Welcome tax · Laval · 2026 grid verified at the source
Since January 1, 2026, Laval bills 3% above $500,000. On a house at the median, that is $2,002.50 more than the basic grid. Here is the calculation, the bill and what a first-time buyer gets back.
In Laval, the 2026 welcome tax follows the provincial grid up to $500,000 (0.5%, 1%, 1.5%) then applies 3% to the entire portion above $500,000, the maximum the law allows, since January 1, 2026. On a single-family house at $633,500 (Laval median, QPAREB Q2 2026), it comes to $9,615.50; an eligible first-time buyer gets $5,875 back from Revenu Québec and pays $3,740.50 net. On a $428,000 condo (median), it is $4,530.50, fully refunded to a first-time buyer. The tax base is the higher of the price paid and the roll value adjusted by the comparative factor; the bill is payable in one instalment within 30 days. A house at the median pays $2,002.50 more than before the increase.
Laval joined in 2026 the cities that apply the maximum 3% rate above $500,000. Below that threshold nothing changes: a condo at the Laval median pays the same tax as in Longueuil or Sherbrooke. Above it, every $100,000 costs $3,000 in tax instead of $1,500, and a house at the Laval median is already $133,500 over the threshold.
| Bracket of the tax base (2026) | Rate in Laval |
|---|---|
| $0 to $62,900 | 0.5% |
| $62,900 to $315,000 | 1% |
| $315,000 to $500,000 | 1.5% |
| Above $500,000 | 3% |
The thresholds are indexed every January 1 (the indexation is published in the Gazette officielle before July 1); the amounts above are the 2026 figures. Source: laval.ca, transfer duties (by-law in force since January 1, 2026).
The examples cover the condo at the median ($428,000), the $500,000 threshold, the house at the median ($633,500), a cottage in Sainte-Dorothée or Duvernay and a prestige home. The credit is calculated under $1,000,000.
| Price paid (or adjusted roll value) | Welcome tax | First-time buyer credit | Net cost, first-time buyer |
|---|---|---|---|
| $428,000 | $4,530.50 | $4,530.50 | $0 |
| $500,000 | $5,610.50 | $5,152.62 | $457.88 |
| $633,500 | $9,615.50 | $5,875 | $3,740.50 |
| $750,000 | $13,110.50 | $5,875 | $7,235.50 |
| $900,000 | $17,610.50 | $2,350 | $15,260.50 |
| $1,200,000 | $26,610.50 | $0 | $26,610.50 |
How to read it: on a single-family house at $633,500 (Laval median, QPAREB Q2 2026), the welcome tax is $9,615.50; an eligible first-time buyer gets $5,875 back and pays $3,740.50 net. Laval's municipal increase accounts for $2,002.50 of that amount, compared with a municipality that applies the basic grid. Our French welcome tax calculator runs the same calculation for any price.
The tax base is the highest of three amounts: the price paid, the consideration stated in the deed, and the value on the assessment roll multiplied by the year's comparative factor. In a rising market the price paid almost always exceeds the adjusted roll value, so the price is the base; in a sale between relatives or on a property bought below assessment, the adjusted roll value takes over and the bill can surprise. The notary records the tax base in the deed of sale and the municipality bills from the registration in the Land Register.
In Laval, transfer duties are payable in one instalment within 30 days of the bill being sent. The City does not reissue an annual tax bill when ownership changes; the new owner registers for the online tax account with the transfer duty bill to see the due dates. The bill is never handed over at the notary's office: it arrives by mail, or in the online tax account, generally a few weeks to two months after signing. Budget for it before the offer to purchase, alongside notary fees and the inspection, because no lender finances it inside the mortgage.
Since January 1, 2026, Quebec's refundable tax credit for home ownership reimburses first-time buyers 100% of the first $5,000 of transfer duties paid and 25% of the next $3,500, up to $5,875, on a first principal residence. The credit is reduced by 2.35% of the portion of the tax base above $750,000 and reaches zero at $1,000,000 (Finances Québec, Information Bulletin 2026-2). A first-time buyer is someone who did not live in a home owned by themselves or their spouse in the year of purchase or the four previous years. The buyer first pays Laval's bill, then claims the credit on their income tax return, or as an advance payment from October 2026 when the amount exceeds $1,000. On a $428,000 condo, the tax of $4,530.50 is refunded in full. On the house at the $633,500 median, the tax of $9,615.50 is refunded at $5,875 (the cap): $3,740.50 remains. The 3% increase therefore mostly hits first-time buyers of houses, not condos. The details, including couples where only one spouse has owned before, are in our guide to the welcome tax refund.
The exemptions come from provincial law and are the same in every city: a transfer in the direct ascending or descending line (parent to child, grandparent to grandchild, never between siblings), a transfer between spouses who are married, in a civil union or de facto after twelve months of living together (or parents of the same child), a tax base under $5,000, and a transfer to a corporation in which the seller holds at least 90% of the shares. The notary cites the exemption section in the deed. Laval then collects a supplementary duty of at most $200, except when the transfer follows a death. Our French article on welcome tax exemptions goes into detail.
Laval and Brossard have the same grid. Montreal is cheaper between $552,300 and $1,104,700 thanks to its 2% bracket, and Longueuil is clearly cheaper up to $630,100. On a $633,500 house, the Laval-Longueuil gap is $1,951.50.
| City (2026 grid) | On $633,500 | On $800,000 | On $1,200,000 |
|---|---|---|---|
| Laval | $9,615.50 | $14,610.50 | $26,610.50 |
| Montreal | $8,019 | $11,349 | $19,825.50 |
| Longueuil | $7,664 | $12,659 | $24,659 |
| Blainville | $7,613 | $10,860.50 | $22,860.50 |
| Basic provincial grid (no municipal increase) | $7,613 | $10,110.50 | $16,110.50 |
The grid applies to all of Île Jésus, from Chomedey to Saint-François, with no sector distinction: Laval is a single municipality. The City specifies that the tax also applies to mobile homes on the roll and to properties not registered in the Land Register, with 90 days to declare them. The supplementary duty for an exempt buyer is at most $200. With median houses around $800,000 in Sainte-Dorothée or Duvernay, the 3% bracket weighs $9,000 in those sectors, against $4,005 at the island median.
The Loaa & Manseur team, led by Lotfi Manseur and Loaa Al Daow, is the number 1 team at RE/MAX Platine in 2024 and 2025, 6th RE/MAX team in Quebec, 15th in Canada and in the global top 50 of large residential teams according to the official RE/MAX ranking, computed on actual transactions. Its Google profile counts 221 reviews with a 4.9 rating. Its offices are at 55 avenue de l'Équinoxe in Brossard, one bridge from the island, and every broker's licence can be checked in the OACIQ public register. Three things to verify yourself before calling us, and to demand of any other broker.
For the budget, first-time home buyer in Laval; for prices, house prices by sector in Laval; for a condo, buying a condo in Laval; for the general rules, our guide to the welcome tax in Quebec.
$9,615.50 with Laval's 2026 grid, if the price paid is the tax base. An eligible first-time buyer gets $5,875 back from Revenu Québec and pays $3,740.50 net.
A few weeks to two months after signing at the notary, once the deed is registered in the Land Register. Laval allows 30 days from the bill being sent, in one instalment.
Above $500,000, yes: Laval applies the legal maximum of 3%, like Brossard, Terrebonne, Gatineau, Lévis or Sherbrooke, whereas Longueuil only increases above $630,100 and Blainville above $750,000. Below $500,000, the tax is the same everywhere.
Yes, the grid is the same for a house, a condo, a plex or a lot, and the price used as the base includes sales taxes on a new build. Since 2026 the GST is eliminated up to $1,000,000 on a new home for a first-time buyer, which lowers the price paid and therefore the welcome tax base.
Also available in French: version française de ce guide.
Published September 7, 2026 by the Loaa & Manseur team, the number 1 team at RE/MAX Platine in 2024 and 2025, 6th RE/MAX team in Quebec, 15th in Canada and in the global top 50 according to the official RE/MAX ranking. Tell us about your project.
Équipe no 1 de RE/MAX Platine en 2024 et en 2025, 6e au Québec, 15e au Canada et dans le top 50 mondial au classement officiel RE/MAX. Réponse en moins de 24 heures, sept jours sur sept.