Buying a house in Terrebonne in 2026: the budget, Lachenaie, Vieux-Terrebonne and La Plaine, the steps and the pitfalls

Buying · Terrebonne · QPAREB Q2 2026 figures

Three hundred and forty-five houses for sale and three sectors that do not sell alike: here are the budget per month, the sectors, the steps and the pitfalls for buying a house in Terrebonne in 2026.

Buying a house in Terrebonne in 2026 means buying in the North Shore's best-supplied market: a $583,500 median (+1 % year over year), 25 days, 345 houses active (+15 %), a seller's market in every range but with choice. The budget starts around $450,000 for a La Plaine bungalow or a 1970s Lachenaie home (about $2,175 a month with 5 % down, household income of about $98,000), passes $600,000 for a 1990s to 2010 cottage ($2,875, $129,000) and reaches $850,000 for a recent home with a garage or a Vieux-Terrebonne home ($4,019, $178,000). The method: pre-approval, sector chosen on closed sales, an offer in the first week, inspection and documents (certificate of location near the river, well and septic in La Plaine). Here are the budget, the sectors, the steps and the pitfalls.

The Terrebonne market in 2026, from the buyer's side

Terrebonne (QPAREB sector 29) sold its median house for $583,500 in the second quarter of 2026, +1 % year over year and +51 % in five years, in 25 days, with 345 houses active, three times more than Mascouche. The market is the seller's in every range: 2.0 months of inventory between $290,000 and $720,000, 3.5 months up to $870,000, 5.6 months above. For a buyer, that means an offer in the first week under $720,000 and a little more time above. The monthly picture is on the North Shore's August 2026 report.

Sector (QPAREB, Q2 2026)House, median1 year5 yearsDaysHouses active
Terrebonne$583,5001%51 %25 days345
Mascouche (neighbour)$615,0007%54 %23 days109
Repentigny (neighbour)$580,0002%45 %25 days191
North Shore, all$600,0006%52 %28 days2

Terrebonne: months of inventory by price range (single-family)

RangeMonths of inventoryMarket
< 290K3.3 monthsSeller
290K - 430K2.0 monthsSeller
430K - 720K2.0 monthsSeller
720K - 870K3.5 monthsSeller
>= 870K5.6 monthsSeller

Under 4 months of inventory, the seller leads and a fairly priced house goes in three weeks; above 8 months, the buyer leads and the delay is counted in months.

What it costs per month in Terrebonne

Purchase priceMinimum down paymentMonthly payment at 4.24 %, 30 years (CMHC premium included)Gross household income required (approx.)
$450,000$22,500$2,175$98,000
$525,000$27,500$2,531$114,000
$600,000$35,000$2,875$129,000
$700,000$45,000$3,332$149,000
$850,000$60,000$4,019$178,000

Assumptions: 4.24 % five-year fixed rate, stress test at 6.24 %, 5 % down up to $500,000 and 10 % on the portion above, CMHC premium added to the loan, municipal and school taxes at 0.9 % of the price, $1,800 a year in heating, 39 % gross debt service ratio. Your file may give a different result.

Which sector to buy in in Terrebonne

Lachenaie, between the 40 and the 640, sells the volume: the 1970s to 1990s cottages below the median, the 2000 to 2020 homes above, with identical neighbours to compare. Vieux-Terrebonne and the Mille Îles river sell character, the older homes and the waterfront above the median, with the flood zone to check. La Plaine, to the north, sells the cheapest houses, often on a well and septic system, on larger lots. The sectors near the exo Terrebonne station and the 25 sell to commuters. Our guide living in Terrebonne details each sector.

The eight steps of a purchase, in order

  1. The real budget: down payment, CMHC premium, notary fees ($1,500 to $2,500), inspection ($500 to $800), welcome tax (about 1 % to 2 % of the price, refundable up to $5,875 for a first-time buyer), tax adjustments and moving. Since Finances Québec's Information Bulletin 2026-2 (April 2026), this credit is reduced by 2.35 % of the portion of the price above $750,000 and disappears at $1,000,000: $4,700 at $800,000, $2,350 at $900,000.
  2. The written pre-approval, with the rate guaranteed 90 to 120 days; without it, no serious offer in a sector that sells in under a month.
  3. Choosing the sector on closed sales, not on asking prices: two or three sectors compared on price, days on market and commute.
  4. The viewings, grouped on the first weekend of the listing when the market is the seller's.
  5. The offer to purchase, conditional on inspection and financing; short and clean in a seller's market, negotiated in a buyer's market; the price is documented with the street's last three comparable sales.
  6. The pre-purchase inspection and the reading of the seller's declaration, the certificate of location and, outside the urban perimeter, the well and septic reports.
  7. Financing confirmed and conditions lifted, 10 to 15 days after acceptance.
  8. The notary, 30 to 60 days after acceptance: that is when the property changes hands.

The pitfalls specific to Terrebonne

The flood zone along the Mille Îles river: the certificate of location and the municipal map before the offer, because insurance and financing depend on it. The well and septic in La Plaine: the analysis and pumping reports, and the age of the installation. Pyrite in the 1980s to 1990s backfill in Lachenaie. The Highway 25 toll in the monthly budget if you cross every day. And the choice: with 345 houses, compare five similar homes before offering, but do not wait for the sixth in a 25-day market.

Before making an offer in Terrebonne, our figures drawn from actual sales:

All four pages are built on listings sold over the last twelve months, not on regional averages. They exist to put a number on an offer rather than guess at one.

Before you sign: Certificate of location in Terrebonne: cost, timing and when to redo it

For the investor: Plex prices in Terrebonne: $273,833 per door, GRM 17.4x

Bungalow or two-storey home in Terrebonne:

Single-storey homes make up 57% of sales in Terrebonne over ten years; our page gives both price series, the second-floor premium and who the bungalow is for.

What one more bedroom costs in Terrebonne:

Three price series (3, 4, 5 or more bedrooms) over ten years, the fourth- and fifth-bedroom premiums, and the size that rose the most in Terrebonne.

What one more bedroom costs in a condo in Terrebonne:

The median price of 1-, 2- and 3-plus-bedroom condos over ten years, the second- and third-bedroom premiums, and the size that rose the most in Terrebonne.

Days on market in Terrebonne, ten years of perspective:

Median days for a house and a condo by year since 2016, the decade's four markets and what today's delay changes when selling in Terrebonne.

The number of sales in Terrebonne, ten years of perspective:

Houses, condos and plexes sold per year since 2016, the record year, the high-rate trough and what today's volume changes when selling in Terrebonne.

Plex prices in Terrebonne, ten years of perspective:

The median price of a plex per year since 2016, next to houses and condos, the frenzy, the rate brake and what the plex-to-house ratio tells a buyer in Terrebonne.

How many homes are for sale in Terrebonne, ten years of perspective:

Month-end inventory and new listings per year since 2016, the frenzy trough, absorption, months of inventory and why prices doubled in Terrebonne.

Sale price relative to asking price in Terrebonne, ten years of perspective:

At what percentage of asking houses have sold since 2016, the 2021 bidding wars, the return of negotiation and what the gap is worth in dollars in Terrebonne.

Houses that do not sell in Terrebonne, ten years of perspective:

Listings expired without a sale per year since 2016, the failure rate against sales, average days next to median days and what today's rate tells a seller in Terrebonne.

The average house price in Terrebonne, ten years of perspective:

The average sale price per year since 2016, next to the median and the asking price, why the average is higher and which of the three prices to use to set yours in Terrebonne.

How many dollars of houses sell in Terrebonne, ten years of perspective:

The total sale prices per year since 2016, next to the number of sales and the average price: whether the rise comes from price or from the number of buyers in Terrebonne.

House appreciation in Terrebonne by year of purchase:

What a house bought in 2016, 2019, 2021 or 2024 is worth today at the median price, in dollars, in percent and per year, house and condo, and what is left for those who bought at the peak in Terrebonne.

From condo to house in Terrebonne, the gap to close:

The median price of the house and the condo year by year since 2016, the gap between them, and whether the gain on a condo bought in 2016, 2019, 2021 or 2023 covers the jump in Terrebonne.

The Terrebonne market in one table:

Price, growth, sales, volume, days on market, inventory, over-asking, unsold, condo and appreciation, each with the city's rank among 50 and ten years of detail in Terrebonne.

How much down payment to buy in Terrebonne:

The legal minimum on the median house, the 20% that avoids the CMHC premium, the premium at the minimum, what a FHSA and an HBP cover, the condo, and ten years of perspective in Terrebonne.

How many condos are for sale in Terrebonne, ten years of perspective:

Condominium inventory at each month-end and new listings per year since 2016, absorption, months of inventory, and the comparison with single-family houses in Terrebonne.

When to sell in Terrebonne, ten years of sales month by month:

The month with the most home sales, the quietest month, spring versus winter, the best-paying month and when to list to sell at the right time in Terrebonne.

Condos that do not sell in Terrebonne, ten years of perspective:

Condo listings expired without a sale per year since 2016, the failure rate against sales, the same rate for houses, and what it tells a condo seller in Terrebonne.

How many plexes are for sale in Terrebonne, ten years of perspective:

Plexes for sale at each month-end and new listings since 2016, absorption, months of inventory, and the comparison with houses and condos in Terrebonne.

When to sell a condo in Terrebonne, ten years of sales month by month:

The month with the most condo sales, the quietest month, spring versus winter, the best-paying month, houses alongside and when to list in Terrebonne.

Plexes that do not sell in Terrebonne, ten years of perspective:

Plex listings expired without a sale per year since 2016, the failure rate against sales, the same rate for houses and condos, and what it tells a building seller in Terrebonne.

How much buyers negotiate a condo in Terrebonne, ten years of perspective:

Sale price as a percentage of asking for condos, year by year since 2016, the ratio on the original price, houses alongside and the dollar gap on the median condo in Terrebonne.

How much buyers negotiate a plex in Terrebonne, ten years of perspective:

Sale price as a percentage of asking for plexes, year by year since 2016, the ratio on the original price, houses and condos alongside and the dollar gap on the median building in Terrebonne.

What the median house costs a month in Terrebonne, ten years of perspective:

The monthly payment on the house in the middle every year since 2016 with the Centris price and the 5-year rate actually charged, the share of price and the share of rate, the renewal shock and the income it takes in Terrebonne.

What the house really gained in Terrebonne, once inflation is removed:

Each year's median price converted to 2026 dollars with the Quebec CPI, the real increase, the years of real decline, the peak in purchasing power and the condo alongside in Terrebonne.

One of the team's Terrebonne listings, for sale right now:

Turnkey, with a double garage, the feature that lifts a house's price the most in Terrebonne (+17.7%), and a 6,000 sq ft yard enclosed by hedges, with pool, gazebo and fire pit.

What the median condo costs a month in Terrebonne, ten years of perspective:

The monthly payment on the condo in the middle every year since 2016 with the Centris price and the 5-year rate actually charged, the share of price and the share of rate, the renewal shock and the income it takes in Terrebonne.

How long to sell a plex in Terrebonne, ten years of perspective:

Median and average days on market of plexes year by year since 2016, the house and the condo alongside, market periods and the weight of buildings that sit in Terrebonne.

How much is a duplex, a triplex, a quadruplex in Terrebonne, ten years of perspective:

The median price by building type year by year since 2016, the number of sales, the price per unit, what the extra unit costs and the house alongside in Terrebonne.

How much is a lot in Terrebonne, ten years of perspective:

The median price of lots and land sold on Centris year by year since 2016, the number of sales, the 2021 peak and the weight of the lot in the price of a house in Terrebonne.

Terrebonne or the city next door: where to buy in 2026, matchup by matchup:

Each matchup puts Terrebonne and a neighbouring city side by side over ten years of Centris sales: house and condo prices, gap, days on market, inventory, bidding, unsold listings and monthly payment.

How much is a semi-detached or row house in Terrebonne, ten years of perspective:

The median price by house type year by year since 2016, the number of sales, the shared-wall discount and how it moved in Terrebonne.

How many houses still sell under $500,000 in Terrebonne, ten years of perspective:

Sales under $500,000 and under $400,000 year by year since 2016, their share, the tipping year and what is still available under the threshold in Terrebonne.

How many houses sell for over $1 million in Terrebonne, ten years of perspective:

Sales at $1,000,000 and up year by year since 2016, their share, the first year with ten sales and what is paid above the million in Terrebonne.

At what price houses sell in Terrebonne, range by range:

The distribution of sales by price bracket in 2020, 2023 and 2026, the best-selling range, the share under $500,000 and above $750,000 in Terrebonne.

How long to sell by price in Terrebonne:

Median days on market by price bracket over the past twelve months, the fastest bracket, the slowest and what it changes for selling or buying in Terrebonne.

How much the lot is worth in a house price in Terrebonne, ten years of perspective:

The median price of houses on small lots and on large lots year by year since 2016, the large-lot premium and how it moved in Terrebonne.

How many dollars of condos sell in Terrebonne, ten years of perspective:

Condo sales volume year by year since 2016, the number of sales and the average price behind it, and the condo's share of the market in Terrebonne.

The average condo price in Terrebonne, and why it exceeds the median:

The average sale price of condos year by year since 2016, beside the median price and the asking price, and the gap between the two in Terrebonne.

How long to sell a condo by price in Terrebonne:

Median condo days on market by price bracket over the past twelve months, the fastest bracket, the slowest and what it changes for selling or buying a condo in Terrebonne.

How long to sell a plex by price in Terrebonne:

Median plex days on market by price bracket over the past twelve months, the fastest bracket, the slowest and what it changes for selling or buying a plex in Terrebonne.

At what price plexes sell in Terrebonne, range by range:

The distribution of plex sales by price bracket in 2020 and 2026, the best-selling range, the share under $450,000 and under $600,000 in Terrebonne.

The average plex price in Terrebonne, and why it exceeds the median:

The average sale price of plex year by year since 2016, beside the median price and the asking price, and the gap between the two in Terrebonne.

How many dollars of plex sell in Terrebonne, ten years of perspective:

Plex sales volume year by year since 2016, the number of sales and the average price behind it, and the plex's share of the market in Terrebonne.

Where the real estate money goes in Terrebonne:

Sales dollars split between houses, condos and plexes every year since 2016, the category that weighs the most and the one that grew the most in Terrebonne.

What sells at what price in Terrebonne:

The 2026 sales crossed by price range and category: what sells under $300,000, who holds the million, where houses, condos and plexes compete in Terrebonne.

Which sells fastest in Terrebonne, house, condo or plex:

Days on market of houses, condos and plexes compared price range by price range over twelve months in Terrebonne.

At what price condos sell in Terrebonne, range by range:

The distribution of condo sales by price bracket in 2020 and 2026, the best-selling range, the share under $300,000 and under $400,000 in Terrebonne.

The pros and cons of living in Terrebonne:

The good reasons to live there and what you have to accept, who it suits and who it does not, written without embellishment by a team that sells there.

The plex in Terrebonne, the 2026 file:

Prices, door, days on market, volume, down payment and what the median does not say, on Centris sales.

Is a plex profitable in Terrebonne in 2026:

The full math on the duplex, triplex and fourplex at the 2026 median price and the median rent in Terrebonne, labelled assumptions.

Duplex or triplex in Terrebonne, the 2026 comparison:

Prices, price per unit, minimum down payment to live in it and days on market, on Centris sales by type.

House or plex in Terrebonne, ten years face to face:

Prices, change, days on market, negotiation, plex-to-house ratio and price per door, on Centris sales.

The market in Terrebonne this month:

Days on market, sold against asking, inventory and September 2026 verdict in Terrebonne, over the past twelve Centris months.

The condo market in Terrebonne this month:

Days on market, sold against asking, median price and September 2026 verdict for the condo in Terrebonne, compared with the house, over the past twelve Centris months.

The welcome tax on the median house in Terrebonne, 2016 against 2026:

The tax computed year by year on the Centris median price with the city's 2026 grid, and what a first-time buyer pays net in Terrebonne.

The salary to buy the median house in Terrebonne, 2016 against 2026:

The gross income required year by year (payment at the contracted rate, taxes, heating, 32% GDS ratio) on the Centris median price in Terrebonne, and the price's and the rate's share of the increase.

Condo or plex to invest in Terrebonne:

The median rental condo against the 2026 median duplex and triplex in Terrebonne, at the same rent, rate and down payment, labelled assumptions.

Which houses linger by price in Terrebonne:

Average against median days on market by price bracket over the past twelve months, the ratio between the two and the bracket where listings linger the most in Terrebonne.

Split-level, storey-and-a-half, bungalow or two-storey in Terrebonne:

Four house types side by side over ten years: median price, gap between types, share of sales and the one that rose the most in Terrebonne.

Our proof, not our promises

The Loaa & Manseur team, led by Lotfi Manseur and Loaa Al Daow, is the number 1 team at RE/MAX Platine in 2024 and 2025, 6th RE/MAX team in Quebec, 15th in Canada and in the global top 50 of large residential teams according to the official RE/MAX ranking, computed on actual transactions. Its Google profile counts 221 reviews with a 4.9 rating. Its offices are at 55 avenue de l'Équinoxe in Brossard, one bridge from the island, and every broker's licence can be checked in the OACIQ public register. Three things to verify yourself before calling us, and to demand of any other broker.

For the budget, first-time home buyer in Terrebonne; for prices, house prices in Terrebonne; to compare, Terrebonne vs Mascouche and Repentigny vs Terrebonne.

Frequently asked questions

What budget do you need to buy a house in Terrebonne?

About $98,000 in gross household income for a $450,000 house with 5 % down, $129,000 for $600,000 and $178,000 for $850,000, with a 30-year amortization and the stress test at 6.24 %.

Should you offer above the asking price in Terrebonne?

Under $720,000, often: 2.0 months of inventory and 25 days on market bring multiple offers on the fairly priced house. Above $870,000, with 5.6 months of inventory, rarely. In both cases, the ceiling is set on the street's closed sales.

Is it a good time to buy in Terrebonne?

Published forecasts (Desjardins, QPAREB, CMHC) expect stable to moderately rising prices in 2027 and a policy rate around 2.75 %; waiting does not lower the price. The right time is when your budget, your pre-approval and your sector are ready; in a seller's market, the ready buyer beats the buyer who waits.

How much does a broker cost the buyer?

Generally nothing: the buyer's broker's compensation is provided for in the seller's brokerage contract and paid at the sale. The purchase brokerage contract states what happens if the seller provides none; we explain it before signing. See our fees (in French).

Also available in French: version française de ce guide.

Our Terrebonne listing: 1245 rue François-Corbeil, apt. 402, a 1,356 sq ft three-bedroom condo in Île-Saint-Jean, at $400,000.

Published September 7, 2026 by the Loaa & Manseur team, the number 1 team at RE/MAX Platine in 2024 and 2025, 6th RE/MAX team in Quebec, 15th in Canada and in the global top 50 according to the official RE/MAX ranking. Tell us about your project.

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