Buying a house in Brossard in 2026: the budget, sectors A to V, the steps and the pitfalls

Buying · Brossard · QPAREB Q2 2026 figures

The sector, the letter, the REM and the budget per month: here is how to buy a house in Brossard in 2026 without overpaying or missing the right street.

Buying a house in Brossard in 2026 means buying in a seller's market in every range, at an $803,000 median in the Brossard-Saint-Lambert sector (+2 % year over year), in 41 days, with 320 houses active. The budget starts around $600,000 for a bungalow in sectors A, B and C near the Champlain bridge (about $2,875 a month with the minimum down payment, household income of about $129,000), passes $800,000 for a cottage in sectors M to R ($3,790, $168,000) and exceeds a million in sectors L, P and S ($4,706, $208,000). The method: a pre-approval before the first viewing, the sector chosen on closed sales, an offer the first weekend documented with the street's last three sales, an inspection and a reading of the certificate of location. Here are the budget, the sectors, the steps and the pitfalls.

The Brossard market in 2026, from the buyer's side

Brossard-Saint-Lambert (QPAREB sector 42) sold its median house for $803,000 in the second quarter of 2026, +2 % year over year and +26 % in five years, in 41 days, with 320 houses active (+3 %) and a seller's market in every range: 0.8 months of inventory under $400,000, 2.8 months between $400,000 and $600,000, 4.7 months between $600,000 and a million, 7.8 months above $1.2 million. For a buyer, that means a quick offer under a million and time to compare above. Saint-Hubert ($602,500) and Vieux-Longueuil ($623,000), next door, are $180,000 cheaper. The monthly picture is on the South Shore's August 2026 report.

Sector (QPAREB, Q2 2026)House, median1 year5 yearsDaysHouses active
Brossard, Saint-Lambert$803,0002%26 %41 days320
Saint-Hubert (neighbour)$602,5005%36 %29 days135
Candiac, La Prairie (neighbours)$820,0004%33 %39 days162
South Shore, all$648,5002%39 %30 days1

Brossard-Saint-Lambert: months of inventory by price range (single-family)

RangeMonths of inventoryMarket
< 400K0.8 monthsSeller
400K - 600K2.8 monthsSeller
600K - 1 000K4.7 monthsSeller
1 000K - 1 200K4.0 monthsSeller
>= 1 200K7.8 monthsSeller

Under 4 months of inventory, the seller leads and a fairly priced house goes in three weeks; above 8 months, the buyer leads and the delay is counted in months.

What it costs per month in Brossard

Purchase priceMinimum down paymentMonthly payment at 4.24 %, 30 years (CMHC premium included)Gross household income required (approx.)
$600,000$35,000$2,875$129,000
$700,000$45,000$3,332$149,000
$800,000$55,000$3,790$168,000
$900,000$65,000$4,248$188,000
$1,000,000$75,000$4,706$208,000

Assumptions: 4.24 % five-year fixed rate, stress test at 6.24 %, 5 % down up to $500,000 and 10 % on the portion above, CMHC premium added to the loan, municipal and school taxes at 0.9 % of the price, $1,800 a year in heating, 39 % gross debt service ratio. Your file may give a different result.

Which sector to buy in in Brossard

Sectors A, B and C, near the Champlain bridge, boulevard Taschereau and the Panama REM station, sell the 1960s to 1980s bungalows and cottages: the entry budget, to refresh, with the REM premium. Sectors M, N, O and R, in the centre, sell the 1970s to 1990s cottages at the median. Sectors L, P and S, south of Grande-Allée near Parc de la Cité and Quartier DIX30, sell the large 1980s to 2010 homes, often above a million. Sectors T, U and V, to the east toward Saint-Hubert, sell the recent homes. Saint-Lambert, in the same sector, sells its older village homes on their own comparables. Our guide living in Brossard details each letter.

The eight steps of a purchase, in order

  1. The real budget: down payment, CMHC premium, notary fees ($1,500 to $2,500), inspection ($500 to $800), welcome tax (about 1 % to 2 % of the price, refundable up to $5,875 for a first-time buyer), tax adjustments and moving. Since Finances Québec's Information Bulletin 2026-2 (April 2026), this credit is reduced by 2.35 % of the portion of the price above $750,000 and disappears at $1,000,000: $4,700 at $800,000, $2,350 at $900,000.
  2. The written pre-approval, with the rate guaranteed 90 to 120 days; without it, no serious offer in a sector that sells in under a month.
  3. Choosing the sector on closed sales, not on asking prices: two or three sectors compared on price, days on market and commute.
  4. The viewings, grouped on the first weekend of the listing when the market is the seller's.
  5. The offer to purchase, conditional on inspection and financing; short and clean in a seller's market, negotiated in a buyer's market; the price is documented with the street's last three comparable sales.
  6. The pre-purchase inspection and the reading of the seller's declaration, the certificate of location and, outside the urban perimeter, the well and septic reports.
  7. Financing confirmed and conditions lifted, 10 to 15 days after acceptance.
  8. The notary, 30 to 60 days after acceptance: that is when the property changes hands.

The pitfalls specific to Brossard

Pyrite in the 1970s to 1990s backfill: ask for the test or the certificate. The Longueuil agglomeration's municipal roll (2025-2027, July 2023 reference) is not market value, one way or the other. An up-to-date certificate of location, especially with a pool or an extension. The REM is not a tax, but the proximity premium is real: do not pay it on a street 25 minutes' walk away. And the sector: an identical house is worth $100,000 more in P than in A; compare within the same letter.

Before making an offer in Brossard, our figures drawn from actual sales:

All four pages are built on listings sold over the last twelve months, not on regional averages. They exist to put a number on an offer rather than guess at one.

Before you sign: Certificate of location in Brossard: cost, timing and when to redo it

Bungalow or two-storey home in Brossard:

Single-storey homes make up 33% of sales in Brossard over ten years; our page gives both price series, the second-floor premium and who the bungalow is for.

What one more bedroom costs in Brossard:

Three price series (3, 4, 5 or more bedrooms) over ten years, the fourth- and fifth-bedroom premiums, and the size that rose the most in Brossard.

What one more bedroom costs in a condo in Brossard:

The median price of 1-, 2- and 3-plus-bedroom condos over ten years, the second- and third-bedroom premiums, and the size that rose the most in Brossard.

Days on market in Brossard, ten years of perspective:

Median days for a house and a condo by year since 2016, the decade's four markets and what today's delay changes when selling in Brossard.

The number of sales in Brossard, ten years of perspective:

Houses, condos and plexes sold per year since 2016, the record year, the high-rate trough and what today's volume changes when selling in Brossard.

Plex prices in Brossard, ten years of perspective:

The median price of a plex per year since 2016, next to houses and condos, the frenzy, the rate brake and what the plex-to-house ratio tells a buyer in Brossard.

How many homes are for sale in Brossard, ten years of perspective:

Month-end inventory and new listings per year since 2016, the frenzy trough, absorption, months of inventory and why prices doubled in Brossard.

Sale price relative to asking price in Brossard, ten years of perspective:

At what percentage of asking houses have sold since 2016, the 2021 bidding wars, the return of negotiation and what the gap is worth in dollars in Brossard.

Houses that do not sell in Brossard, ten years of perspective:

Listings expired without a sale per year since 2016, the failure rate against sales, average days next to median days and what today's rate tells a seller in Brossard.

The average house price in Brossard, ten years of perspective:

The average sale price per year since 2016, next to the median and the asking price, why the average is higher and which of the three prices to use to set yours in Brossard.

How many dollars of houses sell in Brossard, ten years of perspective:

The total sale prices per year since 2016, next to the number of sales and the average price: whether the rise comes from price or from the number of buyers in Brossard.

House appreciation in Brossard by year of purchase:

What a house bought in 2016, 2019, 2021 or 2024 is worth today at the median price, in dollars, in percent and per year, house and condo, and what is left for those who bought at the peak in Brossard.

From condo to house in Brossard, the gap to close:

The median price of the house and the condo year by year since 2016, the gap between them, and whether the gain on a condo bought in 2016, 2019, 2021 or 2023 covers the jump in Brossard.

The Brossard market in one table:

Price, growth, sales, volume, days on market, inventory, over-asking, unsold, condo and appreciation, each with the city's rank among 50 and ten years of detail in Brossard.

How much down payment to buy in Brossard:

The legal minimum on the median house, the 20% that avoids the CMHC premium, the premium at the minimum, what a FHSA and an HBP cover, the condo, and ten years of perspective in Brossard.

How many condos are for sale in Brossard, ten years of perspective:

Condominium inventory at each month-end and new listings per year since 2016, absorption, months of inventory, and the comparison with single-family houses in Brossard.

When to sell in Brossard, ten years of sales month by month:

The month with the most home sales, the quietest month, spring versus winter, the best-paying month and when to list to sell at the right time in Brossard.

Condos that do not sell in Brossard, ten years of perspective:

Condo listings expired without a sale per year since 2016, the failure rate against sales, the same rate for houses, and what it tells a condo seller in Brossard.

When to sell a condo in Brossard, ten years of sales month by month:

The month with the most condo sales, the quietest month, spring versus winter, the best-paying month, houses alongside and when to list in Brossard.

How much buyers negotiate a condo in Brossard, ten years of perspective:

Sale price as a percentage of asking for condos, year by year since 2016, the ratio on the original price, houses alongside and the dollar gap on the median condo in Brossard.

What the median house costs a month in Brossard, ten years of perspective:

The monthly payment on the house in the middle every year since 2016 with the Centris price and the 5-year rate actually charged, the share of price and the share of rate, the renewal shock and the income it takes in Brossard.

What the house really gained in Brossard, once inflation is removed:

Each year's median price converted to 2026 dollars with the Quebec CPI, the real increase, the years of real decline, the peak in purchasing power and the condo alongside in Brossard.

What the median condo costs a month in Brossard, ten years of perspective:

The monthly payment on the condo in the middle every year since 2016 with the Centris price and the 5-year rate actually charged, the share of price and the share of rate, the renewal shock and the income it takes in Brossard.

Brossard or the city next door: where to buy in 2026, matchup by matchup:

Each matchup puts Brossard and a neighbouring city side by side over ten years of Centris sales: house and condo prices, gap, days on market, inventory, bidding, unsold listings and monthly payment.

How much is a semi-detached or row house in Brossard, ten years of perspective:

The median price by house type year by year since 2016, the number of sales, the shared-wall discount and how it moved in Brossard.

How many houses still sell under $500,000 in Brossard, ten years of perspective:

Sales under $500,000 and under $400,000 year by year since 2016, their share, the tipping year and what is still available under the threshold in Brossard.

How many houses sell for over $1 million in Brossard, ten years of perspective:

Sales at $1,000,000 and up year by year since 2016, their share, the first year with ten sales and what is paid above the million in Brossard.

At what price houses sell in Brossard, range by range:

The distribution of sales by price bracket in 2020, 2023 and 2026, the best-selling range, the share under $500,000 and above $750,000 in Brossard.

How long to sell by price in Brossard:

Median days on market by price bracket over the past twelve months, the fastest bracket, the slowest and what it changes for selling or buying in Brossard.

How much the lot is worth in a house price in Brossard, ten years of perspective:

The median price of houses on small lots and on large lots year by year since 2016, the large-lot premium and how it moved in Brossard.

How many dollars of condos sell in Brossard, ten years of perspective:

Condo sales volume year by year since 2016, the number of sales and the average price behind it, and the condo's share of the market in Brossard.

The average condo price in Brossard, and why it exceeds the median:

The average sale price of condos year by year since 2016, beside the median price and the asking price, and the gap between the two in Brossard.

How long to sell a condo by price in Brossard:

Median condo days on market by price bracket over the past twelve months, the fastest bracket, the slowest and what it changes for selling or buying a condo in Brossard.

What sells at what price in Brossard:

The 2026 sales crossed by price range and category: what sells under $300,000, who holds the million, where houses, condos and plexes compete in Brossard.

Which sells fastest in Brossard, house, condo or plex:

Days on market of houses, condos and plexes compared price range by price range over twelve months in Brossard.

At what price condos sell in Brossard, range by range:

The distribution of condo sales by price bracket in 2020 and 2026, the best-selling range, the share under $300,000 and under $400,000 in Brossard.

The pros and cons of living in Brossard:

The good reasons to live there and what you have to accept, who it suits and who it does not, written without embellishment by a team that sells there.

The market in Brossard this month:

Days on market, sold against asking, inventory and September 2026 verdict in Brossard, over the past twelve Centris months.

The condo market in Brossard this month:

Days on market, sold against asking, median price and September 2026 verdict for the condo in Brossard, compared with the house, over the past twelve Centris months.

The welcome tax on the median house in Brossard, 2016 against 2026:

The tax computed year by year on the Centris median price with the city's 2026 grid, and what a first-time buyer pays net in Brossard.

The salary to buy the median house in Brossard, 2016 against 2026:

The gross income required year by year (payment at the contracted rate, taxes, heating, 32% GDS ratio) on the Centris median price in Brossard, and the price's and the rate's share of the increase.

Which houses linger by price in Brossard:

Average against median days on market by price bracket over the past twelve months, the ratio between the two and the bracket where listings linger the most in Brossard.

Split-level, storey-and-a-half, bungalow or two-storey in Brossard:

Four house types side by side over ten years: median price, gap between types, share of sales and the one that rose the most in Brossard.

How much buyers negotiate on a house by price in Brossard:

Sold-to-asking ratio by price bracket over the past twelve months, the bracket negotiated the most, the one where asking or more is paid, and what it changes for selling or buying in Brossard.

How much buyers negotiate on a condo by price in Brossard:

Sold-to-asking ratio by price bracket over the past twelve months, the bracket negotiated the most, the one where asking or more is paid, and what it changes for selling or buying in Brossard.

Where the money goes by price in Brossard:

Share of dollars against share of sales by price bracket over the past twelve months, the average ticket and the bracket that weighs the most in Brossard.

How much sellers cut their price before selling in Brossard:

Sold price against the first asking price and the last, by price bracket over the past twelve months, and the bracket where sellers adjust the most in Brossard.

What one more bathroom costs in Brossard:

Three price series (1, 2, 3 or more bathrooms) over ten years, the second- and third-bathroom premiums, and the class that rose the most in Brossard.

Buying to rent on Airbnb in Brossard:

What the city allows for the principal residence and for a unit bought for short-term rental, the permit required and the purchase price, with sources.

Property taxes in Brossard:

The tax bill, increase and rate published by the city for 2026, the assessment roll year and the school tax, with sources.

Coming from Montreal?

Prices, monthly mortgage payment and welcome tax compared with Montreal.

New or old in Brossard:

Median price of houses sold by construction era, from 1959 and earlier to 2010 and later, year by year since 2016.

Our proof, not our promises

The Loaa & Manseur team, led by Lotfi Manseur and Loaa Al Daow, is the number 1 team at RE/MAX Platine in 2024 and 2025, 6th RE/MAX team in Quebec, 15th in Canada and in the global top 50 of large residential teams according to the official RE/MAX ranking, computed on actual transactions. Its Google profile counts 221 reviews with a 4.9 rating. Its offices are at 55 avenue de l'Équinoxe in Brossard, one bridge from the island, and every broker's licence can be checked in the OACIQ public register. Three things to verify yourself before calling us, and to demand of any other broker.

For the budget, first-time home buyer in Brossard; for prices, house prices in Brossard; to compare, Brossard vs Longueuil and Brossard vs Chomedey.

Frequently asked questions

What budget do you need to buy a house in Brossard?

About $129,000 in gross household income for a $600,000 house with the minimum down payment ($30,000 plus $10,000 on the portion above $500,000), $168,000 for $800,000 and $208,000 for a million, with a 30-year amortization and the stress test at 6.24 %.

Should you offer above the asking price in Brossard?

Under a million, often: the market is the seller's with less than 5 months of inventory, and a house priced at its street's level receives several offers the first weekend. Above $1.2 million, with 7.8 months of inventory, no: the buyer has time and negotiates. In both cases, the offer is documented with closed sales, not with the other offers.

Is it a good time to buy in Brossard?

Published forecasts (Desjardins, QPAREB, CMHC) expect stable to moderately rising prices in 2027 and a policy rate around 2.75 %; waiting does not lower the price. The right time is when your budget, your pre-approval and your sector are ready; in a seller's market, the ready buyer beats the buyer who waits.

How much does a broker cost the buyer?

Generally nothing: the buyer's broker's compensation is provided for in the seller's brokerage contract and paid at the sale. The purchase brokerage contract states what happens if the seller provides none; we explain it before signing. See our fees (in French).

Also available in French: version française de ce guide.

Published September 7, 2026 by the Loaa & Manseur team, the number 1 team at RE/MAX Platine in 2024 and 2025, 6th RE/MAX team in Quebec, 15th in Canada and in the global top 50 according to the official RE/MAX ranking. Tell us about your project.

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