Buying · Cheap houses · Pointe-Claire · September 17, 2026
No adjectives, sales: the price under which the cheapest quarter of houses in Pointe-Claire sold over the last 12 months, range by range, with the down payment, the payment and the pitfalls of a low-priced house.
As of September 17, 2026, a "cheap" house in Pointe-Claire is defined by real sales: of the 286 single-family homes sold on Centris between September 2025 and September 2026, the cheapest quarter closed under $624,000 and the cheapest tenth under $544,000; 0 sales under $400,000 and 7 under $500,000, 102 above one million. The lowest range with at least 5 sales is $450,000 to $500,000 (median $491,000). The 2026 median (January to August) is $745,500. The median condo in Pointe-Claire is at $583,750 over the same period: often the real entry door when the cheapest quarter of houses is beyond the budget. A house at $624,000 can be financed from $37,400 down (5%), for about $3,306 a month at 4.29%. Source: Centris (Matrix), single-family sales closed between September 2025 and September 2026, compiled September 17, 2026, aggregates only.
"Cheap" means nothing without a benchmark. Ours is the first quartile of real sales: between September 2025 and September 2026, 286 single-family homes sold in Pointe-Claire on Centris; the cheapest quarter closed under $624,000, the cheapest tenth under $544,000, and the median from January to August 2026 is $745,500. Under $624,000, you are in the part of the market where houses are the smallest, the oldest or the least well located in town; it is also where competition between first-time buyers is fiercest.
0 sales under $300,000, 0 under $400,000, 7 under $500,000 and 33 under $600,000 over 12 months (that is 0% of sales under $400,000 and 2% under $500,000). The lowest range with at least 5 sales is $450,000 to $500,000, median $491,000. 102 houses sold above one million.
| Price range | Sales, 12 months | Median price in the range |
|---|---|---|
| $400,000 to $450,000 | 1 | $425,000 |
| $450,000 to $500,000 | 6 | $491,000 |
| $500,000 to $600,000 | 26 | $568,500 |
| $600,000 to $700,000 | 54 | $648,000 |
| $700,000 to $800,000 | 49 | $745,000 |
| $800,000 to $900,000 | 34 | $843,000 |
| $900,000 to $1000,000 | 14 | $918,250 |
Source: Centris (Matrix), single-family sales closed between September 2025 and September 2026, compiled September 17, 2026, aggregates only; ranges with no sale are not shown, sales above one million are counted in the total but not detailed.
At the first-quartile price, $624,000, an owner-occupant's minimum down payment is $37,400 (5.99%: 5% of the first $500,000 and 10% of the rest, the CMHC rule read September 16, 2026), with an insurance premium of 4.00% added to the loan ($23,464); at the 4.29% 5-year fixed rate posted by Multi-Prêts on September 14, 2026, over 25 years, the payment is about $3,306 a month, and the lender qualifies you at the 6.29% stress-test rate ($4,009 a month), municipal and school taxes, heating and insurance on top. Our pages salary needed to buy in Pointe-Claire, first-time buyer in Pointe-Claire, FHSA and first-home tax credit complete the math; our mortgage calculator gives the payment at today's rate.
In the same region, the cities we track where the cheapest quarter is lowest are: Montreal (cheapest quarter under $557,000), Dorval (cheapest quarter under $571,000), Dollard-des-Ormeaux (cheapest quarter under $655,000). The right calculation compares price, commute and taxes: a house $60,000 cheaper 25 minutes further away sometimes costs more over five years. Our hub cheap houses in Quebec, 52 cities ranked puts every city side by side, and home prices in Pointe-Claire gives ten years of medians (6 median days on market in Sep. 2026 at 100% of asking).
A broker from the Loaa & Manseur team (RE/MAX Platine) sets your Centris alert under your ceiling, foreclosures and estates included, pulls the comparable sales on the street before each visit and builds the offer with the right conditions. For the buyer, the service is paid by the seller's commission. Our pages: real estate broker in Pointe-Claire, house for sale in Pointe-Claire, buying a house in Pointe-Claire and foreclosures in Pointe-Claire.
A house that sells under $624,000, the price of the cheapest quarter of the 286 single-family homes sold in Pointe-Claire between September 2025 and September 2026 (Centris); under $544,000, you are in the cheapest 10%. The 2026 median is $745,500.
0 over 12 months (that is 0% of sales), and 7 under $500,000. The lowest range with at least 5 sales goes from $450,000 to $500,000.
$37,400 at minimum (5% of the first $500,000 and 10% of the rest), with the CMHC premium of 4.00% added to the loan; the payment is about $3,306 a month at 4.29% over 25 years, and qualification happens at the 6.29% stress-test rate.
If the low price comes from location or size, yes; if it comes from condition, only with a renovation budget priced before the offer. The inspection, the seller's declaration and the comparable sales on the street make the difference between a bargain and a bad surprise.
To place these prices inside the Pointe-Claire market:
The bottom of the market makes sense against the median price, the negotiation gap and what each feature is worth.
And on the condominium side in Pointe-Claire:
Monthly fees weigh as much on a budget as a rate increase: our city page gives the real median and the breakdown by building age.
And by type of house in Pointe-Claire:
Single-storey versus two-storey, ten years of median prices from the same Centris listings.
And by number of bedrooms in Pointe-Claire:
Houses with 3, 4 and 5 or more bedrooms, ten years of median prices from the same Centris listings.
And the condo by number of bedrooms in Pointe-Claire:
Condos with 1, 2 and 3 or more bedrooms, ten years of median prices from the same Centris listings.
And how long it takes to sell in Pointe-Claire:
Median days on market for houses and condos, ten years from the same Centris listings.
And the number of sales in Pointe-Claire:
Houses, condos and plexes sold per year, ten years from the same Centris listings.
And the number of homes for sale in Pointe-Claire:
Inventory and new listings per year, ten years from the same Centris listings.
And sale price relative to asking in Pointe-Claire:
Bidding wars or negotiation, year by year, ten years from the same Centris listings.
And the houses that do not sell in Pointe-Claire:
Expired listings and failure rate, year by year, ten years from the same Centris listings.
And the average house price in Pointe-Claire:
Mean, median and asking price, year by year, ten years from the same Centris listings.
And the sales volume in Pointe-Claire:
How many dollars change hands each year, and whether price or the number of sales rose, ten years from the same Centris listings.
And house appreciation in Pointe-Claire:
What a house bought in each year since 2016 is worth today, ten years from the same Centris listings.
And the jump from condo to house in Pointe-Claire:
The gap between house and condo year by year, and how much of it the condo's gain covers, ten years from the same Centris listings.
All the statistics in Pointe-Claire at a glance:
Twelve 2026 Centris indicators, the city's rank on each, and a link to ten years of detail.
The Loaa & Manseur team, led by Lotfi Manseur and Loaa Al Daow, is the number 1 team at RE/MAX Platine in 2024 and 2025, 6th RE/MAX team in Quebec, 15th in Canada and in the global top 50 of large residential teams according to the official RE/MAX ranking, computed on actual transactions. Its Google profile counts more than 220 reviews with a 4.9 rating. Its offices are at 55 avenue de l'Équinoxe in Brossard, one bridge from the island, and every broker's licence can be checked in the OACIQ public register. Three things to verify yourself before calling us, and to demand of any other broker.
Also available in French: version française de ce guide.
Published September 7, 2026 by the Loaa & Manseur team, the number 1 team at RE/MAX Platine in 2024 and 2025, 6th RE/MAX team in Quebec, 15th in Canada and in the global top 50 according to the official RE/MAX ranking. Tell us about your project.
Équipe no 1 de RE/MAX Platine en 2024 et en 2025, 6e au Québec, 15e au Canada et dans le top 50 mondial au classement officiel RE/MAX. Réponse en moins de 24 heures, sept jours sur sept.