Buying · Terrebonne · QPAREB Q2 2026 figures
Three hundred and forty-five houses for sale and three sectors that do not sell alike: here are the budget per month, the sectors, the steps and the pitfalls for buying a house in Terrebonne in 2026.
Buying a house in Terrebonne in 2026 means buying in the North Shore's best-supplied market: a $583,500 median (+1 % year over year), 25 days, 345 houses active (+15 %), a seller's market in every range but with choice. The budget starts around $450,000 for a La Plaine bungalow or a 1970s Lachenaie home (about $2,175 a month with 5 % down, household income of about $98,000), passes $600,000 for a 1990s to 2010 cottage ($2,875, $129,000) and reaches $850,000 for a recent home with a garage or a Vieux-Terrebonne home ($4,019, $178,000). The method: pre-approval, sector chosen on closed sales, an offer in the first week, inspection and documents (certificate of location near the river, well and septic in La Plaine). Here are the budget, the sectors, the steps and the pitfalls.
Terrebonne (QPAREB sector 29) sold its median house for $583,500 in the second quarter of 2026, +1 % year over year and +51 % in five years, in 25 days, with 345 houses active, three times more than Mascouche. The market is the seller's in every range: 2.0 months of inventory between $290,000 and $720,000, 3.5 months up to $870,000, 5.6 months above. For a buyer, that means an offer in the first week under $720,000 and a little more time above. The monthly picture is on the North Shore's August 2026 report.
| Sector (QPAREB, Q2 2026) | House, median | 1 year | 5 years | Days | Houses active |
|---|---|---|---|---|---|
| Terrebonne | $583,500 | 1% | 51 % | 25 days | 345 |
| Mascouche (neighbour) | $615,000 | 7% | 54 % | 23 days | 109 |
| Repentigny (neighbour) | $580,000 | 2% | 45 % | 25 days | 191 |
| North Shore, all | $600,000 | 6% | 52 % | 28 days | 2 |
| Range | Months of inventory | Market |
|---|---|---|
| < 290K | 3.3 months | Seller |
| 290K - 430K | 2.0 months | Seller |
| 430K - 720K | 2.0 months | Seller |
| 720K - 870K | 3.5 months | Seller |
| >= 870K | 5.6 months | Seller |
Under 4 months of inventory, the seller leads and a fairly priced house goes in three weeks; above 8 months, the buyer leads and the delay is counted in months.
| Purchase price | Minimum down payment | Monthly payment at 4.24 %, 30 years (CMHC premium included) | Gross household income required (approx.) |
|---|---|---|---|
| $450,000 | $22,500 | $2,175 | $98,000 |
| $525,000 | $27,500 | $2,531 | $114,000 |
| $600,000 | $35,000 | $2,875 | $129,000 |
| $700,000 | $45,000 | $3,332 | $149,000 |
| $850,000 | $60,000 | $4,019 | $178,000 |
Assumptions: 4.24 % five-year fixed rate, stress test at 6.24 %, 5 % down up to $500,000 and 10 % on the portion above, CMHC premium added to the loan, municipal and school taxes at 0.9 % of the price, $1,800 a year in heating, 39 % gross debt service ratio. Your file may give a different result.
Lachenaie, between the 40 and the 640, sells the volume: the 1970s to 1990s cottages below the median, the 2000 to 2020 homes above, with identical neighbours to compare. Vieux-Terrebonne and the Mille Îles river sell character, the older homes and the waterfront above the median, with the flood zone to check. La Plaine, to the north, sells the cheapest houses, often on a well and septic system, on larger lots. The sectors near the exo Terrebonne station and the 25 sell to commuters. Our guide living in Terrebonne details each sector.
The flood zone along the Mille Îles river: the certificate of location and the municipal map before the offer, because insurance and financing depend on it. The well and septic in La Plaine: the analysis and pumping reports, and the age of the installation. Pyrite in the 1980s to 1990s backfill in Lachenaie. The Highway 25 toll in the monthly budget if you cross every day. And the choice: with 345 houses, compare five similar homes before offering, but do not wait for the sixth in a 25-day market.
The Loaa & Manseur team, led by Lotfi Manseur and Loaa Al Daow, is the number 1 team at RE/MAX Platine in 2024 and 2025, 6th RE/MAX team in Quebec, 15th in Canada and in the global top 50 of large residential teams according to the official RE/MAX ranking, computed on actual transactions. Its Google profile counts 221 reviews with a 4.9 rating. Its offices are at 55 avenue de l'Équinoxe in Brossard, one bridge from the island, and every broker's licence can be checked in the OACIQ public register. Three things to verify yourself before calling us, and to demand of any other broker.
For the budget, first-time home buyer in Terrebonne; for prices, house prices in Terrebonne; to compare, Terrebonne vs Mascouche and Repentigny vs Terrebonne.
About $98,000 in gross household income for a $450,000 house with 5 % down, $129,000 for $600,000 and $178,000 for $850,000, with a 30-year amortization and the stress test at 6.24 %.
Under $720,000, often: 2.0 months of inventory and 25 days on market bring multiple offers on the fairly priced house. Above $870,000, with 5.6 months of inventory, rarely. In both cases, the ceiling is set on the street's closed sales.
Published forecasts (Desjardins, QPAREB, CMHC) expect stable to moderately rising prices in 2027 and a policy rate around 2.75 %; waiting does not lower the price. The right time is when your budget, your pre-approval and your sector are ready; in a seller's market, the ready buyer beats the buyer who waits.
Generally nothing: the buyer's broker's compensation is provided for in the seller's brokerage contract and paid at the sale. The purchase brokerage contract states what happens if the seller provides none; we explain it before signing. See our fees (in French).
Also available in French: version française de ce guide.
Our Terrebonne listing: 1245 rue François-Corbeil, apt. 402, a 1,356 sq ft three-bedroom condo in Île-Saint-Jean, at $410,000.
Published September 7, 2026 by the Loaa & Manseur team, the number 1 team at RE/MAX Platine in 2024 and 2025, 6th RE/MAX team in Quebec, 15th in Canada and in the global top 50 according to the official RE/MAX ranking. Tell us about your project.
Équipe no 1 de RE/MAX Platine en 2024 et en 2025, 6e au Québec, 15e au Canada et dans le top 50 mondial au classement officiel RE/MAX. Réponse en moins de 24 heures, sept jours sur sept.