Buying · Trois-Rivières · QPAREB Q2 2026 figures
Up 98% in five years, 19 days to sell and the pyrrhotite question: here is how to buy a house in Trois-Rivières in 2026 without a bad surprise.
Buying a house in Trois-Rivières in 2026 means buying in the large city whose prices rose the most in five years in Quebec, +98%, and which remains fast: a $410,000 median in the city (+5% year over year), 19 days on the market, 207 houses active for 257 sales in the quarter. The budget starts around $350,000 for a 1960s to 1980s bungalow in Cap-de-la-Madeleine or Trois-Rivières-Ouest (about $1,692 a month with the minimum down payment, household income of about $78,000), passes $410,000 for a cottage in the central sector ($1,982, $90,000) and reaches $450,000 to $520,000 in the other sectors of the city (Sainte-Marthe, Pointe-du-Lac, Saint-Louis-de-France), +20% in a year ($2,417, $109,000). Here, one question is added to the eight steps: pyrrhotite, which affects foundations poured between 1996 and 2008 in the region. Here are the budget, the sectors, the steps and the pitfalls.
The City of Trois-Rivières sold its median house for $410,000 in the second quarter of 2026, +5% year over year and +98% in five years, in 19 days, with 207 houses active for 257 sales in the quarter: under three months of inventory, a seller's market in the common ranges. By sector: $424,000 in the Trois-Rivières sector (20 days), $407,500 in Trois-Rivières-Ouest (27 days), $444,500 in the other sectors (Sainte-Marthe-du-Cap, Pointe-du-Lac, Saint-Louis-de-France, +20%), and Cap-de-la-Madeleine sells in 12 days, the fastest in the city, on too few sales for a published median. The periphery (Bécancour, Saint-Maurice, Yamachiche) sells at $390,000 in 31 days. The quarterly picture is on the Trois-Rivières real estate market in 2026.
| Sector (QPAREB, Q2 2026) | House, median | 1 year | 5 years | Days | Houses active |
|---|---|---|---|---|---|
| Trois-Rivières (central sector) | $424,000 | +5% | +101% | 20 days | 69 |
| Trois-Rivières-Ouest | $407,500 | +3% | +90% | 27 days | 38 |
| Cap-de-la-Madeleine | n/a | n/a | n/a | 12 days | 39 |
| Sainte-Marthe, Pointe-du-Lac, Saint-Louis-de-France | $444,500 | +20% | +112% | 18 days | 61 |
| Periphery (Bécancour, Saint-Maurice, Yamachiche) | $390,000 | +11% | +97% | 31 days | 63 |
| City of Trois-Rivières, overall | $410,000 | +5% | +98% | 19 days | 207 |
| Range | Months of inventory | Market |
|---|---|---|
| < 200K | 3.6 months | Seller |
| 200K - 300K | 2.2 months | Seller |
| 300K - 500K | 1.8 months | Seller |
| 500K - 600K | 2.9 months | Seller |
| >= 600K | 4.7 months | Seller |
Under 4 months of inventory, the seller leads and a fairly priced house goes in three weeks; above 8 months, the buyer leads and the delay is counted in months.
| Purchase price | Minimum down payment | Monthly payment at 4.24 %, 30 years (CMHC premium included) | Gross household income required (approx.) |
|---|---|---|---|
| $350,000 | $17,500 | $1,692 | $78,000 |
| $410,000 | $20,500 | $1,982 | $90,000 |
| $450,000 | $22,500 | $2,175 | $98,000 |
| $520,000 | $27,000 | $2,508 | $113,000 |
| $600,000 | $35,000 | $2,875 | $129,000 |
Assumptions: 4.24 % five-year fixed rate, stress test at 6.24 %, 5 % down up to $500,000 and 10 % on the portion above, CMHC premium added to the loan, municipal and school taxes at 0.9 % of the price, $1,800 a year in heating, 39 % gross debt service ratio. Your file may give a different result.
The central sector (downtown, Old Trois-Rivières, Sainte-Cécile, the streets near the Université du Québec à Trois-Rivières) sells renovated older houses and 1950s to 1970s cottages at $424,000 in 20 days. Trois-Rivières-Ouest (Chavigny, Jean-XXIII, Les Rivières) sells 1970s to 2000s bungalows and cottages at $407,500: the entry budget with the most choice by range. Cap-de-la-Madeleine, on the east bank of the Saint-Maurice River, sells post-war bungalows often under $350,000 in 12 days: the sector of the first-time buyer in a hurry. Sainte-Marthe-du-Cap, Pointe-du-Lac and Saint-Louis-de-France sell recent houses and large lots at $444,500 (+20%). The periphery (Bécancour across the Laviolette bridge, Saint-Maurice, Yamachiche) sells at $390,000 with a well and a septic system. Our page on Trois-Rivières-Ouest details the sector.
Pyrrhotite: in the Trois-Rivières region, foundations poured between 1996 and 2008 with concrete containing this mineral swell and crack; ask for the year of the foundation, the petrographic analysis or the existing report, and make the offer conditional on a test if the house dates from those years; the seller's declaration must disclose it. The flood zones of the Saint-Maurice River and Lac Saint-Pierre: check the municipal map and insurability. The city's assessment roll is not market value, especially after a 98% rise in five years. In the periphery, the well and the septic system are documented before conditions are lifted. And Trois-Rivières's welcome tax, 3% above $500,000: on a $410,000 house, count $4,260.50, fully refundable to a first-time buyer.
Before making an offer in Trois-Rivières, our figures drawn from actual sales:
All four pages are built on listings sold over the last twelve months, not on regional averages. They exist to put a number on an offer rather than guess at one.
Before you sign: Certificate of location in Trois-Rivières: cost, timing and when to redo it
For the investor: Plex prices in Trois-Rivières: $173,417 per door, GRM 14.6x
Bungalow or two-storey home in Trois-Rivières:
Single-storey homes make up 74% of sales in Trois-Rivières over ten years; our page gives both price series, the second-floor premium and who the bungalow is for.
What one more bedroom costs in Trois-Rivières:
Three price series (3, 4, 5 or more bedrooms) over ten years, the fourth- and fifth-bedroom premiums, and the size that rose the most in Trois-Rivières.
What one more bedroom costs in a condo in Trois-Rivières:
The median price of 1-, 2- and 3-plus-bedroom condos over ten years, the second- and third-bedroom premiums, and the size that rose the most in Trois-Rivières.
Days on market in Trois-Rivières, ten years of perspective:
Median days for a house and a condo by year since 2016, the decade's four markets and what today's delay changes when selling in Trois-Rivières.
The number of sales in Trois-Rivières, ten years of perspective:
Houses, condos and plexes sold per year since 2016, the record year, the high-rate trough and what today's volume changes when selling in Trois-Rivières.
Plex prices in Trois-Rivières, ten years of perspective:
The median price of a plex per year since 2016, next to houses and condos, the frenzy, the rate brake and what the plex-to-house ratio tells a buyer in Trois-Rivières.
How many homes are for sale in Trois-Rivières, ten years of perspective:
Month-end inventory and new listings per year since 2016, the frenzy trough, absorption, months of inventory and why prices doubled in Trois-Rivières.
Sale price relative to asking price in Trois-Rivières, ten years of perspective:
At what percentage of asking houses have sold since 2016, the 2021 bidding wars, the return of negotiation and what the gap is worth in dollars in Trois-Rivières.
Houses that do not sell in Trois-Rivières, ten years of perspective:
Listings expired without a sale per year since 2016, the failure rate against sales, average days next to median days and what today's rate tells a seller in Trois-Rivières.
The average house price in Trois-Rivières, ten years of perspective:
The average sale price per year since 2016, next to the median and the asking price, why the average is higher and which of the three prices to use to set yours in Trois-Rivières.
How many dollars of houses sell in Trois-Rivières, ten years of perspective:
The total sale prices per year since 2016, next to the number of sales and the average price: whether the rise comes from price or from the number of buyers in Trois-Rivières.
House appreciation in Trois-Rivières by year of purchase:
What a house bought in 2016, 2019, 2021 or 2024 is worth today at the median price, in dollars, in percent and per year, house and condo, and what is left for those who bought at the peak in Trois-Rivières.
From condo to house in Trois-Rivières, the gap to close:
The median price of the house and the condo year by year since 2016, the gap between them, and whether the gain on a condo bought in 2016, 2019, 2021 or 2023 covers the jump in Trois-Rivières.
The Trois-Rivières market in one table:
Price, growth, sales, volume, days on market, inventory, over-asking, unsold, condo and appreciation, each with the city's rank among 50 and ten years of detail in Trois-Rivières.
How much down payment to buy in Trois-Rivières:
The legal minimum on the median house, the 20% that avoids the CMHC premium, the premium at the minimum, what a FHSA and an HBP cover, the condo, and ten years of perspective in Trois-Rivières.
How many condos are for sale in Trois-Rivières, ten years of perspective:
Condominium inventory at each month-end and new listings per year since 2016, absorption, months of inventory, and the comparison with single-family houses in Trois-Rivières.
The Loaa & Manseur team, led by Lotfi Manseur and Loaa Al Daow, is the number 1 team at RE/MAX Platine in 2024 and 2025, 6th RE/MAX team in Quebec, 15th in Canada and in the global top 50 of large residential teams according to the official RE/MAX ranking, computed on actual transactions. Its Google profile counts 221 reviews with a 4.9 rating. Its offices are at 55 avenue de l'Équinoxe in Brossard, one bridge from the island, and every broker's licence can be checked in the OACIQ public register. Three things to verify yourself before calling us, and to demand of any other broker.
For the budget, first-time buyer in Trois-Rivières; for the tax, the welcome tax in Trois-Rivières; to sell before buying, selling a house in Trois-Rivières; for the team, real estate broker in Trois-Rivières.
About $78,000 of gross household income for a $350,000 house with the $17,500 minimum down payment, $90,000 for $410,000 (the city's median) and $113,000 for $520,000, with a 30-year amortization and the stress test at 6.24%.
Often, under $450,000: at 12 days in Cap-de-la-Madeleine and 19 days in the city, a house priced at its street's value gets several offers the first weekend. Above $500,000 and in the periphery (31 days), the buyer has more time. In every case, keep the inspection condition, and the pyrrhotite condition for a 1996 to 2008 foundation, even in a multiple offer.
Published forecasts (Desjardins, QPAREB, CMHC) expect stable to moderately rising prices in 2027 and a policy rate around 2.75 %; waiting does not lower the price. The right time is when your budget, your pre-approval and your sector are ready; in a seller's market, the ready buyer beats the buyer who waits.
Generally nothing: the buyer's broker's compensation is provided for in the seller's brokerage contract and paid at the sale. The purchase brokerage contract states what happens if the seller provides none; we explain it before signing. See our fees (in French).
Also available in French: version française de ce guide.
Published September 7, 2026 by the Loaa & Manseur team, the number 1 team at RE/MAX Platine in 2024 and 2025, 6th RE/MAX team in Quebec, 15th in Canada and in the global top 50 according to the official RE/MAX ranking. Tell us about your project.
Équipe no 1 de RE/MAX Platine en 2024 et en 2025, 6e au Québec, 15e au Canada et dans le top 50 mondial au classement officiel RE/MAX. Réponse en moins de 24 heures, sept jours sur sept.