Buying · Foreclosures · September 15, 2026
All our foreclosure guides, by region and by city, with the registration division where prior notices are read and the sectors to watch.
A foreclosure comes from a missed payment: a 60-day prior notice in the land register, then taking in payment, sale under judicial authority or sale by the creditor, and a return to the market without legal warranty. Where it appears depends on the local market: tower condos near the metro in Laval and downtown Montreal, plexes bought on a variable rate in Trois-Rivières and Sherbrooke, cottages in the Mauricie and Magog, 2021-2022 houses renewing in 2026-2027 on the North Shore. This page links our guides by region and by city, plus the two method pages: how to spot them on Centris and how a sale under judicial authority works. Our free alert combines Centris, the land register and notices of sale.
Two method pages before the territory pages: foreclosures in Quebec, the full mechanics from the prior notice to the resale, and foreclosures on Centris, how to spot them in the listings and what Centris does not show. The sale under judicial authority explains the recourse by which the court has the immovable sold.
Nowhere a wave: markets sell in 20 to 40 days and most owners in difficulty sell on their own during the notice. Foreclosures concentrate where the 2021-2022 buyers renew at higher rates: tower condos near the metro, investor plexes on variable rates in the Mauricie and the Eastern Townships, cottages and second homes. Each regional guide details its sectors.
With an alert that combines the three sources: Centris listings with the mention "reprise de finance", prior notices in the land register (public 60 days before any listing) and notices of sale under judicial authority. We set it up free of charge by sector and budget.
No. Priced at market, it gets several offers. The real saving comes from the work you know how to price, from financing ready before the others and from an inspection that replaces the missing legal warranty.
The Loaa & Manseur team, led by Lotfi Manseur and Loaa Al Daow, is the number 1 team at RE/MAX Platine in 2024 and 2025, 6th RE/MAX team in Quebec, 15th in Canada and in the global top 50 of large residential teams according to the official RE/MAX ranking, computed on actual transactions. Its Google profile counts more than 220 reviews with a 4.9 rating. Its offices are at 55 avenue de l'Équinoxe in Brossard, one bridge from the island, and every broker's licence can be checked in the OACIQ public register. Three things to verify yourself before calling us, and to demand of any other broker.
Also available in French: version française de ce guide.
Published September 7, 2026 by the Loaa & Manseur team, the number 1 team at RE/MAX Platine in 2024 and 2025, 6th RE/MAX team in Quebec, 15th in Canada and in the global top 50 according to the official RE/MAX ranking. Tell us about your project.
Équipe no 1 de RE/MAX Platine en 2024 et en 2025, 6e au Québec, 15e au Canada et dans le top 50 mondial au classement officiel RE/MAX. Réponse en moins de 24 heures, sept jours sur sept.