungalow is for.
What one more bedroom costs in Gatineau:
Three price series (3, 4, 5 or more bedrooms) over ten years, the fourth- and fifth-bedroom premiums, and the size that rose the most in Gatineau.
What one more bedroom costs in a condo in Gatineau:
The median price of 1-, 2- and 3-plus-bedroom condos over ten years, the second- and third-bedroom premiums, and the size that rose the most in Gatineau.
Days on market in Gatineau, ten years of perspective:
Median days for a house and a condo by year since 2016, the decade's four markets and what today's delay changes when selling in Gatineau.
The number of sales in Gatineau, ten years of perspective:
Houses, condos and plexes sold per year since 2016, the record year, the high-rate trough and what today's volume changes when selling in Gatineau.
Plex prices in Gatineau, ten years of perspective:
The median price of a plex per year since 2016, next to houses and condos, the frenzy, the rate brake and what the plex-to-house ratio tells a buyer in Gatineau.
How many homes are for sale in Gatineau, ten years of perspective:
Month-end inventory and new listings per year since 2016, the frenzy trough, absorption, months of inventory and why prices doubled in Gatineau.
Sale price relative to asking price in Gatineau, ten years of perspective:
At what percentage of asking houses have sold since 2016, the 2021 bidding wars, the return of negotiation and what the gap is worth in dollars in Gatineau.
Houses that do not sell in Gatineau, ten years of perspective:
Listings expired without a sale per year since 2016, the failure rate against sales, average days next to median days and what today's rate tells a seller in Gatineau.
The average house price in Gatineau, ten years of perspective:
The average sale price per year since 2016, next to the median and the asking price, why the average is higher and which of the three prices to use to set yours in Gatineau.
How many dollars of houses sell in Gatineau, ten years of perspective:
The total sale prices per year since 2016, next to the number of sales and the average price: whether the rise comes from price or from the number of buyers in Gatineau.
House appreciation in Gatineau by year of purchase:
What a house bought in 2016, 2019, 2021 or 2024 is worth today at the median price, in dollars, in percent and per year, house and condo, and what is left for those who bought at the peak in Gatineau.
From condo to house in Gatineau, the gap to close:
The median price of the house and the condo year by year since 2016, the gap between them, and whether the gain on a condo bought in 2016, 2019, 2021 or 2023 covers the jump in Gatineau.
The Gatineau market in one table:
Price, growth, sales, volume, days on market, inventory, over-asking, unsold, condo and appreciation, each with the city's rank among 50 and ten years of detail in Gatineau.
How much down payment to buy in Gatineau:
The legal minimum on the median house, the 20% that avoids the CMHC premium, the premium at the minimum, what a FHSA and an HBP cover, the condo, and ten years of perspective in Gatineau.
How many condos are for sale in Gatineau, ten years of perspective:
Condominium inventory at each month-end and new listings per year since 2016, absorption, months of inventory, and the comparison with single-family houses in Gatineau.
The Loaa & Manseur team, led by Lotfi Manseur and Loaa Al Daow, is the number 1 team at RE/MAX Platine in 2024 and 2025, 6th RE/MAX team in Quebec, 15th in Canada and in the global top 50 of large residential teams according to the official RE/MAX ranking, computed on actual transactions. Its Google profile counts 221 reviews with a 4.9 rating. Its offices are at 55 avenue de l'Équinoxe in Brossard, one bridge from the island, and every broker's licence can be checked in the OACIQ public register. Three things to verify yourself before calling us, and to demand of any other broker.
For the budget, first-time buyer in Gatineau; for the tax, the welcome tax in Gatineau; for the market, the Gatineau market in 2026; for the team, real estate broker in Gatineau.
About $92,000 of gross household income for a $420,000 house with the $21,000 minimum down payment, $109,000 for $500,000 (close to the median) and $124,000 for $575,000 in Aylmer, with a 30-year amortization and the stress test at 6.24%.
Less than in 2025: with 30% more listings and 15% fewer sales in the region, a well-located house at the right price still gets a quick offer, but one that passes 30 days gets negotiated. Look at the listing's days on market and the street's closed sales before deciding; in Aylmer and Hull, where prices slipped 1% to 2%, offering the asking price is no longer the rule.
Published forecasts (Desjardins, QPAREB, CMHC) expect stable to moderately rising prices in 2027 and a policy rate around 2.75 %; waiting does not lower the price. The right time is when your budget, your pre-approval and your sector are ready; in a seller's market, the ready buyer beats the buyer who waits.
Generally nothing: the buyer's broker's compensation is provided for in the seller's brokerage contract and paid at the sale. The purchase brokerage contract states what happens if the seller provides none; we explain it before signing. See our fees (in French).
Also available in French: version française de ce guide.
Published September 7, 2026 by the Loaa & Manseur team, the number 1 team at RE/MAX Platine in 2024 and 2025, 6th RE/MAX team in Quebec, 15th in Canada and in the global top 50 according to the official RE/MAX ranking. Tell us about your project.
Équipe no 1 de RE/MAX Platine en 2024 et en 2025, 6e au Québec, 15e au Canada et dans le top 50 mondial au classement officiel RE/MAX. Réponse en moins de 24 heures, sept jours sur sept.