Welcome tax · Beaconsfield · 2026 grid verified at the source
Beaconsfield only increases above $630,100, but at 3%: on a house at the $820,000 median, the tax is $13,259, $1,248.50 more than in Kirkland. Here is the 2026 grid, the calculation and the first-time buyer credit.
In Beaconsfield, the 2026 welcome tax is calculated in four brackets: 0.5% up to $62,900, 1% up to $315,000, 1.5% up to $630,100 and 3% above, under the rates in force since January 22, 2026 (by-law BEAC-117, indexed threshold). On a single-family house at $820,000 (West Island South median, QPAREB Q2 2026), it comes to $13,259; an eligible first-time buyer gets $4,230 back from Revenu Québec and pays $9,029 net. The base is the higher of the price paid and the roll value times the 1.00 comparative factor in 2026; the bill is payable in one instalment within thirty days. Below $630,100, Beaconsfield is the cheapest city on the West Island; above it, its 3% exceeds Kirkland's 2%.
Beaconsfield indexed its increase threshold with the law's third bracket, $630,100 in 2026, but applies the 3% maximum above it. With a median house at $820,000 in West Island South (QPAREB sector 1), most house buyers cross the threshold: $2,848.50 more than the basic grid on the median, against $1,600 in Kirkland for the same house. On houses between $500,000 and $630,100, however, Beaconsfield is the cheapest in the sector.
| Bracket of the tax base (2026) | Rate in Beaconsfield |
|---|---|
| $0 to $62,900 | 0.5% |
| $62,900 to $315,000 | 1% |
| $315,000 to $630,100 | 1.5% |
| Above $630,100 | 3% |
The thresholds are indexed every January 1 (the indexation is published in the Gazette officielle before July 1); the amounts above are the 2026 figures. Source: beaconsfield.ca, transfer duties (rates since January 22, 2026, factor 1.00).
The examples cover the condo at the median ($517,500), the $500,000 threshold of neighbouring cities, the $630,100 threshold, a $700,000 cottage, the house at the median ($820,000) and a lakefront property.
| Price paid (or adjusted roll value) | Welcome tax | First-time buyer credit | Net cost, first-time buyer |
|---|---|---|---|
| $517,500 | $5,873 | $5,218.25 | $654.75 |
| $500,000 | $5,610.50 | $5,152.62 | $457.88 |
| $630,100 | $7,562 | $5,640.50 | $1,921.50 |
| $700,000 | $9,659 | $5,875 | $3,784 |
| $820,000 | $13,259 | $4,230 | $9,029 |
| $1,300,000 | $27,659 | $0 | $27,659 |
How to read it: on a single-family house at $820,000 (West Island South median, QPAREB Q2 2026), the welcome tax is $13,259; an eligible first-time buyer gets $4,230 back and pays $9,029 net. Beaconsfield's municipal increase accounts for $2,848.50 of that amount, compared with a municipality that applies the basic grid. Our French welcome tax calculator runs the same calculation for any price.
The tax base is the highest of three amounts: the price paid, the consideration stated in the deed, and the value on the assessment roll multiplied by the year's comparative factor. In a rising market the price paid almost always exceeds the adjusted roll value, so the price is the base; in a sale between relatives or on a property bought below assessment, the adjusted roll value takes over and the bill can surprise. For 2026, Beaconsfield's comparative factor is 1.0: a property assessed at $500,000 on the roll has a presumed market value of $500,000, and that figure becomes the base if the price paid is lower. The notary records the tax base in the deed of sale and the municipality bills from the registration in the Land Register.
In Beaconsfield, the transfer duty is payable in one instalment within thirty days of the bill being sent by the City. The comparative factor is 1.00 in 2026. The rates and brackets in force since January 22, 2026 are published in the municipal taxes section of beaconsfield.ca, with the consolidated by-law BEAC-117. The bill is never handed over at the notary's office: it arrives by mail, or in the online tax account, generally a few weeks to two months after signing. Budget for it before the offer to purchase, alongside notary fees and the inspection, because no lender finances it inside the mortgage.
Since January 1, 2026, Quebec's refundable tax credit for home ownership reimburses first-time buyers 100% of the first $5,000 of transfer duties paid and 25% of the next $3,500, up to $5,875, on a first principal residence. The credit is reduced by 2.35% of the portion of the tax base above $750,000 and reaches zero at $1,000,000 (Finances Québec, Information Bulletin 2026-2). A first-time buyer is someone who did not live in a home owned by themselves or their spouse in the year of purchase or the four previous years. The buyer first pays Beaconsfield's bill, then claims the credit on their income tax return, or as an advance payment from October 2026 when the amount exceeds $1,000. On a $517,500 condo, the tax of $5,873 is refunded at $5,218.25: $654.75 remains. On a $700,000 cottage, $3,784 remains after a credit of $5,875. On the house at the $820,000 median, the credit is reduced to $4,230 (credit reduced by 2.35% of the amount above $750,000) and $9,029 remains. The details, including couples where only one spouse has owned before, are in our guide to the welcome tax refund.
The exemptions come from provincial law and are the same in every city: a transfer in the direct ascending or descending line (parent to child, grandparent to grandchild, never between siblings), a transfer between spouses who are married, in a civil union or de facto after twelve months of living together (or parents of the same child), a tax base under $5,000, and a transfer to a corporation in which the seller holds at least 90% of the shares. The notary cites the exemption section in the deed. Beaconsfield then collects a supplementary duty of at most $200, except when the transfer follows a death. Our French article on welcome tax exemptions goes into detail.
Between $500,000 and $630,100, Beaconsfield is the cheapest city on the West Island: on $600,000, $500 less than Kirkland and $600 less than Pointe-Claire. Above it, its 3% exceeds Kirkland (2%), Pointe-Claire (2.1%) and Montreal (2%): on the median house, $1,248.50 more than Kirkland.
| City (2026 grid) | On $600,000 | On $820,000 | On $1,300,000 |
|---|---|---|---|
| Beaconsfield | $7,110.50 | $13,259 | $27,659 |
| Kirkland | $7,610.50 | $12,010.50 | $23,110.50 |
| Pointe-Claire | $7,710.50 | $12,330.50 | $23,910.50 |
| Montreal | $7,349 | $11,749 | $22,325.50 |
| Basic provincial grid (no municipal increase) | $7,110.50 | $10,410.50 | $17,610.50 |
Beaconsfield is a reconstituted city of the Montreal agglomeration (2026-2028 roll, factor 1.00) with its own transfer duty by-law, BEAC-117, whose threshold follows the law's indexation ($630,100 in 2026). Baie-D'Urfé and Kirkland, its neighbours, each have their own grid. Lakefront properties and the Beaurepaire sector sell on few comparables: on a sale below assessment, the base is the roll value. A $700,000 house pays $48.50 more than in Kirkland; a $600,000 house, $500 less.
The Loaa & Manseur team, led by Lotfi Manseur and Loaa Al Daow, is the number 1 team at RE/MAX Platine in 2024 and 2025, 6th RE/MAX team in Quebec, 15th in Canada and in the global top 50 of large residential teams according to the official RE/MAX ranking, computed on actual transactions. Its Google profile counts 221 reviews with a 4.9 rating. Its offices are at 55 avenue de l'Équinoxe in Brossard, one bridge from the island, and every broker's licence can be checked in the OACIQ public register. Three things to verify yourself before calling us, and to demand of any other broker.
For selling, selling a house in Kirkland or Beaconsfield; for Kirkland, the welcome tax in Kirkland; for Pointe-Claire, the welcome tax in Pointe-Claire; for the general rules, our guide to the welcome tax in Quebec.
$13,259 with Beaconsfield's 2026 grid, if the price paid is the tax base. An eligible first-time buyer gets $4,230 back from Revenu Québec and pays $9,029 net.
A few weeks to two months after signing at the notary, once the deed is registered in the Land Register. Beaconsfield allows thirty days from the bill being sent, in one instalment.
It depends on the price: below $630,100, Beaconsfield applies the basic grid and beats all its neighbours; above it, its 3% exceeds Kirkland (2%), Pointe-Claire (2.1%) and Montreal (2% up to $1,104,700).
Yes, the grid is the same for a house, a condo, a plex or a lot, and the price used as the base includes sales taxes on a new build. Since 2026 the GST is eliminated up to $1,000,000 on a new home for a first-time buyer, which lowers the price paid and therefore the welcome tax base.
Also available in French: version française de ce guide.
Published September 7, 2026 by the Loaa & Manseur team, the number 1 team at RE/MAX Platine in 2024 and 2025, 6th RE/MAX team in Quebec, 15th in Canada and in the global top 50 according to the official RE/MAX ranking. Tell us about your project.
Équipe no 1 de RE/MAX Platine en 2024 et en 2025, 6e au Québec, 15e au Canada et dans le top 50 mondial au classement officiel RE/MAX. Réponse en moins de 24 heures, sept jours sur sept.