Welcome tax · Mirabel · 2026 grid verified at the source
The exact 2026 grid of Mirabel, read on the city's site, with the tax on real prices, the credit and the payment terms.
In Mirabel, the 2026 welcome tax (transfer duties) follows the provincial brackets (0.5% up to $62,900, 1% up to $315,000, 1.5% up to $500,000) and then the city's own rate: 3% above. On a single-family house at $657,000 (Mirabel median, QPAREB Q2 2026), the tax is $10,320.50; an eligible first-time buyer gets $5,875 back through Quebec's refundable credit (up to $5,875, reduced above a $750,000 base) and pays $4,445.50 net. In Mirabel, since January 1, 2025, a transfer duty bill of $300 or more is paid in two instalments: the first within 30 days of billing, the second within 60 days of the first due date. The bill arrives after the deed is registered, never at the notary, and no lender includes it in the mortgage. The 2026 comparative factor is 1.0: when the assessment times 1.0 exceeds the price paid, that adjusted value becomes the base.
Mirabel applies the three provincial brackets up to $500,000 and then raises the rate by by-law: 3% above. Below $500,000, the tax is the same as anywhere else in Quebec; the difference appears above.
| Bracket of the tax base (2026) | Rate in Mirabel |
|---|---|
| $0 to $62,900 | 0.5% |
| $62,900 to $315,000 | 1% |
| $315,000 to $500,000 | 1.5% |
| Above $500,000 | 3% |
The thresholds are indexed every January 1 (the indexation is published in the Gazette officielle before July 1); the amounts above are the 2026 figures. Source: mirabel.ca, Taxation, évaluation et mutation (tranches au 1er janvier 2026, règlement 2455, facteur 1,00).
The examples cover a condo, the $500,000 threshold, a single-family house at the median ($657,000, Mirabel median, QPAREB Q2 2026) and larger properties, so you can place your own price. Above a $750,000 tax base, the first-time buyer credit shrinks and disappears at $1,000,000.
| Price paid (or adjusted roll value) | Welcome tax | First-time buyer credit | Net cost, first-time buyer |
|---|---|---|---|
| $459,900 | $5,009 | $5,002.25 | $6.75 |
| $500,000 | $5,610.50 | $5,152.62 | $457.88 |
| $657,000 | $10,320.50 | $5,875 | $4,445.50 |
| $750,000 | $13,110.50 | $5,875 | $7,235.50 |
| $950,000 | $19,110.50 | $1,175 | $17,935.50 |
| $1,300,000 | $29,610.50 | $0 | $29,610.50 |
How to read it: on a single-family house at $657,000 (Mirabel median, QPAREB Q2 2026), the welcome tax is $10,320.50; an eligible first-time buyer gets $5,875 back and pays $4,445.50 net. Mirabel's municipal increase accounts for $2,355 of that amount, compared with a municipality that applies the basic grid. Our French welcome tax calculator runs the same calculation for any price.
The tax base is the highest of three amounts: the price paid, the consideration stated in the deed, and the value on the assessment roll multiplied by the year's comparative factor. In a rising market the price paid almost always exceeds the adjusted roll value, so the price is the base; in a sale between relatives or on a property bought below assessment, the adjusted roll value takes over and the bill can surprise. For 2026, Mirabel's comparative factor is 1.0: a property assessed at $500,000 on the roll has a presumed market value of $500,000, and that figure becomes the base if the price paid is lower. The notary records the tax base in the deed of sale and the municipality bills from the registration in the Land Register.
In Mirabel, since January 1, 2025, a transfer duty bill of $300 or more is paid in two instalments: the first within 30 days of billing, the second within 60 days of the first due date. The city publishes the year's grid, the comparative factor (1.00 in 2026) and the by-law on its Taxation, assessment and transfer page. The bill is never handed over at the notary's office: it arrives by mail, or in the online tax account, generally a few weeks to two months after signing. Budget for it before the offer to purchase, alongside notary fees and the inspection, because no lender finances it inside the mortgage.
Since January 1, 2026, Quebec's refundable tax credit for home ownership reimburses first-time buyers 100% of the first $5,000 of transfer duties paid and 25% of the next $3,500, up to $5,875, on a first principal residence. The credit is reduced by 2.35% of the portion of the tax base above $750,000 and reaches zero at $1,000,000 (Finances Québec, Information Bulletin 2026-2). A first-time buyer is someone who did not live in a home owned by themselves or their spouse in the year of purchase or the four previous years. The buyer first pays Mirabel's bill, then claims the credit on their income tax return, or as an advance payment from October 2026 when the amount exceeds $1,000. On a single-family house at the median ($657,000), the credit covers $5,875 of the $10,320.50, so a first-time buyer in Mirabel pays $4,445.50 net. The details, including couples where only one spouse has owned before, are in our guide to the welcome tax refund.
The exemptions come from provincial law and are the same in every city: a transfer in the direct ascending or descending line (parent to child, grandparent to grandchild, never between siblings), a transfer between spouses who are married, in a civil union or de facto after twelve months of living together (or parents of the same child), a tax base under $5,000, and a transfer to a corporation in which the seller holds at least 90% of the shares. The notary cites the exemption section in the deed. Mirabel then collects a supplementary duty of at most $200, except when the transfer follows a death. Our French article on welcome tax exemptions goes into detail.
On a $600,000 house, Mirabel charges $8,610.50, $1,500 more than a municipality on the basic grid. Mirabel applies the same grid as Saint-Jérôme and Laval. Blainville only surcharges above $750,000 and Boisbriand applies 2.5% between $500,000 and $800,000: on a $657,000 house, Blainville costs $2,355 less and Boisbriand $785 less than Mirabel.
| City (2026 grid) | On $500,000 | On $600,000 | On $750,000 | On $1,000,000 |
|---|---|---|---|---|
| Mirabel | $5,610.50 | $8,610.50 | $13,110.50 | $20,610.50 |
| Blainville | $5,610.50 | $7,110.50 | $9,360.50 | $16,860.50 |
| Boisbriand | $5,610.50 | $8,110.50 | $11,860.50 | $19,110.50 |
| Saint-Jérôme | $5,610.50 | $8,610.50 | $13,110.50 | $20,610.50 |
| Basic provincial grid (no municipal increase) | $5,610.50 | $7,110.50 | $9,360.50 | $13,110.50 |
The grid applies to all of Mirabel, the largest territory of the north shore: Saint-Janvier, Saint-Augustin, Saint-Canut, Sainte-Scholastique, Saint-Benoît and Domaine-Vert. Because a large share of sales are new builds, two rules matter more than elsewhere: the tax base of a new house includes the sales taxes actually paid, and the roll of a house that has just been built is often below the price, so the price is the base.
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See also the welcome tax in 40 Quebec cities and the first-time buyer refund.
$10,320.50 with Mirabel's 2026 grid, if the price paid is the tax base. An eligible first-time buyer gets $5,875 back from Revenu Québec and pays $4,445.50 net.
A few weeks to two months after signing at the notary, once the deed is registered in the Land Register. In Mirabel, the bill can be paid in instalments: see the payment section above.
Under $500,000, no: the grid is the provincial one. Above, Mirabel applies 3% above, which places it among the cities at 3%; the comparison table shows the gap on real prices.
Yes, the grid is the same for a house, a condo, a plex or a lot, and the price used as the base includes sales taxes on a new build. Since 2026 the GST is eliminated up to $1,000,000 on a new home for a first-time buyer, which lowers the price paid and therefore the welcome tax base.
Also available in French: version française de ce guide.
Published September 7, 2026 by the Loaa & Manseur team, the number 1 team at RE/MAX Platine in 2024 and 2025, 6th RE/MAX team in Quebec, 15th in Canada and in the global top 50 according to the official RE/MAX ranking. Tell us about your project.
Équipe no 1 de RE/MAX Platine en 2024 et en 2025, 6e au Québec, 15e au Canada et dans le top 50 mondial au classement officiel RE/MAX. Réponse en moins de 24 heures, sept jours sur sept.